University of hawaii at hilo softball
University of Hawaii at Hilo
2011.08.04 10:04 epicwalrus University of Hawaii at Hilo
Unofficial alumni-run subreddit for the University of Hawaii at Hilo.
2014.05.07 21:33 hawaiims University of Hawaii at Manoa
The subreddit for the University of Hawaii at Manoa! A community to discuss academics and student life in Hawaii.
2010.08.18 03:21 onesun43 Mizzou Tigers
A place for any and all things related to the University of Missouri.
2023.03.29 09:17 StepwiseUndrape574 This Red Dead Redemption 2 Mod Adds A New Character And Single-Player Campaign
It has been more than nine years since Grand Theft Auto 5 hit the store shelves. Only about four years have passed since Red Dead Redemption 2 wound up in the hands of fans of the old west game. Most people have played through all the content of both, or at the very least watched streamers and content creators do so. Some people think that there should be new and big updates to Red Dead Redemption 2.
For TakeTwo Interactive subsidiary, Rockstar Games, both of the titles have been practically printing them money, but between the two GTA V has definitely been far more lucrative. With both of the online installments continuing to add content and making it so that there is more to do and play within the universe of these games.
submitted by StepwiseUndrape574 to gta5moddingcommunity [link] [comments]
For TakeTwo Interactive subsidiary, Rockstar Games, both of the titles have been practically printing them money, but between the two GTA V has definitely been far more lucrative. With both of the online installments continuing to add content and making it so that there is more to do and play within the universe of these games.
2023.03.29 09:16 AGhostButAPerson Duo needs to go.
Does anybody else find it kind of frustrating and disturbing that University of Utah students are required to have a smartphone to participate in classes? You can't access CIS , your Umail, or Canvas without using Duo's 2FA on your phone. If you lose your phone, if it gets damaged, or of it simply stops working you suddenly don't have the ability to turn in assignments. Duo also doesn't work on older devices. How many students have been unable to turn in their finals over this? Of course, you could email the helpdesk, but are you really going to do that every time you need to log in?
I can't believe this University charges this much money for such terrible infrastructure. The Wi-Fi barely works, you can easily get soft-locked out of your accounts, and they require you to own expensive devices just to attend. Everything is price gouged to hell. It's like going to school at a goddamn mall. What the hell are they wasting our tuition on?
submitted by AGhostButAPerson to uofu [link] [comments]
I can't believe this University charges this much money for such terrible infrastructure. The Wi-Fi barely works, you can easily get soft-locked out of your accounts, and they require you to own expensive devices just to attend. Everything is price gouged to hell. It's like going to school at a goddamn mall. What the hell are they wasting our tuition on?
2023.03.29 09:10 ikokusovereignty What underlies working memory "capacity": capacity as well as speed?
I've been reading on human cognition lately, specifically on working memory, and wanted to make a simple post for anyone who's enthusiastic about it and wants to understand working memory better. That being said, the text, although informative, might be a bit dry.
Working memory is a term that refers to how humans maintain information in their minds while also processing information at the same time. The mere maintenance of information, without any processing, is what's called short-term memory. This distinction isn't universal.
Binding
In short-term memory, a datum is bound to another datum so that when that first datum is rehearsed, the other datum, which was bound to it, can also be rehearsed. A binding acts as a glue between two separate pieces of information.
Data can be of many kinds. I'm sure you're familiar with the Digit Span test, from the CAIT, where you have to remember a series of digits. This kind of data (digits), in the primary context of the Digit Span test, is phonological. By phonological, it's meant that the digits are represented as speech sounds (the pronunciations of the digits). Digits can also be stored in visual short-term memory, as graphical characters, but in the CAIT you only hear speech sounds. The maintenance of phonological and visual information in short-term memory is dissociated, which means being good at remembering speech sounds doesn't mean you'll be just as good at remembering shapes and colors, and vice-versa. This domain specificity of short-term memory is well documented.
In Digit Span each digit is bound to the next digit in the list, so that upon rehearsing the first digit, the second digit is also rehearsed. The bindings here are asymmetrical, meaning that rehearsing the last digit in the list won't lead you to the second to last digit.
Without the ability to bind information in short-term memory, virtually no reasoning would be possible. It's through bindings that you can, for example, remember a shape (visual) as being present at a certain location (spatial). The binding hypothesis of working memory, as Klaus Oberauer recently proposed, presumes that the capacity of short-term memory is limited not based on the size of the data to be remembered, but, in actuality, on the amount of bindings that can be formed between data. The more data you can bind, the higher your short-term memory capacity is.
As you begin to see, the role of bindings in short-term memory is nontrivial.
Refreshing
What distinguishes short-term memory from long-term memory is the ephemerality and limited capacity of short-term memory itself. What makes it ephemeral? inattention. As long as you rehearse a piece of information in your mind (refresh it, or pay attention to it) it can be remembered. It isn't so much the passage of time itself that degrades the quality of information in short-term memory, as a lack of attention being paid to it. Look at Digit Span, for instance. The more you rehearse the list of digits, the less chance you have of forgetting that list (it might even be committed to long-term memory after many rehearsals).
Without refreshing, information rots.
They say we can't talk about a construct without making reference to how it's measured, so let's look at the tasks undertaken in measuring working memory. Let's start with backward Digit Span.
In backward Digit Span, or any test of working memory capacity, there's some information you must remember and some information you must process. In this test's case, the information you're remembering is the same information you have to process. Since there's no symmetric binding in serial recall (you can't get to the beginning of the list of digits from the end), you must refresh the list enough in order to produce another list in backward order. There's less processing involved in that than is ideal, and it's fair to say that backward Digit Span is a weak measure of working memory capacity. A stronger measure would be the Reading Span task. In a trial of a variant of the Reading Span task, besides verifying whether a sentence is sensical or not, like the sentence "We were fifty lawns out at sea before we lost sight of land.", you also have to commit a letter, such as "X", to short-term memory at the same time. After many such trials, you're then asked to say aloud all of the letters you can remember, in order. The mere verification of whether a sentence makes sense or not can be considered "processing" of information, since it diverts attention away from the letters to be remembered and makes them temporarily (or permanently, if they're forgotten) unable to be refreshed.
