M&t bank stamford ct
iPhoneography: Photography from the iPhone
2010.05.26 22:32 geoffe iPhoneography: Photography from the iPhone
Welcome to our iPhone photography community. šø Read the about section for more information.
2008.06.28 20:02 Connect-I-Cut
Live in Connecticut? Travel the likes of 91, 84, 95 or the dreaded Merritt? You belong here! Our subreddit is dedicated to connecting the redditors of Connecticut so they may share their experiences with Connecticut's cultural offerings.
2013.04.09 22:38 AlanFSeem Unresolved Mysteries
A subreddit dedicated to the unresolved mysteries of the world. Submissions should outline a mystery and provide a link to a more detailed review of the case such as a Wiki article or news report. Replies analysing and speculating over the mystery and possible explanations are encouraged. -
2023.03.29 08:11 CSGOMatchThreads ATK vs EG Black / ESL Challenger Melbourne 2023 North America Closed Qualifier - Grand Final / Post-Match Discussion
Vertigo: 8-16
Mirage: 16-13
Inferno: 12-16
Congratulations to EG Black for winning the ESL Challenger Melbourne 2023 North America Closed Qualifier! EG Black qualifies for ESL Challenger Melbourne 2023. Map picks:
Full Match Stats:
Individual Map Stats:
Map 1: Vertigo
Team | CT | T | Total |
š ATK | 2 | 6 | 8 |
| T | CT | |
šŗšø EG Black | 13 | 3 | 16 |
Map 2: Mirage
Team | T | CT | Total |
š ATK | 9 | 7 | 16 |
| CT | T | |
šŗšø EG Black | 6 | 7 | 13 |
Map 3: Inferno
Team | T | CT | Total |
š ATK | 7 | 5 | 12 |
| CT | T | |
šŗšø EG Black | 8 | 8 | 16 |
Highlights
This thread was created by the Post-Match Team. If you want to share any feedback or have any concerns, please message
u/CSGOMatchThreads.
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2023.03.29 08:10 WiXLvsXXxL I think I made a mistake
You had enough of me. Maybe because I didnāt do the right thing. I know this should be about you but you said uou didnāt want me. I donāt think you know, and I donāt even know how much it hurts. I donāt understand. Why we canāt just be together forever. Iām scared of the power I have. I thought somebody was hurting you. Iām so sorry my love, I should have trusted you.
Can you tell me how you want me to be. Even if I had to change up my whole personality.
Iāll let you have your space. Iāll ask you questions. Iāll give you my thoughts. Would you like it if we had a rap battle, I know your a killer queen. You probably got tonnes of guys trynna hit ur line. I guess I gotta step up to the challenge.
I didnāt remain esotiqlic. I felt so afraid that you didnāt want me that I created an alternate scenario to give an excuse for why you didnāt want me. Please tell me that we just need time to rebuild our relationship. Iād do anything . I would shave my head, change my name and meet you anywhere in the world. And if we truly agreed I would rob a bank, to get there if I didnāt have the money. Please tell me weāll be okay.
No matter what you are always going to be my cleapatra. Iām so ducking scared that you would break up with me but, I would never hold myself hostage. You deserve the choice tot leave me. And I will accept your decision but I would have to see you once a week atleast. Just to check up on you just to remind you that I still love you.
Remember the first date weee each had stuff to say. Next time I see you Iām gonna try that again while chatting to you.
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2023.03.29 07:48 Flying_Snails_today Spending time at home
Savior had saved the day again. She stopped a bank robbery in whatever city she was in. She didnāt really remember nor did she really care. She had killed all five of the bank robbers with no effort merely frying their brains. Now she was surrounded by her adoring fans and the media.
Savior: Thank you! Thank you! I do it for the needs of the many!
It was really just another day for her. She would just have and smile people would stare at her in awe. She would shake a few hands sign a few autographs and then she would go home. Maybe she would visit Leader and the canyon people.
She sighed a some weirdos picture of her and seeing as her hype started to die down she flew off. She flew back to her home. Her homes entrance was a doorway hidden in the side of a random rock in the middle of nowhere. She entered and walked down the front doors flight of stairs and into a lab.
Savior: Iām home boys.
The lab was full of scientists who all tensed up at the sight of Savior.
Scientist: Savior y-you are late! Why is that?
Savior: Gotta look good for the brand chief!
Scientist: This isnāt about the brand! This is about our research! We could have you exterminated!
Savior: But ya wonāt- you make so much money off my mere existence that Iām an asset! And itās not like you could put me down at all- even nukes canāt hurt me-
The scientists nodded and looked down at his clipboard. Savior giggled like a child and went into another room. It was the living room. She sat down on the couch and began watching tv.
Savior: Bring me some soda!
Savior demanded as a scientist immediately ran into the kitchen grabbed a can of coke and gave it to Savior.
Savior: Nice-
She began drinking out of it as she watched tv. After finishing her soda can she threw it against the steel wall creating a dent in it.
Savior: Damn weak ass walls-
She then got up and flew over to a room hidden behind a nearby bookshelf. Her bedroom with only a single bed.