Now that you also understand what processing, in a working memory context, is, we can finally talk about what makes someone good or bad at working memory tasks.
As can be concluded, capacity isn't all there is for working memory. Although you might perform well at a short-term memory task (where no processing is needed) if you have a high capacity, you might perform poorly at a working-memory task due to being slow at processing the information. Or both might cancel each other.
That's all, for now: working memory involves processing, and the faster the processing the better short-term memory can be maintained. I might make a post about mental speed, and how the various forms of it (simple reaction time, "processing speed" as in the CAIT) relate, and also about how they relate to the more complex processing of information involved in reasoning.
submitted by ikokusovereignty to cognitiveTesting [link] [comments]
Working memory is a term that refers to how humans maintain information in their minds while also processing information at the same time. The mere maintenance of information, without any processing, is what's called short-term memory. This distinction isn't universal.
Short-term memory
The execution of two processes enables short-term memory to its fullest extent: binding and refreshing.Binding
In short-term memory, a datum is bound to another datum so that when that first datum is rehearsed, the other datum, which was bound to it, can also be rehearsed. A binding acts as a glue between two separate pieces of information.
Data can be of many kinds. I'm sure you're familiar with the Digit Span test, from the CAIT, where you have to remember a series of digits. This kind of data (digits), in the primary context of the Digit Span test, is phonological. By phonological, it's meant that the digits are represented as speech sounds (the pronunciations of the digits). Digits can also be stored in visual short-term memory, as graphical characters, but in the CAIT you only hear speech sounds. The maintenance of phonological and visual information in short-term memory is dissociated, which means being good at remembering speech sounds doesn't mean you'll be just as good at remembering shapes and colors, and vice-versa. This domain specificity of short-term memory is well documented.
In Digit Span each digit is bound to the next digit in the list, so that upon rehearsing the first digit, the second digit is also rehearsed. The bindings here are asymmetrical, meaning that rehearsing the last digit in the list won't lead you to the second to last digit.
Without the ability to bind information in short-term memory, virtually no reasoning would be possible. It's through bindings that you can, for example, remember a shape (visual) as being present at a certain location (spatial). The binding hypothesis of working memory, as Klaus Oberauer recently proposed, presumes that the capacity of short-term memory is limited not based on the size of the data to be remembered, but, in actuality, on the amount of bindings that can be formed between data. The more data you can bind, the higher your short-term memory capacity is.
As you begin to see, the role of bindings in short-term memory is nontrivial.
Refreshing
What distinguishes short-term memory from long-term memory is the ephemerality and limited capacity of short-term memory itself. What makes it ephemeral? inattention. As long as you rehearse a piece of information in your mind (refresh it, or pay attention to it) it can be remembered. It isn't so much the passage of time itself that degrades the quality of information in short-term memory, as a lack of attention being paid to it. Look at Digit Span, for instance. The more you rehearse the list of digits, the less chance you have of forgetting that list (it might even be committed to long-term memory after many rehearsals).
Without refreshing, information rots.
Working memory (short-term memory plus processing)
Now that you know the roles that binding and refreshing play in short-term memory, it's time to get back to talking about working memory.They say we can't talk about a construct without making reference to how it's measured, so let's look at the tasks undertaken in measuring working memory. Let's start with backward Digit Span.
In backward Digit Span, or any test of working memory capacity, there's some information you must remember and some information you must process. In this test's case, the information you're remembering is the same information you have to process. Since there's no symmetric binding in serial recall (you can't get to the beginning of the list of digits from the end), you must refresh the list enough in order to produce another list in backward order. There's less processing involved in that than is ideal, and it's fair to say that backward Digit Span is a weak measure of working memory capacity. A stronger measure would be the Reading Span task. In a trial of a variant of the Reading Span task, besides verifying whether a sentence is sensical or not, like the sentence "We were fifty lawns out at sea before we lost sight of land.", you also have to commit a letter, such as "X", to short-term memory at the same time. After many such trials, you're then asked to say aloud all of the letters you can remember, in order. The mere verification of whether a sentence makes sense or not can be considered "processing" of information, since it diverts attention away from the letters to be remembered and makes them temporarily (or permanently, if they're forgotten) unable to be refreshed.
Now that you also understand what processing, in a working memory context, is, we can finally talk about what makes someone good or bad at working memory tasks.
Capacity... and speed?
You know that information in short-term memory decays with time if no attention is paid to it, and also that in performing working memory tasks you can't pay attention to that information, while processing extraneous information at the same time. But what if you take less time to process that extraneous information than other people do, leaving you with more time to refresh the information to be remembered? then working memory "capacity" wouldn't be limited only by the size of information (or amount of bindings, according to Oberauer) that can be kept in short-term memory but also by the speed at which other information can be processed, so that the information to be remembered can be attended to (and refreshed) before being lost. This highlights the importance of speed for working memory, and poses challenges for a capacity-centric view of it. In other words, a person who knows the times table and is able to do multiplication quicker than someone who doesn't, despite having the same capacity for digits in short-term memory, will have an easier time performing multiplication of multi-digit numbers simply because the processing (multiplication of digit by digit, in this case) will be faster, leaving more time for the to-be-multiplied multi-digit numbers, to be refreshed.As can be concluded, capacity isn't all there is for working memory. Although you might perform well at a short-term memory task (where no processing is needed) if you have a high capacity, you might perform poorly at a working-memory task due to being slow at processing the information. Or both might cancel each other.
That's all, for now: working memory involves processing, and the faster the processing the better short-term memory can be maintained. I might make a post about mental speed, and how the various forms of it (simple reaction time, "processing speed" as in the CAIT) relate, and also about how they relate to the more complex processing of information involved in reasoning.
2023.03.29 09:10 langkawivacation1 Why choose van rental langkawi service
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submitted by langkawivacation1 to u/langkawivacation1 [link] [comments]
2023.03.29 09:09 atrocious_cleva82 Belgian prejudices
https://www.vrt.be/vrtnws/nl/2023/03/28/vooroordelen/
“The people of Antwerp have a thick neck and the people of West Flanders work hard”: where do these prejudices come from?