Savior: Nobody can see me here- I can just get down and sleep
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2023.03.29 07:41 ruKawin Wednesday, 29th March 2023
| This edition of The Daily Spin has also been published on Mirror.xyz and can be collected at: https://mirror.xyz/rukawin.eth/ShIWvF67_fe-HE7haDE1KmS38J0_bLdaw7gdmGOgFbo The Daily Spin. ZK-Wednesday Edition. Zero. Knowledge. Proofs. Yesterday, three ā I repeat, 3 ā ZK Protocols raced to become the first to launch a ZK-based mainnet. Matter Labs won, successfully launching ZKSyncās āEraā mainnet for public use, followed by Polygonās ZK-EVM rollup which also went live on mainnet; and Starkware, launched Ethereum-tested ZK-proofs on the Bitcoin blockchain. How coincidentally does such a big step forward for the entire industry happen all in one day? One thingās for sure: this new narrative is taking center stage, right now. Binanceās CZ responds to CFTC charges, and while it still remains as a civil lawsuit there are elements of a potential criminal lawsuit ahead. The same play was made on Arthur Hayes, who ended up serving jail time in house arrest ā coincidentally, right before the bull run of 2021. Does history repeat itself?? Letās find out! Major bad news hitting the press, and BNB takes a measly 5% hit. BTC held firm at $26,800. DEXs vs CEXs volume ratio has reached its ATH. And more Bitcoin has been leaving exchanges than since December ā22. If it smells like a bull⦠In other headlines, US Renewable Energy production surpasses Coal production, marking a significant milestone in ESG. The ECB president warns that central banks could ālosing controlā without CBDCs. Metamask warns of a fake token launch campaign, Kokomo pulls the rug for $4m, and Safemoon gets compromised. Telegram launches u/wallet bot to enable USDT transfers for users. XRP is up in the double-digits in anticipation of a favorable SEC court ruling. OKex becomes the latest exchange to apply for a Hong Kong VASP license. Sui raises $300m at $2B valuation. Circleās USDC launches on Cosmos. And in todayās TL section, we have Gains Network, a podcast on Gnosis, stealth addresses, and Lighthouse from Metaverse Fashion Week (MVFW)⦠here is our round-up of curated news and opinions (surely biased) from the world of Blockchain, keeping you informed into the market news with the most trending, in-the-know, and controversial topics. In the name of transparent, dissemination of information to keep you curious, inspired, and clinically sane⦠Ongoings at Coinweb Coinwebās Layer 2 marks 4 million transactions milestonehttps://twitter.com/CoinwebOfficial/status/1638125472814092291?s=20 Coinweb Partners With Ceffu for Institutional Crypto Custodyhttps://www.ceffu.com/blog/coinweb-partners-with-ceffu-for-institutional-crypto-custody?utm_source=twitter&utm_medium=organic_social&utm_campaign=cweb0321 Coinwebās Fireside Chat Series, digitALL: Innovation and Technology for Gender Equalityhttps://twitter.com/CoinwebOfficial/status/1636676933361745920?s=20 āA Thread on Refereed Delegation of Computationā by Kawin on Twitter https://twitter.com/CoinwebOfficial/status/1635952081302589441?s=20 Coinweb to bring cross-chain tokenisation to Layer 2https://cryptoslate.com/coinweb-to-bring-cross-chain-tokenisation-to-layer-2/ āA Thread on L2 Scalability, Network Efficiency and Throughput/TPSā by Anton on Twitter https://twitter.com/CoinwebOfficial/status/1633424957693915137 A Leading Layer 2 Platform Looking To Tackle Crypto's Interoperability Issuehttps://www.benzinga.com/markets/cryptocurrency/23/02/31067514/a-leading-layer-2-platform-looking-to-tackle-cryptos-interoperability-issue āThe Reality of Large-scale Enterprises Adopting Blockchain Technologyā an article by Toby Gilbert for CityAM Magazine https://www.cityam.com/the-reality-of-large-scale-enterprises-adopting-blockchain-technology/ Coinweb Labs is proud to unveil LinkMint āļøš, our groundbreaking Cross-Chain Tokenisation Platform and DeconX, our integrated native DEX! Live Walkthrough Demonstration for the Community by Toby, Knut, and Alexander. https://www.youtube.com/watch?v=CSKA3cAB15U āA Thread on Guaranteed Liveness and the Coinweb Routing Systemā by Anton on Twitter https://twitter.com/CoinwebOfficial/status/1630052477579169793?s=20 āA Thread on Rollups, Monolithic, and Modular Blockchainsā by Kawin on Twitter https://twitter.com/rukawin/status/1616342851507613696?s=46&t=BjBOK3soH3kOMbsWEa_jlg Tobyās full presentation at Token2049-Londonhttps://youtu.be/pdtKx3vAs9c On the Radar WOW Summit, Mar 29-30 (Hong Kong)ASEAN Web3 Summit, Mar 30-31 (Singapore) Ethereum Shanghai-Capella Upgrade, Apr 12 (On-chain)Hong Kong Web3 Festival, Apr 12-15 (Wan Chai, Hong Kong) Consensus 2023, Apr 26-28 (Austin, Texas) Web3 Weekend, May 8-13 (Jakarta) AIBC Asia, Jul 19-22 (Manila) TOKEN2049, Sep 13-14 (Singapore) Blockchain Events curated by CryptoNomadhttps://docs.google.com/spreadsheets/d/1KtyFTb_W282bQ1xoVA5rlTwTDz3QfhswWIVpXhpbQIc/edit On the Block(chain) Longest streak of Bitcoin leaving exchanges since December 2022 https://cryptoslate.com/insights/longest-streak-of-bitcoin-leaving-exchanges-since-december-2022/ Binance CEO CZ reveals copy of letter to US Senators ā weeks before CFTC lawsuit https://cryptoslate.com/binance-ceo-cz-reveals-copy-of-letter-to-us-senators-weeks-before-cftc-lawsuit/ BNB Slips Over 5% Following Binance CFTC Lawsuit https://decrypt.co/124738/bnb-slips-following-binance-cftc-lawsuit Ethereum Co-Founder Says Crypto Ecosystem Has Never Been Better or Stronger https://news.bitcoin.com/ethereum-co-founder-says-crypto-ecosystem-has-never-been-better-or-stronge?utm_source=OneSignalPush&utm_medium=notification&utm_campaign=PushNotifications Bitcoinās correlation to traditional assets raises red flags https://cryptoslate.com/insights/bitcoins-correlation-to-traditional-assets-raises-red-flags/ Accidentally burnt CryptoPunk #685 āresurrectedā ā becomes first official CryptoPunk Ordinal https://cryptoslate.com/accidentally-burnt-cryptopunk-685-resurrected-becomes-first-official-cryptopunk-ordinal/ MakerDAO Ratifies Constitution Aiming to Decentralize DAI https://thedefiant.io/makerdao-ratifies-constitution-aiming-to-further-decentralize-dai-stablecoin Kokomo Finance Pulls Exit Scam, Takes $4 Million In Investor Funds With It https://bitcoinist.com/kokomo-finance-pulls-exit-scam/ Telegram Users Can Now Transfer USDT Through Chats https://www.coindesk.com/business/2023/03/22/telegram-users-can-now-transfer-usdt-through-chats/?utm_source=substack&utm_medium=email MetaMask warns of fake token launch campaign https://cryptoslate.com/metamask-warns-of-fake-token-launch-campaign/ SafeMoonās liquidity pool compromised; public burn bug to blame https://cryptoslate.com/safemoons-liquidity-pool-compromised/ MicroStrategy moves to Bitcoin standard ā firm now up +77% https://cryptoslate.com/insights/microstrategy-moves-to-bitcoin-standard-firm-now-up-77/ XRP rises 10% against Bitcoin as USD value rises to five-month high https://cryptoslate.com/xrp-rises-10-against-bitcoin-as-usd-value-rises-to-five-month-high/ Competitive Landscape ZkSync Launches āEraā Public Mainnet https://thedefiant.io/zksync-era-mainnet-livehttps://blog.matter-labs.io/gm-zkevm-171b12a26b36 Polygonās Zero-Knowledge Rollup Goes Live On Mainnet https://thedefiant.io/polygon-zkevm-live-mainnet Tested on Ethereum, StarkWareās Zero-Knowledge Proofs Are Now Live on Bitcoin https://decrypt.co/124715/tested-ethereum-starkware-zero-knowledge-proofs-are-live-bitcoinhttps://cryptoslate.com/zero-knowledge-proofs-now-live-on-bitcoin-a-new-era-in-cryptocurrency-privacy/ Teller V2 To Offer Fixed Term Loans Against āAnyā Crypto Asset https://thedefiant.io/teller-v2-lending Layer 1 Blockchain Sui Raises $300M At $2B Valuation https://thedefiant.io/sui-raises-300m New Lending Protocol Boosts Optimism TVL https://thedefiant.io/sonne-boosts-optimism-tvl DEX vs CEX volume ratio is at an all time high https://twitter.com/haydenzadams/status/1639260598281068544?s=20&utm_source=substack&utm_medium=email Circleās USDC to launch on Cosmos https://cryptoslate.com/circles-usdc-to-launch-on-cosmos/ The extreme concentration of BUSD: 99% of supply owned by just 1% of addresses https://cryptoslate.com/insights/roughly-99-of-busd-supply-is-held-by-the-top-1-addresses/ Open-Source Blockchain D-Ecosystem Raises $6M Ahead of March 29th IDO https://cryptoslate.com/press-releases/open-source-blockchain-d-ecosystem-raises-6m-ahead-of-march-29th-ido/ US. Coordinated Regulation Failures Binance CEO CZ Responds to US Regulator's Charges https://news.bitcoin.com/binance-ceo-cz-responds-to-us-regulators-charges/?utm_source=OneSignalPush&utm_medium=notification&utm_campaign=PushNotifications U.S. Doubles Down on Crypto Regulations As Industry Pushes Back https://thedefiant.io/coinbase-tornado-lawsuit US Crypto Firms Eye Overseas Move Amid Regulatory Uncertainty https://www.coindesk.com/consensus-magazine/2023/03/27/crypto-leaving-us/ Senators grill federal officials over lack of oversight into SVB, Signature Bank collapse https://cryptoslate.com/senators-grill-federal-officials-over-lack-of-oversight-into-svb-signature-bank-collapse/ Law firm Cooper & Kirk accuses US regulators of weaponizing banking https://cryptoslate.com/abuse-of-authority-law-firm-accuses-regulators-of-weaponizing-banking/ World Renewables Surpass Coal in U.S. Electricity Generation https://www.statista.com/chart/1503/coal-is-still-americas-predominant-electricity-source/?utm_source=Statista+Newsletters&utm_campaign=4f746d2c03-All_InfographTicker_daily_COM_AM_KW13_2023_Tu&utm_medium=email&utm_term=0_662f7ed75e-4f746d2c03-345164686 OKX becomes latest exchange to apply for Hong Kong VASP license https://cryptoslate.com/okx-becomes-latest-exchange-to-apply-for-hong-kong-vasp-license/ Disney Cuts Metaverse Unit Amid Company-Wide Layoffs https://decrypt.co/124725/disney-cuts-metaverse-unit-company-wide-layoffs Wassies NFT Prices Surge as Crypto Twitter Lore-Themed Hotel Opens in Singapore https://www.coindesk.com/business/2023/03/27/wassies-nft-prices-surge-as-crypto-twitter-lore-themed-hotel-opens-in-singapore/ Ticketmaster Debuts NFT-Gated Ticket Sales, Starting With Avenged Sevenfold https://decrypt.co/124607/ticketmaster-debuts-nft-gated-ticket-sales-starting-avenged-sevenfold SBF charged with bribing Chinese government officials with $40M https://cryptoslate.com/sbf-charged-with-bribing-chinese-government-officials-with-40m/ North Korean hacking group APT43 found to rely on cryptocurrency crime https://cryptoslate.com/north-korean-hacking-group-apt43-found-to-rely-on-cryptocurrency-crime/ ECB president warns central banks could ālosing controlā without CBDCs https://cryptoslate.com/ecb-president-warns-central-banks-could-losing-control-without-cbdcs/ Thought Leadership What Is Gains Network? https://thedefiant.io/what-is-gains-network How Gnosis Has Endured (47mins) https://open.spotify.com/episode/6XqXv00vhddcsKTmA5VQ4S?si=mT3vPc5wQKq0CMYI8B-uXQ&utm_source=newsletter&utm_medium=email&utm_term=2023-03-29&utm_campaign=New+day+new+SBF+charge&nd=1 What Are Stealth Addresses? https://decrypt.co/resources/what-are-stealth-addresses Introducing Lighthouse: The world's leading open metaverse navigation engine https://lighthouse.world/ https://preview.redd.it/t55m8l5m8mqa1.png?width=835&format=png&auto=webp&s=50e206f07546f30ff846583b76c300da5c11dd5c submitted by ruKawin to CoinwebDailySpin [link] [comments] |
2023.03.29 07:23 GiversBot /u/brendajrd [COMPLETED] was deleted from /r/borrow on 2023-03-29 (t3_10td84b up 52.79 days, LONGTAIL)
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[REQ] (£250) - (#London, London, Uk), (Repay £300 on 13/02), (PayPal or bank transfer).
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Hi ! Iām asking for help before getting paid, this month was a bit of a struggle. I need to get a last minute ticket home as my dad is in hospital ! Thank you if you can help.
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2023.03.29 07:04 tydyelove7 Getting charged $600 for a tow on a car I sold 1.5 years ago
Thank you in advance and Iām sorry for the formatting, Iām on mobile writing this.
I (26m) am writing this on Tuesday at 9pm at night in Washington County, Oregon. I sold my car 1.5 years ago.
5 days ago I got a letter from the Oregon lien services for $600 for a tow of the car which was abandoned at the buyers apartment complex.
When I sold the car, I had the person sign 2 different āBill of saleā documents that were provided by the Oregon DMV, I then took of if the documents fully filled out. I also took a picture of their ID (front and back) and their picture in person with the car. All of these pictures have undoctored metadata.
I have their number, instagram, Facebook, TikTok, and yet no response. I got access to the car from the tow company but didnāt find their copy of the bill of sale. I tore my house and my car apart looking these documents and still found nothing.
I contacted the tow company about the proof I have of the sale, but they had contact DMV since the owner info (apparently still me) was provided by the DMV.
I contacted the DMV about the situation and they have no record of me notifying them about the sale of the car. I asked to talk to the supervisor at the DMV and what I originally thought was said was they were backdating the sale date and I just needed to find the bill of sale to back this up.
After I contacted them, I looked all over for the bill of sale in my apartment and my car and my storage unit. I even went through all of my important papers that I know I should always save (bank statements, tax info, 3 other bill of sales from previous cars of mine, etc.) and spent hours looking. Nothing.
So I contacted the DMV again and they said the sale date was from when I originally called (which was the day after I got the bill) and not what the supervisor told me. The new agent I was talking to said they have no way of backdating sale notices by law.
The bill from the tow company states that I have until April 7th 2023 to either provide the notice of the sale dated from before the tow or pay the full bill, which I think is $2000 for the yard hold at which will then be auctioned off on the 7th.
Iām lost and feel completely out of options. Iām broke and canāt afford this bill on such a short notice. Even at $600. I donāt feel like I own the car since the documents were all signed and itās considered an official document by the Oregon DMV.
What should I do? Is there a way to get out of this mess without paying for this bill?