“The people of Brussels always know better and there is no such thing as an 'East Fleming feeling'.” That is just a small selection of the prejudices that we Flemings and Brussels residents have about each other. Peter Van de Veire and Kim Van Oncen entered "Good morning tomorrow!" on Radio2 in search of the origin of our prejudices. They received the help of Walter Weyns, sociologist at the University of Antwerp.
What is the best or worst prejudice that you know in Belgium?
submitted by atrocious_cleva82 to belgium [link] [comments]
“The people of Antwerp have a thick neck and the people of West Flanders work hard”: where do these prejudices come from?
“The people of Brussels always know better and there is no such thing as an 'East Fleming feeling'.” That is just a small selection of the prejudices that we Flemings and Brussels residents have about each other. Peter Van de Veire and Kim Van Oncen entered "Good morning tomorrow!" on Radio2 in search of the origin of our prejudices. They received the help of Walter Weyns, sociologist at the University of Antwerp.
What is the best or worst prejudice that you know in Belgium?
2023.03.29 09:09 todayisadiamond Struggling to Choose a PhD Program for Computer Arcihtecture/VLSI Design
As the title states, I'm having a pretty tough time picking a program for a Ph.D in computer architecutre, and thought I'd ask for outside views to give me some considerations. I've applied to a total of 9 programs, but have gotten admitted to 3 so far: UMD, UW-Madison, and UC Davis.
Although I like some of the research at UMD (signal processing/VLSI), I've decided it as a third pick mostly because I've been to Maryland before, their interests align a little less, and the faculty/research doesn't seem as competitive as the other two I've mentioned. However, maybe I should give UMD some more consideration.
I've narrowed my choice down to either UC Davis or UW-M. I got admitted to UC Davis's ECE program, while at Wisconsin I only got admitted to their CS program. I have gotten to meet and talk to the faculty I'm interested in with multiple times (UMD, not so much), and I'm leaning towards Davis because I was able to meet with the professor and his students in person, the professor I would be working with has a strong record, there is guarenteed funding for all years, and the location might be slightly better than UW-M.
The professor at UC Davis has a primary focus on photonics, but his lab does a lot of other things (VLSI design, computer architecture, RF/Analog IC Design, neuromorphic computing, etc), although I've established my focus in CA, I think a lot of these topics I have an interest working in. The professor at UC Davis has also worked with people at my previous summer research internship, which is how I got in contact with him. Maybe Davis is not as strong in UW-M in computer architecture; but, I would also be working with a co-PI at Davis who has a strong record in the field and their research aligns with my interests (stated in my SoP), so I feel there is still good backing there.
UW Madison I feel is also a strong pick since I have gotten to talk to faculty there multiple times (before and during the grad admissions cycle, but I have talked to one more than the other), and we have expressed a mutual interest in working with each other. For both faculty, I find their research interesting and their record is definitely strong (UW is a ~T10 in CA, iirc). Perhaps some of the downsides are the location and that I would be locked into the CS department. Although department bureaucracy (according to advisor I talked to. makes sense, there are also adjunct professor and CS professor who focus on VLSI and CA) likely wouldn't get in the way of VLSI research and I am confident I want to do CA/VLSI design, what if I wanted to do some signal processing work? It would probably be a bit more difficult to readjust then. One of the upsides is that it is definitely cheaper to live around the area than California. Although the funding in my offer is guarenteed for 4 years, as long as I do well enough, it should extend to all years.
For both universities, I have gotten fellowship nominations and good offers, so I don't believe money would be a problem. Davis is giving offering a bit more (makes sense, since Cali is more expensive) and the number will conitnue to rise, based on the UC strikes and what the professor has told me. I have also gotten really good perspective from students at both schools, they've had positive experiences, and each feels like their advisoprogram is strong. For UW-M I was nominated for a fellowship which would give some additional funding for 2yrs in a PhD program. It required a statement from me, and the wording makes me believe that this is not a guarentee.
What I would like to do post-grad school is (probably) continue doing research or try to become a professor. I definitely enjoy teaching, the field I am in, and want to tackle the difficult problems. That being said, I'm not sure if there's other things I should consider and would definitely like some perspective.
View Poll
submitted by todayisadiamond to gradadmissions [link] [comments]
Although I like some of the research at UMD (signal processing/VLSI), I've decided it as a third pick mostly because I've been to Maryland before, their interests align a little less, and the faculty/research doesn't seem as competitive as the other two I've mentioned. However, maybe I should give UMD some more consideration.
I've narrowed my choice down to either UC Davis or UW-M. I got admitted to UC Davis's ECE program, while at Wisconsin I only got admitted to their CS program. I have gotten to meet and talk to the faculty I'm interested in with multiple times (UMD, not so much), and I'm leaning towards Davis because I was able to meet with the professor and his students in person, the professor I would be working with has a strong record, there is guarenteed funding for all years, and the location might be slightly better than UW-M.
The professor at UC Davis has a primary focus on photonics, but his lab does a lot of other things (VLSI design, computer architecture, RF/Analog IC Design, neuromorphic computing, etc), although I've established my focus in CA, I think a lot of these topics I have an interest working in. The professor at UC Davis has also worked with people at my previous summer research internship, which is how I got in contact with him. Maybe Davis is not as strong in UW-M in computer architecture; but, I would also be working with a co-PI at Davis who has a strong record in the field and their research aligns with my interests (stated in my SoP), so I feel there is still good backing there.
UW Madison I feel is also a strong pick since I have gotten to talk to faculty there multiple times (before and during the grad admissions cycle, but I have talked to one more than the other), and we have expressed a mutual interest in working with each other. For both faculty, I find their research interesting and their record is definitely strong (UW is a ~T10 in CA, iirc). Perhaps some of the downsides are the location and that I would be locked into the CS department. Although department bureaucracy (according to advisor I talked to. makes sense, there are also adjunct professor and CS professor who focus on VLSI and CA) likely wouldn't get in the way of VLSI research and I am confident I want to do CA/VLSI design, what if I wanted to do some signal processing work? It would probably be a bit more difficult to readjust then. One of the upsides is that it is definitely cheaper to live around the area than California. Although the funding in my offer is guarenteed for 4 years, as long as I do well enough, it should extend to all years.