UPDATE: I forgot to mention I also have a picture of the passenger registration with the buyers signature.
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2023.03.29 07:00 bbirdy99 Doctors donāt know whatās wrong and I need help.
Female, 24, ~220lbs. Medical history: PCOS, kidney stones, depression/anxiety.
Iām just looking for anyone to hear me and not disregard me. Iām suffering and Iām young and Iām so exhausted.
Since December 2021, I have been dealing with an undiagnosed and debilitating medical problem. The symptoms may have been occurring prior to this, but December is when I noticed and when everything began to spiral.
The first major incident was when I was helping set up for a work event. We had walked well over 2 miles - I was tired, but fine. Suddenly, it felt like my lower back tightened (think someone stretching a rubber band as far as it will go without snapping), I began to struggle to walk, my vision tunneled, and I thought I was going to pass out. Luckily, I didnāt and after sitting and resting I felt better.
I proceeded from this like I would any back problem: rest, OTC pain meds, stretching. Nothing helped. Everything got worse, much worse. For months, my pain grew from discomfort to debilitating. It migrated from my back to my hips and legs. I began to have problems with rapid heart rate and shortness of breath. At the time, I attributed it to the pain but looking back, it must have been part of the systematic inflammation I was going through. I also was losing strength everywhere. I could not step onto a curb without pulling myself up. I could not walk more than 10 steps without stopping. I couldnāt even change positions on the couch without hurting. I was starting to have difficulty chewing as well. Everything hurt.
I did get an MRI on my back done which revealed a lower disc bulge, but no one could explain how it could be causing my pain.
I tried everything to fix it: exercise, steroid injections, physical therapy, pain management, visits with a spinal specialist, special chiropractic care (no adjustments), swimming and many others I canāt remember. Everyone thought because none of this worked, that it was somehow my fault. I swear most days I could barely function to get out of bed, it was a miracle I was able to try at all.
My blood work was showing consistently elevated WBC. I had a couple doctors mention that it seemed like I had an infection, but clearly didnāt have one. I also developed a lymph node behind my right ear which an ultrasound cleared of being harmful, but itās still kind of weird.
Fast forward to October 2022. I visit a hormone specialist for PCOS related things. He does some blood tests and tells me my inflammation levels are really high. He wants me to try an anti-inflammatory diet. Itās strict, but nutritious. In 3 days, 72 hours, I was feeling 60% better. It was like a miracle. The pain was manageable but more remarkably, my strength came back too. I had a doctor tell me my pain was gone because I lost weight, but I donāt think itās possible to lose over a years worth of pain in 72 hours worth of āweight loss.ā And even after the new diet, my inflammation levels were still high. Even still, I definitely wasnāt fixed and couldnāt function like I had been able to prior to before all this happened.
Youād think that would be the end, right? Nope. I began to go through periods of feeling⦠sick. I donāt know how to describe it except Iād be feeling fine, then Iād suddenly be exhausted, nauseous, and achy again.
I began to see an internal medicine doctor. Sheās ran tests, and even sent me to a hematologist (for absolutely no reason), and canāt figure out whatās going on. In January, I got majorly sick with bouts of vomiting and fatigue which they claimed was caused by a ālow-carb diet.ā Considering all I had been able to eat for weeks was noodles and potatoes, Iām not sure thatās possible but they didnāt care enough to listen.
Since getting sick on and off, Iāve had a hard time sticking to my diet which is mainly vegetables, beans, and lean meats. Not exactly the easiest things to stomach. Which means my pain has come back.
Most recently, I landed in the hospital after having the worst spell of nausea of my life. I was vomiting bile, a LOT of bile, continuously and aggressively. My mom took me to the ER where I had to have tons of IV fluids, dextrose, and electrolytes just to get me stabilized. They did an abdominal ultrasound and CT scan and found nothing. My body pain is back in full swing. All they could say was that I was hypoglycemic, was in metabolic acidosis, and had a high WBC. But they couldnāt identify a root cause. Iām so thankful for their efforts though.
I canāt keep living like this. I canāt get a job, I canāt move out, I canāt do anything but try and figure out what is wrong with me so that I can move forward. I donāt know whatās connected and whatās not connected. I canāt find a single doctor that is willing to take a minute to talk with me.
I respect everyone in the medical field and I know Iām not the only patient, but Iām really, really struggling right now. Iām not looking for an immediate diagnosis or a special pill that will make me better. Iām looking for someone that can listen and put together the pieces without giving up or dismissing me.
Is there anything that stands out to you? Is there a medical professional you think I should reach out to? Any advice is appreciated and Iām sorry for the long post. Iām just so tired and upset.
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2023.03.29 06:56 Loud_Cookie_5878 Please help I accidentally deposited a fake check!!
I do work as an influencer for brands on Instagram and was contacted by a company claiming to want to work with me. They sent me a check and asked me to send part of it back through Zelle. I tried and my bank wouldnāt let me send the money back after the mobile deposit. I spoke with a lady on the phone and told her I had never done business with them before and she said they would hold it for a couple weeks to see if it was real. Now I get a call saying they are closing my accounts I donāt know what to do I canāt access my money at all. Iām only 22 and know nothing about checks. I donāt want to go to jail I didnāt even know what I was doing please help.
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2023.03.29 06:54 Loud_Cookie_5878 Please help I accidentally deposited a fake check!!
I do work as an influencer for brands on Instagram and was contacted by a company claiming to want to work with me. They sent me a check and asked me to send part of it back through Zelle. I tried and my bank wouldnāt let me send the money back after the mobile deposit. I spoke with a lady on the phone and told her I had never done business with them before and she said they would hold it for a couple weeks to see if it was real. Now I get a call saying they are closing my accounts I donāt know what to do I canāt access my money at all. Iām only 22 and know nothing about checks. I donāt want to go to jail I didnāt even know what I was doing please help.
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2023.03.29 06:51 TrackaLacker Sculpting Short Mid Thigh W/ Open Gusset - Onyx - XXS/XS and 35 other listings are in stock at Skims
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2023.03.29 06:49 Mission-Egg794 The Day I Thought I Won The Lottery
I used to think success was driving down a beach-front highway having to choose between breathing in the new car smell from your convertible, or putting the top down for some salt air.
1 week ago, I had neither of those choices and today the very thought of beach air and new car smell makes me fucking sick.
Before I get into this, let me be clear: this is not a confession of guilt for anything Iāve done. I never wanted all this shit. From the very start it was only about one thing: Getting my son, James a birthday present.
I wasnāt even trying to get him the BEST or the BIGGEST or the most EXPENSIVE birthday present. Just
A present. The present I set out to get.
But instead...
I went to the 7/11 on Santa Monica and bought a MegaMillions lotto ticket.
My name is Daniel Baxter, and this is the day I thought I won the lottery.
April 8, 2022 ā 2:03AM
Itās 2 oāclock in the morning and Iām at the Hollywood Casino. Iāve got every penny to my name spread across the craps table and some dickhead on his bachelor party holds the dice of fate in his clammy little hands.
My last 3 meals have been from discarded room service trays at LAX Hilton, my truck doesnāt start without a prayer and the tires have been leaking air for the last month which is fine because now I know the location of every free air filling station in LA County.
If Iād paid my phone bill, itād be buzzing a crater in my leg from my ex, Lenora, asking if Iād picked up our sonās birthday gift with the $200 she gave me.
āGave meā isnāt quite the right term. She handed it to me with a scowl then told me āif you gamble this shit youāll never fucking see him again.ā Things had been tense lately.
But none of that matters because this guyās been hot and itās with his help that Iāve turned that 200 hundred into almost 3 grand. The only question is; are the rhythms with me or not?
Maybe you call it God. Maybe you call it Karma or the natural vibe of the earth or mercury or whatever. When the rhythms are on, everything goes your way. You crush your yearly review at work and get the raise youāre after or youāre at some party and youāve got everyone eating outta the palm of your hand.
Most things are math. Craps is math. Poker is math. Phone bills are math. Divorce rates are math and if I keep having to eat off of room service trays, the likelihood of me waking up with diarrhea is math.
Itās all just probability. But when the rhythms are on, the probability doesnāt matter. You could take a 1 and a million shot back-to-back and hit it twice. Thatās what the rhythm can do for you.
Summer of 2018 I was up over 2 million. I couldnāt lose a hand of blackjack, I couldnāt crap out if I tried, I couldnāt say the wrong thing to Lenora and every time I walked into the room my son, James, would light up like a fucking lantern.
It used to be me and Lenora at the tables. The place was always open, the food is fine and the drinks are free. If we werenāt at the tables we were in the lounge talking Black Jack strategy or in the bar talking game theory or hanging out at the slots like a coupleāa mice pressing a button and waiting for the cheese to pop out.
Sometimes itās nice to be a mouse. Iāve got rats in my house. They donāt pay rent or go food shopping. All they have to do is avoid eating a piece of death cheese or poison and honestly thatās not too far off from how I live anyways.
When we had James, things changed though. As Lenora put it ārisking your sonās dinner isnāt chasing something itās chasing nothing.ā And I guess the 45-minute commute to the Hollywood wasnāt a valuable use of her time. Lots of people commute to work even longer. When I was working at Goldman, I commuted an hour and a half each way from Connecticut. Granted I was on a train but the point is we all commute to work.
It was nice having her here. It was nice seeing James with a smile. It was nice to check my bank account and feel a life raft around me, rather than a black hole forming in my bellybutton.
But the rhythms shifted.
Now itās just me here next to Lenny with the beard, Jackie with the cigar and Jonie whoās been serving drinks here so long her face should be on the highway billboards. After Lenora broke it off with me she got together with Kelton who works for a hedge fund which (for the record) is still gambling. Heās just doing it with other peopleās money.
Jamesā 9th birthday is three days away. He wants an iPad and soon as I cash out, Iāll be able to pick one up, maybe kick some back to Lenora and spread some cash around to the litany of people Iām on the hook to.
Iām one big night away from wiping it all out. I just need one hit. One night of pure rhythm... and Iāll be back.
The shooter shakes the dice in his hand then tosses āem. I watch them clack on the table walls below me, but before they even settle on the pass line, I can already feel the star implode in my stomach.
In a flash, my hard work is raked away by some new guy named Carl with a moustache and not a single ounce of sympathy.
The partyās at Lenora (and Keltonās) which was fine because honestly, I didnāt just have rats.
The rats came in chasing the cockroaches but when a bunch of them got into my Cadbury Mini Egg stash and died under the living room floor, a pack of fleas picked the carcass clean before making their way into the carpet above. So, yeah...at the moment I have fleas, cockroaches and rats. I had a bug bomb guy coming in a couple days but things were gonna be a little itchy until then.
It's three days until the party. Iāve got no gift and if I show up without that 200 bucks I may never see my kid again.
April 8, 2022 ā 6:32AM
Thereās only so much you can do on a security guardās salary and being paid $12 an hour to guard millions of dollars in Mercedes automobiles is hilarious. What am I supposed to do if some guy comes in to steal a car? Lay my life on the line and hope my out-of-pocket HMO covers bullet wounds?
I donāt even have dental. I got a root canal that needed to be recapped 10 minutes after it was put in.
Iāve been on Mr. Jenkins about a raise but he keeps telling me āwe gotta sell more cars, Davey,ā as if Iām the one selling cars. Iām a fucking security guard what the hellās that gotta do with me? Last I checked it was my job to keep cars on the lot and getting them off was yours.
Jenkins owns every car dealer on Van Nuys. Maybe youāve seen his ads on TV where he slides into frame wearing a suit while riding a surfboard just to say āCOME ON DOWN!ā He can afford to buy a surfboard for tv ad that has no mention of surfing or aquatic sports of any kind but he canāt pay me an extra $3 an hour so I can re-introduce cold foods to my diet.
I spend most of my shift eyeing the mint green on onyx black SLS convertible they keep in the lobby. Itās flashy but itās got a nut sack under the hood so you know you could back it up if you went toe-to-toe with some clown at a red light. Sometimes I just stare at it but I never touch it. I only wanna touch it when itās mine. Which it would be...
Maybe I could steal it and sell it to get the iPad and some other shit. I know all the codes but then again I wouldnāt need the whole car. The thing costs half a mill. Maybe I could lift a rear-view mirror. Who would notice? Then again with the way the rhythmās set Iād probably bump into the fucking FBI on the way out.
Iāve been doing my best to get things together but the cards arenāt falling my way and thereās not much you can really do about that. Iāve been going to the Hollywood for 15 years so I know Iām due for a run.
Me and Lenny talking about this all the time at the lounge. Sometimes youāre on the downbeat and sometimes youāre on the upbeat. Lately I feel like itās been all downs but the thing about being a father though, is that youāre not the only one on that ride.
It used to be that I could take a few down weeks or months even. Sleep in the car, call the landlord and talk them out of breaking down the door but when you got a kid everything changes. You suffer, he suffers. Lately Lenoraās been paying for that but you see she keeps a tally. She says she doesnāt but she does.
Every time she has to pay for something she looks at me like Iām the biggest piece of shit then says āItās ok, David.ā Which it really isnāt.
The fees and stuff arenāt the real problem. Itās being able to take James out and take care of him. She wants to take that away from me and honestly I donāt blame her.
Last week my card got declined trying to pay for ice cream. James had already eaten half of his and the lady made us give it back. He didnāt talk to me the whole way home then 2 days later Lenora told me James didnāt really like spending time with me anymore. A week after that she filed for sole custody and told me they were thinking about moving to Chicago. Who the fuck would want to live there? Itās cold as fuck and the people are assholes.