For both universities, I have gotten fellowship nominations and good offers, so I don't believe money would be a problem. Davis is giving offering a bit more (makes sense, since Cali is more expensive) and the number will conitnue to rise, based on the UC strikes and what the professor has told me. I have also gotten really good perspective from students at both schools, they've had positive experiences, and each feels like their advisoprogram is strong. For UW-M I was nominated for a fellowship which would give some additional funding for 2yrs in a PhD program. It required a statement from me, and the wording makes me believe that this is not a guarentee.
What I would like to do post-grad school is (probably) continue doing research or try to become a professor. I definitely enjoy teaching, the field I am in, and want to tackle the difficult problems. That being said, I'm not sure if there's other things I should consider and would definitely like some perspective.
View Poll
2023.03.29 09:09 kerry_lusignan Being Alone in Your Marriage Is Not The Same as Being Alone
 | submitted by kerry_lusignan to u/kerry_lusignan [link] [comments] I’ve heard it repeatedly — friends, clients, and family members telling me that their marriage was lonely and sexless. That they were alone for so many years while partnered that they don’t need (nor want) to devote a window of time post-breakup or divorce to flying solo. This seems to infer that being alone in their marriage affords them a pass from being alone single and allows them to bypass devoting a concerted window of time post-breakup to being on their own. And every time I hear this, it never feels felt quite right. It gets stuck in my craw and wears at me like a piece of gravel in my sneaker. My mind grapples with the meaning of these statements. With what it says about how we as a society view living solo. With how we perceive singlehood and people who choose not to partner. I bristle because implicit in these comments are values, biases, and fears. It’s fraught with stereotypes and myths, and most importantly, it misses the mark — that being alone in your marriage is not the same as being alone and single and that this is an important distinction to make. It reminds me of people who say they were single parenting while their partner was away for a weekend, that parenting without their partner home was a piece of cake. It’s misguided and inaccurate. Being alone in your marriage can be profoundly painful, much worse in my experience than being single. Nothing quite compares to the dull and constant ache of having your partner, someone perfectly capable of giving hugs and helping with laundry, sitting lifeless in the next room, coming home clueless from work, walking past you like a ghost. The presence of a loved one in our proximity who does not respond to our aches, needs, and desires amplifies existential realities we often turn to others to alleviate. Realities like we are born into this world alone, and similarly, we will go out alone — that the birth canal and the delirium of dying are individual endeavors, no matter who will hold our hand, nurse us or greet us in the spirit world. I can still remember a day when my then-partner was sitting on the couch, not even ten feet away from me. I was cooking and accidentally burned my arm by spilling chicken broth. I remember how I cried out and recoiled from the hot liquid that seared my skin, how I heard the continuous clicking on his laptop keyboard while he stared blankly at the screen and did not acknowledge my pain. It’s an extreme example, but you get the gist, we rely on others, our partners, to be there when we need them and when they are not there for us, we feel more acutely alone than we ever would if we were on our own. But here’s the deal, if you leap from a lonely marriage into a new partnership with no break in between, you miss something that I believe is essential — the opportunity to have a relationship with your adult self and to fall in love with life on its terms. In my experience, the most enduring way to tackle loneliness is through cultivating a relationship with solitude. But sadly, when I go to the thesaurus to investigate solitude, I find words like emptiness, isolation, confinement, loneliness, and wasteland; therein lies my point. We live in a culture that conflates solitude with loneliness; we do not make a nuanced distinction between the two; we are crude people when it comes to words. Something as simple as defining solitude gives way to our cultural fears, biases, and very understandable human vulnerabilities. There is power in language. It can permeate our thoughts and weave a spell, have us stumbling blindly into the arms of another where we expect things will be different, and maybe they will be — for a while. But as any Gen Xer should remember, when Luke Skywalker pulled off the mask of Darth Vader in the Cave of Evil, Luke saw his own face, not Vader’s. Translation: Swapping out partners still brings you back to yourself. The reality is, it is not eitheor. Relationships teach us much when we let them, as does solitude. There is a sweet spot in between serial monogamy and desolation. It requires us to devote a balanced and ample window of time in both relationship and solitude. I’m speaking to the tendency of most American adults to favor the first camp and avoid the second — to treat singlehood as the ugly stepchild adopted only when external circumstances thrust it upon us. I’m offering encouragement that if you commit to spending a minimum of a year alone, the universe may reward you ten-fold. That you will feel as if you have a superpower. Like the unavoidable realities of life: Heartbreak, disappointment, difficult people, and loneliness are no match for your newly found courage, and that this is akin to flight — freedom of spirit. https://preview.redd.it/zd1buwk4omqa1.jpg?width=1024&format=pjpg&auto=webp&s=ae09e3824a3e610454ebd8ec44cbcdd6c791f576 I’m aware that what I’m advocating for is unpopular. I get the genuine human need for connectedness and touch. I am a couples therapist; my alliance is to love and commitment. I am also a fifty-two-year-old woman, and as such, I have lived many lives. I have felt the bliss of new love and the solid, steady reliability of a twelve-year marriage — the dependability of someone who will notice if I go into cardiac arrest one afternoon, who can pick up medicine if I am home sick with the flu. I have experienced being a single mother and sole provider, laid in my bed at night with my baby girl in my arms while ice pellets pummel my roof, the power out, no heat but the warmth of our bodies. I’m not the first to wonder if my beloved would poison me and certainly not the last to feel the sting of love gone wrong. I’ve felt the terror of running headlong into heartbreak more than once, and sometimes I’ve lept, and sometimes I’ve cowered. Though, if I’m to be honest, it’s morphed into it’s a hybrid move, a cower-leap sort of thing. There have been predictable moments of tenderness, sorrow, terror, joy, and emptiness in each lifetime I’ve lived. What I take away is knowing that cultivating a relationship with oneself is necessary if we wish to embark on the lofty ideals of modern-day love. That mutuality, domesticity, and intimacy — relationships functioning as “people growing machines” are possible. But that they demand of us something far more complex than