April 8, 2022 ā 12:20PM
I do pickups for a porta-john company on the side. Itās just temporary. I donāt clean the shit I just spray down the units and suck out cans and shit with a wet-vac before this guy named Pete sticks a hose in the back and drains the whole thing out.
Iām always surprised by what people put on the walls of a john. Usually itās just drawings like hearts and shit but sometimes the rhythm finds you there too. One time I spotted a phone number Sharpied on a toilet seat but it was missing 1 number. 8 digits. Kinda like 4 roulette numbers right?
I took em to the Hollywood and won 5 grand on one roll! Hasnāt worked again for me yet... but thatās the thing about it man.
But today Iām cleaning out a row of johns after some music festival which by the way is far and away the worst clean ups to get. Sure you see these kids all cleaned up online in some tweed outfit or some shit but you should see the shit that comes out of these kids. Itās like paving tar with glitter and red bull cans.
I look down in the last john Iām hosing down and I see something. Peaking out of the mounds I see: a $20 bill.
I stared at it for a second but I could hear Pete coming down the line about to suck it into oblivion. I never seen cash in the john before. Sometimes you hear a coin clank through the hose but a 20 bill just staring you right in the face?
I did what any man would do. I grabbed it and when I pulled my hand out I was half expecting it to be missing a layer of skin.
Later Iām sitting in the truck staring at this 20 bucks thinking āwhy would this come to me?ā There had to be a reason. It wasnāt just on the floor of some john. It was in the last john after the nastiest event at a time when all I needed was one shot.
It was the rhythm.
But having to do that for just $20 didnāt add up. There had to have been a greater purpose and you know what they say about money. You donāt let it sleep. You wanna get that money out and get it working.
Craps kicked my teeth in this morning and you canāt do shit with 20 bucks on a blackjack table. I had to think bigger.
Then Iām driving home from work and I see the 7/11. Powerball was at 2.11 BILLION. The biggest in history. If you got all 6 numbers right you got the whole chicken. If you got 5 you got just shy of 8 million bucks. Boom.
I had my usual numbers but this wasnāt a usual day. I told the cashier to give me āall randoms today.ā 10 slips at $2 each.
That night I sat down on my couch waiting for the Powerball to come on tv... then I blacked out.
The next thing I knew I was staring at 6 numbers lit up on my tv screen: 08, 07, 14, 29, 40, 16
And on my slip: 08, 07, 14, 29, 40, 22
I had 5 out of 6 numbers. Iād just won 8 million dollars
April 9, 2022 ā 9:01AM
Iām standing in line at the California Lottery Offices. Itās not some huge expansive place. Itās a shitty little line up of people with various ailments trying to dispute their $5 winning ticket.
My mind is racing. Who do I pay back first? Do they give me the cash here? Is it in a duffel bag? When do I have to hold that big ass check? Do I wear a mask? I saw a guy do it in a scream mask once to maintain his anonymity. Honestly it might be nice to be seen. Not only has everyone seen me as a piece of shit forever but also I havenāt exactly kept a detailed list of everyone I owe money to.
Itād be good for people to just hit me up, I can cut a check and tell them āthanks for your patience.ā Maybe Iād even give them a little off the top as a tip.
The guy a the counter basically spat in my face; āItās gotta be reviewed. Takes 2-5 days. Weāll email you a link to collect any winnings.ā It was like I just accused him of something. No congratulations or anything which at first, I was pissed about but then I realized that clearly I wasnāt the first asshole who thought they won the lottery.
Except I really did. 2-5 days was nothing. Iād been living in the shit for years I could do another few days.
Stepping outside, everything looked the same. The air wasnāt purer or the sunlight any more sunlightier and I still had to fill up my tires at the Shell on Cahuenga. Thereās something about being rich without actually having any appearance of being rich.
That secret alone is like having a bomb in your pocket. People treat you regular, they smile and make conversation but deep down you think...if I pulled this out I could kill you with it.
But when people do think you have money, the more of it they give you.
I rolled in the doors of the Hollywood like I always did. Lenny called me a bullshitter, Jackie barely even put her cigarette down and Jonie didnāt even bring me a drink because I didnāt actually have any money on the table. I didnāt even have money in my pocket. Iād spent it all on the Megamillions and I hadnāt eaten since perusing the halls for leftover room service the night before.
Then news hit. My face was on every TV in the place. āLocal man wins 8 million dollar jackpot.ā
I checked my phone to see if it was blowing up, then remembered I still hadnāt paid the bill in months. So I was good there.
April 9, 2022 ā 11:11AM
If youāve ever been on a casino floor you know that itās never silent. But I swear to God if you were on the floor when that news hit, you couldāve heard the rats eating my Mini Eggs 20 miles away. Everyoneās eyes were trained on me. For a second I even felt all the security cams shift over in my direction.
I couldnāt stand being on the floor with nothing to play with so Lenny set me up with his guy who got me a little walking around money. Japanese guy who I met in a Burger King across the street. Weird dude. Not sure what his name was.
I didnāt wanna go too nuts so I just took out a small loan. 50k at 20 points. I thought about it for a second then realized I didnāt really give a shit about the interest. 10 grand to me in a week doesnāt mean nearly as much as 50 does now. Itās just value proposition. It would have been stupid NOT to take out the loan honestly.
Walking into the casino with 50 grand in my pocket and slamming it down on the table feels a lot like taking out your dick at an orgy only when your dick comes out itās a 60 foot cigarette boat with flames painted on the side.
But then I learned what I remembered years ago. Losing money and gaining money at that point meant almost nothing.
So losing 2 grand a hand wasnāt such a big deal because I could be making 5 on the next. Thatās why I needed a little more when I lost the full 50.
Another 100k or so at another 20 points should do the trick.
It didnāt take long to realize that both winning and losing money meant almost nothing to me. So I ventured out.
A tailored suit for me (ready in 2-3 days on a rush).
An iPad for James with all the bells and whistles.
6 dozen roses sent to Lenoraās house signed āyour secret admirer.ā just to fuck with Kelton.
A watch for me, Lenny and Jodie.
Some special cigar Jackie had always been eyeing.
New pairs of Nikes for all of us.
And a limousine to my dentistās office.
I paid in cash for the cap replacement, they gave me some pills and told me not to mix them with alcohol but honestly I was a little distracted by the old molar cap sitting on the table. I had an idea.
āAre you gonna just throw that away?ā I asked her.
By now I realized I didnāt have a phone to receive my winnings via email. So, I stopped a guy in the lobby and paid him 2 grand cash for his before popping a few pills and slugging some champagne in the limo.
There was barely enough time to sit back and relax. I had a lifetime of debt and yearning for shit to burn through.
We made it to the Mercedes dealership but the pain killers kicked in and I could barely feel my hands as they ran across the SLSās mint green paint. Bummer.
Jenkins sauntered over asking if I was working today and all I remember saying was āI want it.ā He scrunched his eyebrows in confusion, so I put the remaining cash I had down on the table and said it again. āI WANT IT.ā
They ran my credit (which was dog shit. Didnāt matter) and I looked Jenkins in his fat little face again and said āI donāt give a fuck.ā He sold it to me, financed at 25 percent interest. Then when he went to fetch my paperwork and keys I took a shit on his desk, shoved the molar cap and a $20 bill in it before using his jacket to wipe my ass. Felt right. Donāt really know why.
I had walked into the CA lottery offices at 9am to start the review process on my ticketās authenticity.
By 11am, I was watching news break from the Hollywood Casino.
By 10pm I had accrued more debt than a small country.
I hadnāt received a dime from the lotto.
And I needed more walking around money.
April 10, 11, 12 ā who the fuck knows what time
The next few days were a blur but there are a few things Iāll never forget.
Quitting my job.
Hiring the limo for the week.
Trying to shit after 3 days of having nothing but fast food, champagne and pain killers.
Fielding questions at the party from Keltonās asshole friends who told me ālotto rich isnāt real rich.ā
And the heat of my house burning to the ground as James and I stood there watching with a can of gas in our hands.
He didnāt even want the iPad.
The rhythms were sliding back. James had that smile plastered back in his face and even Lenora was happy to see me.
April 16, 7:35AM
āDear Mr. Baxter. Congratulations! Youāve successfully matched FOUR of six winning numbers. Below please find a link to collect your winnings of $10,000.ā
I read it over and over again. Over and over and over.
When I called the offices an nice woman on the phone informed me that due to a printing malfunction the ticket had appeared to show the number 8 when in fact it was a 6.
They even managed to maintain a sense of excitement. I mean why wouldnāt they? They think I just won $10,000. They had no idea Iād bought a car I couldnāt afford, burned my house down, taken a shit on my bossā desk, maxed out 3 new credit cards and borrowed a inordinate amount of money from people at a borderline illegal interest rate.
The limo company took my ride away and with no home Iāve spent the last 2 days parked on the Pacific Coast Highway, sleeping in the brand new Mercedes I canāt afford, in a suit I shouldnāt have bought, showering in the YMCA down the street, and eating 2-day-old coconut shrimp.
All of a sudden Iām fucked again. But as I stare out at the Pacific, my phone dings. Itās an alert from the Chase banking app. My lotto winnings of $10,000 have just hit my account and the only question is...
Are the rhythms with me or not?
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2023.03.29 06:47 ItAintEZbeinWheezy I would do it again.
Background: My two roommates and I moved out about a month ago from our old house to get away from the over barring housemate we had. She would go through our stuff, pick out small things to be passive aggressive about, and would complain about one of us to the other individually. Total mess. Not to mention the landlord she would tell on us to CONSTANTLY when things didnāt go her way.
The three of us ended up banning together, and found a house to move into that conveniently(for us) was next door with amazing landlord couple to rent from.
With I not having a ton of mail sent to that house, I decided it was better to not bother with a change of address form. Since with my bank and work I changed stuff a few weeks before moving. Well, thinking I was okay after getting settled at my new house my old housemate thought it wouldāve be okay to place my mail in the mail box. In the U.S. this is actually a federal offense, since she is not the resident of the house. I let it slide the first time but it happened again and Iāve lost it.
Petty thing I did: well since she likes to put things in peoples mail boxes I thought Iād place some things in herās(not ethically) Iāve sent the last two days signing her up to receive visits from JWs and Mormons, receive a bunch of religious paraphernalia, baby stuff(she is past child barring years) patenting magazines, travel guides, and tons of stuff to keep her occupied with getting for a little while anyways. The other thing I did was to make sure she had a copy of state laws showing what is trespassing as well as USPS regulations on mail boxes, etc. I think itās enough. I may decide to do this again when Iām bored but Iām out of websites and the ones I gave info to will 100000% give her info away.
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2023.03.29 06:43 WitchyVibes91 First time posting, I donāt have a will to live and i need to vent to someone
Life is so extremely difficult. I have a negative bank balance, Iām behind on bills, Iām busting my butt going to school full time to be a teacher and working a full time job while taking care of my daughter but itās not enough. If I didnāt have my daughter, Iād be long gone. All I do every day is just think about ending it all. Iām tired of feeling emotionless. I want to feel joy again. But it all just feels so pointless.
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2023.03.29 06:34 Loud_Cookie_5878 Please help I accidentally deposited a fake check!!
I do work as an influencer for brands on Instagram and was contacted by a company claiming to want to work with me. They sent me a check and asked me to send part of it back through Zelle. I tried and my bank wouldnāt let me send the money back after the mobile deposit. I spoke with a lady on the phone and told her I had never done business with them before and she said they would hold it for a couple weeks to see if it was real. Now I get a call saying they are closing my accounts I donāt know what to do I canāt access my money at all. Iām only 22 and know nothing about checks. I donāt want to go to jail I didnāt even know what I was doing please help.
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2023.03.29 06:34 Loud_Cookie_5878 Please help I accidentally deposited a fake check!!
I do work as an influencer for brands on Instagram and was contacted by a company claiming to want to work with me. They sent me a check and asked me to send part of it back through Zelle. I tried and my bank wouldnāt let me send the money back after the mobile deposit. I spoke with a lady on the phone and told her I had never done business with them before and she said they would hold it for a couple weeks to see if it was real. Now I get a call saying they are closing my accounts I donāt know what to do I canāt access my money at all. Iām only 22 and know nothing about checks. I donāt want to go to jail I didnāt even know what I was doing please help.
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2023.03.29 06:29 Loud_Cookie_5878 Please help I accidentally deposited a fake check!!
I do work as an influencer for brands on Instagram and was contacted by a company claiming to want to work with me. They sent me a check and asked me to send part of it back through Zelle. I tried and my bank wouldnāt let me send the money back after the mobile deposit. I spoke with a lady on the phone and told her I had never done business with them before and she said they would hold it for a couple weeks to see if it was real. Now I get a call saying they are closing my accounts I donāt know what to do I canāt access my money at all. Iām only 22 and know nothing about checks. I donāt want to go to jail I didnāt even know what I was doing please help.
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2023.03.29 06:17 Professional-Air9106 Should I be worried that I donāt have an āinternshipā right now?
So, iām a junior majoring in accounting with ā 3.5 gpa. I got a job in the accounting department for a regional gas station (69-99 locations). Iām basically an AP clerk, but I do bank reconciliations, āauditā a little bit of the storeās paperwork, and run a couple simple reports which just consistent of some button pushing (nothing complicated). Iām worried that my title doesnāt have āinternshipā in it. Would being an AP clerk for a little over a year before graduating be seen as equivalent? or would my peers who have 3-6 months experience in an āinternshipā be better off?