the nuclear families of our parents — unions rooted in gendered roles and pragmatic resignation to the mundane and the terrible. I hold out hope for the former and shun the latter. I am a believer in modern love. When my last long-term relationship ended in 2019, I committed myself to spend an entire year single. That year morphed into two-plus years with the onset of COVID19 and the challenges it brought to dating. During that time, I watched no less than six friends become separated, divorced, and re-partner. I’m truly happy for them and genuinely wish them the best. Still, I’m acutely aware that I bring my own biases, and sometimes I feel that I’m in a bind. * * \* I’m in the business of selling health. As a couples therapist, I err towards preventative medicine versus managing symptoms. I’m more like the doctor promoting eating well and exercise than the physician who hands you a bottle of pills to manage Type 2 diabetes. Sometimes, I feel like people no more want to hear a couples therapist touting the merits of solitude than they want to see a dentist and get a root canal. And it’s OK to re-partner right after a breakup or have a series of flings (I’ve been there), but please don’t claim you get the Fastpass because you were alone in your marriage, don’t trick yourself like that. Say it feels good, say you are afraid, horny, or lonely, say anything (but that) because they are different types of aloneness and can’t be swapped out. And if you are looking for guidance about what to do if your relationship ends or wondering how to heal best and not repeat the same mistakes — to be fully present for your children as you navigate divorce. Not surprisingly, my recommendation is to stay single for a good long chunk of time. Hang out with every facet of you, with the full catastrophe of living. If you are heterosexual, partake in gender-bending roles that your partner once did. Spend a holiday alone. Have sex for one. Laugh and cry and laugh again. I promise it won’t kill you. And in time, you’ll come to trust that if you shout holy hell at the heavens, a voice will answer (call it the universe or call it yourself), and you’ll understand that you never have to be alone again — in a partnership or singlehood. That the soul-sucking aloneness that nearly killed you has a foe and that your superpowers are there for you — they were all along. * * \* Are you on the fence about whether to stay or leave your marriage? Do you feel you have tried everything but still feel trapped in relationship-limbo-hell? Join me for my free webinar, Is My Marriage Worth Saving? I will be offering it on three different dates in October and will be available to answer all of your questions, including options for working with me. Talk With An Expert. |
2023.03.29 09:08 Specialist-Heat4531 Very long life story
I’ve suspected for a few years now that I have ADHD, so I was hoping to share my experience with you!
So this might be a long one…
As a young child, everyone described me as a golden child, I wasn’t disruptive and I was polite. But in all honestly, my brain just wasn’t there.
I was pretty underperforming in primary school throughout, but because it wasn’t drastic it wasn’t picked up on. In subjects I found deathly boring I couldn’t concentrate at all, and I realise now I dissociated for a huge part.
BUT, in things I did love (art) I couldn’t be pulled away, I remember in year 2, we were colouring and I was told I had to go for break, I literally begged the teacher to let me finish it. It felt like, wow, there’s finally something I want to do and I’m not allowed to!?
Anyways, I want to add that I switched on to how I was different from a very young age, and I had a huge fear of doing anything.
A lot of times, in sports, I was told the rules and it’s like they went through one ear and out the other. I was aware there were things I couldn’t do and I avoided them like the plague. I also remember in year 5, a boy had the same birthday as me, and I said “we’re the same age, but you’re taller than me, you’re a boy, and, you’re also smarter than me”
It breaks my heart but I had the perpetuating belief that I was stupid, because, I just couldn’t do what everyone else was doing. I would be lying if I didn’t say that belief wasn’t still underlying.
Year 6 was a funny time, I had moved house and school, because we were so close to the school my mother figured I could take myself there (she worked nights so wasn’t around in the morning) and oh boy, I was late almost everyday. The school new how close I lived and were baffled 😂
I also was in detention pretty much every week because I completely forgot there was homework even due. It was during this time my teacher realised I was behind on maths, and I was kept behind on Thursdays, funnily enough the 1-1 engagement really helped.
Fast forward to secondary school (high school) I dropped sets almost instantly, because I just couldn’t focus. And it’s like all my anxiety about fitting in disappeared, I was so angry at the world, I was frustrated, lost and had no hope for the future.
I won’t go into details, but I developed self harming habits to deal with the lack of control I felt. I was constantly late, staying up late, skipping meals, underperforming, I became disruptive, constantly in isolation, skipping class, and whilst everyone knew there was something wrong with me, nobody dug deeper.
I left school with average grades, I excelled in the arts, everything else was meh. (I did my revision on the bus to my exams)
And then life got more interesting! I went to sixth form, got so behind I dropped out, went to college, got kicked out.
I worked several jobs, which I would love for a while until, one day, I just didn’t. I felt burnt out and then would quit on a whim. I also got fired.
I developed bad habits with drugs, and I had toxic, short lived relationships.
I decided one day to reset my life and went to university. Lectures were hell, so I didn’t go. Which is when I realised the power of HYPERFOCUS. I did all my assignments the night before to which my friends were like wtf how have you got better grades than us. I kept telling myself after every assignment that I would be different next time.
buuuuuuut, it’s like time disappeared and I was in the same situation again. I graduated though!
Now I’m back to working my life is kind of hell, I forget to pay bills, I find shopping overwhelming, I play too many games, I get behind on cleaning duties, I would lose my head if it wasn’t on my body, I can’t meet deadlines, I can’t feed myself, I can’t manage money, I’m so emotional, I don’t believe in myself, I die inside at the thought of rejection.
And so on… I have an assessment in July, and I’m hoping for some answers.
If you got this far without getting bored CONGRATULATIONS and have a beautiful day.
Edit: I realise whilst this post is quite negative, I’m excited to get answers! And whilst it’s hard to manage things right now, I know it’ll be easier in the future. For anyone wondering I also don’t engage in any self harming behaviour of any kind.
I do have a negative inner voice, but again, something I’m working on!
I’m really proud of how far I’ve come from the person I used to be.
submitted by Specialist-Heat4531 to adhdwomen [link] [comments]
So this might be a long one…
As a young child, everyone described me as a golden child, I wasn’t disruptive and I was polite. But in all honestly, my brain just wasn’t there.