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2023.03.29 06:14 server323 3k saved. 530 Bad credit No bank account. NEED a car to do Uber while i stay in school. Have a 3 month old son, getting a car is a priority
Got a check from school saved. $3k budget to get a car (hybrid)so I can drive Uber (make money daily, already have a existing driver profile)I donāt wanna wait so i dont spend any of it . Iām guessing leasing is the cheaper monthly option, but i just checked my credit score nd itās 530. No bank account no current income besides school checks every semester. No co-signer. Whatās my ideal option? I have existing credit card debt but i rather put my saved up money into getting a car to make income nd pay my debt off after i secure a vehicle. Thanks in advance.
*EDIT Debt in collections 9 years)
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2023.03.29 06:06 lightenupsquirt Wiring house downpayment from an HYSA
Weāre using a Discover HYSA to save up for a house downpayment and although we wonāt be ready to buy for a couple years, Iām trying to plan ahead. I know earnest money needs to be in a checking account as soon as you start looking for houses so that when you make an offer, you can have access to the funds immediately. But what about the rest of the downpayment? Letās say the downpayment will be around $150k. Would you be able to wire transfer an amount like that directly from a Discover HYSA to an external payee? Or would I need to transfer it first to my checking account (which is with a different bank)?
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2023.03.29 05:52 pirate_kat Job asking for katakana for bank card even though name is in English on everything
Weird question that Iāve never encountered in the 10 years of living in Japan. When I came here I got a Mizuho bank account and they put my card and bank book with my name in English characters. Never had an issue until I changed jobs lasted year and the company wanted the katakana. I gave them what was on the original paperwork. They couldnāt transfer my salary. I asked them to do it in English characters and they could transfer my salary.
I changed jobs again this year and my new company is demanding I give them my bank info in katakana. I explained that the transfer needs to be with my name in English but theyāre insisting I need the katakana. My husband called Mizuho and of course wouldnāt give them any information because I need to be on the phone or go to the branch myself.
Based on previous experience Iām certain that even if I get the katakana direct from the paperwork or the bank they wonāt be able to transfer my salary.
Has anyone encountered this issue before? Do I need to change my name to katakana at the bank? Or make a new bank account ( I really donāt want to do thatā¦). I have a Shinsei bank account too but itās also in English characters, so I doubt they would want that either.
I really donāt understand why my previous 3 companies could transfer without katakana but this company is saying different. Any ideas?
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2023.03.29 05:49 arnie717 Looking for recommendations on a 7ā spinning rod for Smallmouth. The Medium power rods Iāve handled feel way too stout for the size fish I catch. Broomsticks arenāt fun to fish with
I bought and returned a St. Croix Victory, 7ā1ā Medium, Fast Action that I swear could have hauled in a Tuna. Didnāt think twice and bought a St. Croix Bass-X, 6ā10ā Medium Light Extra Fast. This one the tip feels like itās Light Power and the other 6ā feel like a broomstick compared. Very weird rod. Getting returned tomorrow.
I like the action of the cheap Wal-Mart rods better but the UglyStiks are darn heavy and I also use braid so I was looking for decent guides.
Anybody know of a good āSoftā Medium or a āBeefyā Medium Light?
I have other 6ā6ā rods that are fine. I feel like 7ā is hard to get right apparently. I want more length because Iām starting to fish from the bank more often
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2023.03.29 05:47 Gullible-Conflict-46 Internship Tips
Good morning to all, Iām a Y2 Business student (have had about 5-6 different internship experiences) and Iāve had friends recently who asked me for tips on applying to internships. Truth be told, the period now is a little late to apply for summer, but you may still try. Do take note to apply at least 4 months in advance in future. For finance students, your cycles might open even one year prior especially for Investment Bankings.
Without further ado, hereās some tips I can share with all of you (I had quite a few offers for summer):
Resume stage: 1. Keep an excel sheet and list down companies in 3 different categories. Easy, intermediate, hard. You increase your chances of a company getting back to you if you do it this way instead of applying to all the competitive companies (especially of you have 0/minimal experiences). This can range from applying to startups to MNCs.
- Put in all your relevant experiences. If you find that your resume is empty, PLEASE do not increase your line spacing, its obvious when youāre trying to do that to compensate and to just āfill in the gapā. Instead, you may list down your involvements in school i.e. projects, competitions. Many of my friends did not include in competitions they did not win in, but I recommend to still put it in if you have space. That way, employers know you at least try to participate. If you donāt include, they donāt know you so theyāll assume you never take part in such things.
- Keep your resume to a one pager. Most HR wonāt even glance through / beyond 1 page. Highlight your key achievements. Anything 5 years and older you may remove :)
- Connect connect connect. LinkedIn is one of the best ways to leverage on getting to know a company culture / speak to the direct managers in the teams youāre keen to work with. Make use of that if you can. Ask questions.
- Consider projects, competitions and CCAs. If you have zero job experience, being a member of a relevant CCA is better than having nothing on your resume. If youāre keen to enter the finance industry, maybe taking part in competitions and being in NUS Investment Club helps.
- Do NOT use Canva for resumes. Most companies especially large MNCs use ATS systems. If your resume is fanciful, the system cannot detect your resume and youāll be out right away.
- Use multiple platforms. Donāt just stick to TalentConnect and LinkedIn. Exhaust all career sites. Some companies only have listings on their own career portals. Look into those.
- Be realistic. Some sectors right now might not be doing extremely well i.e. tech. Apply to the industries you believe are / may not be as affected - FMCG is one of them. However, the barrier to enter FMCG is also a bit harder if you have no experiences. Different industries look at different amount of experiences.
- Cold emailing. Sometimes this works, sometimes it doesnāt. Especially for smaller companies, this would work way better compared to an MNC. If youāre keen to join a company, try dropping them an email and find the email on the company site.
- Research. Even if youāre desperate, make sure to research properly on the different roles / companies before you apply. Its better to be safe than sorry as many MLM companies are targeting students nowadays.
- Speak to seniors. They would know best how to enter specific fields / industries. Get their advice, the doās and donāts.
āāāāāāāāāāāāāāāāā-
Interview stage: If youāve gotten to this stage, congrats! Now all you have to do is practice.
- If you havenāt done so already: RESEARCH. Know the company inside out so that you can tweak whatever you want to say to show you are a good fit in the company.
- Prepare questions. Do not LEAVE an interview without asking questions. It shows that you have interest in the company enough to ask. Some examples: i.e. Tell me about the day to day of someone in [X role] in this company. OR How will you measure the success of the person in this position etc.
- Practice. Instead of memorising an actual script, have a few key points in your mind and pretend that youāre having an actual conversation with your friends about something you really care about. If you care about marketing, talk about how you first dived into that industry. Stand out from people.
*note: for finance students, please take note that financial advisory roles are NOT relevant to actual finance. Banks also take in Penultimate students all the time, so if you are in Y1-Y2, it might be a bit harder to enter banks, especially IB.
*note: different companies have different stages. Some companies have tests, some companies have gamified stages, virtual interviews, but this thread is more meant for general internship advice.
For those who have other tips, feel free to share in this thread :)
P.S. Currently a Marketing student interning at Unilever now ā if you have any questions, you may also PM me :)
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