I was pretty underperforming in primary school throughout, but because it wasn’t drastic it wasn’t picked up on. In subjects I found deathly boring I couldn’t concentrate at all, and I realise now I dissociated for a huge part.
BUT, in things I did love (art) I couldn’t be pulled away, I remember in year 2, we were colouring and I was told I had to go for break, I literally begged the teacher to let me finish it. It felt like, wow, there’s finally something I want to do and I’m not allowed to!?
Anyways, I want to add that I switched on to how I was different from a very young age, and I had a huge fear of doing anything.
A lot of times, in sports, I was told the rules and it’s like they went through one ear and out the other. I was aware there were things I couldn’t do and I avoided them like the plague. I also remember in year 5, a boy had the same birthday as me, and I said “we’re the same age, but you’re taller than me, you’re a boy, and, you’re also smarter than me”
It breaks my heart but I had the perpetuating belief that I was stupid, because, I just couldn’t do what everyone else was doing. I would be lying if I didn’t say that belief wasn’t still underlying.
Year 6 was a funny time, I had moved house and school, because we were so close to the school my mother figured I could take myself there (she worked nights so wasn’t around in the morning) and oh boy, I was late almost everyday. The school new how close I lived and were baffled 😂
I also was in detention pretty much every week because I completely forgot there was homework even due. It was during this time my teacher realised I was behind on maths, and I was kept behind on Thursdays, funnily enough the 1-1 engagement really helped.
Fast forward to secondary school (high school) I dropped sets almost instantly, because I just couldn’t focus. And it’s like all my anxiety about fitting in disappeared, I was so angry at the world, I was frustrated, lost and had no hope for the future.
I won’t go into details, but I developed self harming habits to deal with the lack of control I felt. I was constantly late, staying up late, skipping meals, underperforming, I became disruptive, constantly in isolation, skipping class, and whilst everyone knew there was something wrong with me, nobody dug deeper.
I left school with average grades, I excelled in the arts, everything else was meh. (I did my revision on the bus to my exams)
And then life got more interesting! I went to sixth form, got so behind I dropped out, went to college, got kicked out.
I worked several jobs, which I would love for a while until, one day, I just didn’t. I felt burnt out and then would quit on a whim. I also got fired.
I developed bad habits with drugs, and I had toxic, short lived relationships.
I decided one day to reset my life and went to university. Lectures were hell, so I didn’t go. Which is when I realised the power of HYPERFOCUS. I did all my assignments the night before to which my friends were like wtf how have you got better grades than us. I kept telling myself after every assignment that I would be different next time.
buuuuuuut, it’s like time disappeared and I was in the same situation again. I graduated though!
Now I’m back to working my life is kind of hell, I forget to pay bills, I find shopping overwhelming, I play too many games, I get behind on cleaning duties, I would lose my head if it wasn’t on my body, I can’t meet deadlines, I can’t feed myself, I can’t manage money, I’m so emotional, I don’t believe in myself, I die inside at the thought of rejection.
And so on… I have an assessment in July, and I’m hoping for some answers.
If you got this far without getting bored CONGRATULATIONS and have a beautiful day.
Edit: I realise whilst this post is quite negative, I’m excited to get answers! And whilst it’s hard to manage things right now, I know it’ll be easier in the future. For anyone wondering I also don’t engage in any self harming behaviour of any kind.
I do have a negative inner voice, but again, something I’m working on!
I’m really proud of how far I’ve come from the person I used to be.
2023.03.29 09:08 Most_Worldliness9761 Some notes on identification of Deism
I think it's funny that we're all -myself included- having a big struggle where to put "Deism" in the grand spectrum of religious and philosophical affiliations, what identifying as a Deist implies concerning our idea or description of God and what makes it unique compared to others. I want to say a couple of things based on my reading in the last 4 years.
In some conversations I come across remarks like "this is the Christian idea of God, Deism does not propose such and such". I don't think any of us are an authority on what Deism "requires" but it's certainly easily conflated with cultural atheism in the name of distinguishing it from religiosity. Also naturalist pantheism being labeled as Deism seems commonplace just because it's anti-Biblical.
To summarize my personal definition, Deism is nothing more or less than Philosophical Monotheism:
The idea that the universe (nature, time, space, matter, energy, laws of physics and motion) has an absolute literal beginning before which there was nothing, there was no 'before', but there was the Creator only, and the Creator (the transcendent but personal and intelligent being that is above and beyond the confinements of the universe, the only self-existent/uncaused entity) is responsible for the emergence of the universe.
We're talking about the "emergence" of time and space itself, which is incomprehensible to our minds, but rationally provable with the Uncaused Cause argument which states that the chain of causality can not go back forever in an infinite regress, and the arrow of time must have been fired at some point or else it would never have reached this very moment. (Another argument, called the ontological argument, states that the Highest Idea Conceivable can not possibly not exist as in that case we wouldn't have been able to conceive its idea in the first place.)
The alternative variants of opposition to this stance is a gigantic consensus of theistic and atheistic religions that have dominated much of history really, which all believe in unoriginated, eternal, self-existent universe. This point is important. I included atheism in 'religions' to the surprise of some because from the deistic pov it is considered illogical hence superstitious.
From the widespread ancient creation myths of the earliest civilizations to modern atheism, to name a few, in the Babylonian Enuma Elish, Hindu Vedas, Aristotelian cosmology, Hebrew Bible (specifically the Book of Genesis), and the Qur'an (verse 11:7 etc.); the uncontested idea was eternal cosmos.
The cosmos, the interwoven fabric of time and space, had existed since forever, going back to an eternal past without a beginning, ever been filled with chaotic primordial oceans that is the essence of matter (and of the age of agricultural settlements), and one day a Demiurge (Craftsman) with his pantheon who are all inhabitants here decide to bring shape, form, and order to this disordered watery realm. He uses this pre-existing matter, water, to sculpt a habitat called by the ancients "heaven and earth", a dome shaped planet with a stretched flat ground and hemispheric cover. Just like he will sculpt Adam from mud later. The reason the sky is blue is because there are waters above just like upon the earth, but confined behind a solid transparent platform held up by invisible columns. When the oceans were originally split in two, that's how the sky and the earth were distinguished. There are actual resting places of the sun and the moon in the far off edges of the world, and geographic locations in direct exposure to them. The stars are stations of heavenly beings. The highest layer of the sky behind the clouds houses the Heavenly Court, the pantheon of divine royalty who established themselves there after the creation was done, reigning over the earth.
This is the Biblical and more or less all of the ancient cosmology (Mormons and earth flatters got it right). In short, although there is a mighty royal figure responsible for crafting the dome-planet earth and bringing order to anarchy, the "universe" (time and space) that encapsulates it have no mention of being originated out of nothing here. Contrary to popular belief, the Genesis never claimed or was interested in any creator or creation of nature, it merely gave a mythological account of how the observable world earned its current shape and state. It didn't say that the "heaven and earth" was the entire universe or spacetime spectrum itself; or that matter(waters), the raw material of the world, needed to be created by a higher power. Rather, the Demiurge and his minions had been living in the universe for quite some time, spending their days not knowing what to do with all the watery chaos, until one day they begin a construction that takes 6 working days plus 1 resting day.
It's the Scholastic and Kalam philosophy that first proposed an absolute creation for nature/spacetime and attributed Supreme qualities to the non-anthropomorphic higher power responsible for it. Later, 17-18th century Enlightenment thinkers divorced this Creator from scriptural religion altogether. But rationalist philosophy that developed even among scriptural scholars had ever been contra-Biblical which is why they had been debating how to reconcile reason and revelation for centuries since Thomas Aquinas and before.
In short, Monotheism in this modern sense emerged with philosophy developed even among clerical circles and perfected(?) per se by Enlightenment Deism.
It is important to have the right idea about what organized religion (Judaism, Christianity, Islam) really is to distinguish it from Deism. With their scriptural tenet of eternal cosmos, a pantheon of multiple divine figureheads or demi-gods called angels or triune persons, anthropomorphic/material chief deity, deified priests called prophets; they are surviving remnants of "Monolatristic Henotheism" -a hardened, centralized, more coercive form of Polytheism- rather than Monotheism.
Modern religious societies do not realize how rationalized and modernized their outlook on God actually is, like an unlabeled de facto Deism, compared to scriptural orthodoxy they conveniently ignore. Today, the legit religious lifestyle is preserved by extreme traditionalists on the peripheries, not the usual Church going aunt, not even conservative politicians. Groups like Mormons and Muslim Salafis advocate for literalist interpretations of fundamental texts, cleansed of apologetic metaphors and obscurations, which reveal the texts' true cosmology and view of God.
But then again the non-Monotheistic side of religion continues to poison our thoughts and behavior. Although ritual worship is allegedly only dedicated to a chief deity, we have lesser divine beings and holy spirits venerated with just as much piety, temples and shrines to make Communion with said divine powers, offerings to please them, priests to confess our sins to and intervene on our behalf and countless other pagan superstition.
The believer's heart is not alone in a spiritual relationship with a singular Divine authority, nor is his/her mind satisfied since established theology isn't interested in reducing Divinity to oneness from all the additions and extensions and inventions justified under labels like 'only intercessors' or 'persons/faces of the one and the same essence'. So the anti-logical mystery of triune godhead, or of finite mortals receiving literal words from an infinite and immortal entity, or angels (malak=mighty one) being blatantly disguised remnants of Canaanite/Greek/Arab pantheon ... all pass as inconsistencies of Monotheism while they have clear Polytheistic roots.
When it comes to creating and designing nature, these religions have no concept of nature or inviolable natural laws to begin with. When it comes to Omnipotence, Jehovah or Father or Allah are anything but, as they need constant assistance and collaboration of Angels (Mighty Ones) (let's just call them Gods already) to be able to manage cosmic affairs. Each Angel/God is entrusted by The God (Allah in Arabic is literally Al-Ilah) with governance of a particular natural/cosmic function like weather, soil, fertility, death, guidance, judgment in afterlife etc. When it comes to Omnibenevolence, you don't need to be reminded that the scriptures have zero concern of proving their god's goodness with all the atrocious militaristic commandments and even sending humanity to earth as a punishment! Adam and Eve's banishment can be interpreted as Misotheistic (hatred of God and depiction of God as cruel) even. As a Deist I would much rather considering being here as a blessing rather than punishment. Or what about being All-Just? Having my sins atoned for with the sacrifice of someone else instead of me turning away from my wrongs is not fair.
But all these attributes - Creatorship, Omnipotence, Omnibenevolence etc. - are so culturally wed to the rhetoric of organized religion, it's as if one has to defend every dogma and tenet of these religions the moment they take a step into the realm of Monotheism. This among others if you ask me is the greatest burden and confusion caused by organized religion and part of the reason Deists struggle to define themselves or pinpoint their position in relation to others.
Organized religions do not only spread so many lies and paradoxes, but blend the truth with superstition and cause the truth to be discredited among their nonsenses like a jewel lost in a bag of coal.
TL;DR, from my pov, Deism is simply belief -whether it be a rational conclusion or heartfelt knowledge- in One Supreme God, Creator of Nature, Moral Authority, while denying the existence of other divine or spiritual beings as well as divine intervention - miracles, revelations, vicegerents/spokesepersons.
submitted by Most_Worldliness9761 to deism [link] [comments]
In some conversations I come across remarks like "this is the Christian idea of God, Deism does not propose such and such". I don't think any of us are an authority on what Deism "requires" but it's certainly easily conflated with cultural atheism in the name of distinguishing it from religiosity. Also naturalist pantheism being labeled as Deism seems commonplace just because it's anti-Biblical.
To summarize my personal definition, Deism is nothing more or less than Philosophical Monotheism:
The idea that the universe (nature, time, space, matter, energy, laws of physics and motion) has an absolute literal beginning before which there was nothing, there was no 'before', but there was the Creator only, and the Creator (the transcendent but personal and intelligent being that is above and beyond the confinements of the universe, the only self-existent/uncaused entity) is responsible for the emergence of the universe.
We're talking about the "emergence" of time and space itself, which is incomprehensible to our minds, but rationally provable with the Uncaused Cause argument which states that the chain of causality can not go back forever in an infinite regress, and the arrow of time must have been fired at some point or else it would never have reached this very moment. (Another argument, called the ontological argument, states that the Highest Idea Conceivable can not possibly not exist as in that case we wouldn't have been able to conceive its idea in the first place.)
The alternative variants of opposition to this stance is a gigantic consensus of theistic and atheistic religions that have dominated much of history really, which all believe in unoriginated, eternal, self-existent universe. This point is important. I included atheism in 'religions' to the surprise of some because from the deistic pov it is considered illogical hence superstitious.
From the widespread ancient creation myths of the earliest civilizations to modern atheism, to name a few, in the Babylonian Enuma Elish, Hindu Vedas, Aristotelian cosmology, Hebrew Bible (specifically the Book of Genesis), and the Qur'an (verse 11:7 etc.); the uncontested idea was eternal cosmos.
The cosmos, the interwoven fabric of time and space, had existed since forever, going back to an eternal past without a beginning, ever been filled with chaotic primordial oceans that is the essence of matter (and of the age of agricultural settlements), and one day a Demiurge (Craftsman) with his pantheon who are all inhabitants here decide to bring shape, form, and order to this disordered watery realm. He uses this pre-existing matter, water, to sculpt a habitat called by the ancients "heaven and earth", a dome shaped planet with a stretched flat ground and hemispheric cover. Just like he will sculpt Adam from mud later. The reason the sky is blue is because there are waters above just like upon the earth, but confined behind a solid transparent platform held up by invisible columns. When the oceans were originally split in two, that's how the sky and the earth were distinguished. There are actual resting places of the sun and the moon in the far off edges of the world, and geographic locations in direct exposure to them. The stars are stations of heavenly beings. The highest layer of the sky behind the clouds houses the Heavenly Court, the pantheon of divine royalty who established themselves there after the creation was done, reigning over the earth.
This is the Biblical and more or less all of the ancient cosmology (Mormons and earth flatters got it right). In short, although there is a mighty royal figure responsible for crafting the dome-planet earth and bringing order to anarchy, the "universe" (time and space) that encapsulates it have no mention of being originated out of nothing here. Contrary to popular belief, the Genesis never claimed or was interested in any creator or creation of nature, it merely gave a mythological account of how the observable world earned its current shape and state. It didn't say that the "heaven and earth" was the entire universe or spacetime spectrum itself; or that matter(waters), the raw material of the world, needed to be created by a higher power. Rather, the Demiurge and his minions had been living in the universe for quite some time, spending their days not knowing what to do with all the watery chaos, until one day they begin a construction that takes 6 working days plus 1 resting day.
It's the Scholastic and Kalam philosophy that first proposed an absolute creation for nature/spacetime and attributed Supreme qualities to the non-anthropomorphic higher power responsible for it. Later, 17-18th century Enlightenment thinkers divorced this Creator from scriptural religion altogether. But rationalist philosophy that developed even among scriptural scholars had ever been contra-Biblical which is why they had been debating how to reconcile reason and revelation for centuries since Thomas Aquinas and before.
In short, Monotheism in this modern sense emerged with philosophy developed even among clerical circles and perfected(?) per se by Enlightenment Deism.
It is important to have the right idea about what organized religion (Judaism, Christianity, Islam) really is to distinguish it from Deism. With their scriptural tenet of eternal cosmos, a pantheon of multiple divine figureheads or demi-gods called angels or triune persons, anthropomorphic/material chief deity, deified priests called prophets; they are surviving remnants of "Monolatristic Henotheism" -a hardened, centralized, more coercive form of Polytheism- rather than Monotheism.
Modern religious societies do not realize how rationalized and modernized their outlook on God actually is, like an unlabeled de facto Deism, compared to scriptural orthodoxy they conveniently ignore. Today, the legit religious lifestyle is preserved by extreme traditionalists on the peripheries, not the usual Church going aunt, not even conservative politicians. Groups like Mormons and Muslim Salafis advocate for literalist interpretations of fundamental texts, cleansed of apologetic metaphors and obscurations, which reveal the texts' true cosmology and view of God.
But then again the non-Monotheistic side of religion continues to poison our thoughts and behavior. Although ritual worship is allegedly only dedicated to a chief deity, we have lesser divine beings and holy spirits venerated with just as much piety, temples and shrines to make Communion with said divine powers, offerings to please them, priests to confess our sins to and intervene on our behalf and countless other pagan superstition.
The believer's heart is not alone in a spiritual relationship with a singular Divine authority, nor is his/her mind satisfied since established theology isn't interested in reducing Divinity to oneness from all the additions and extensions and inventions justified under labels like 'only intercessors' or 'persons/faces of the one and the same essence'. So the anti-logical mystery of triune godhead, or of finite mortals receiving literal words from an infinite and immortal entity, or angels (malak=mighty one) being blatantly disguised remnants of Canaanite/Greek/Arab pantheon ... all pass as inconsistencies of Monotheism while they have clear Polytheistic roots.
When it comes to creating and designing nature, these religions have no concept of nature or inviolable natural laws to begin with. When it comes to Omnipotence, Jehovah or Father or Allah are anything but, as they need constant assistance and collaboration of Angels (Mighty Ones) (let's just call them Gods already) to be able to manage cosmic affairs. Each Angel/God is entrusted by The God (Allah in Arabic is literally Al-Ilah) with governance of a particular natural/cosmic function like weather, soil, fertility, death, guidance, judgment in afterlife etc. When it comes to Omnibenevolence, you don't need to be reminded that the scriptures have zero concern of proving their god's goodness with all the atrocious militaristic commandments and even sending humanity to earth as a punishment! Adam and Eve's banishment can be interpreted as Misotheistic (hatred of God and depiction of God as cruel) even. As a Deist I would much rather considering being here as a blessing rather than punishment. Or what about being All-Just? Having my sins atoned for with the sacrifice of someone else instead of me turning away from my wrongs is not fair.
But all these attributes - Creatorship, Omnipotence, Omnibenevolence etc. - are so culturally wed to the rhetoric of organized religion, it's as if one has to defend every dogma and tenet of these religions the moment they take a step into the realm of Monotheism. This among others if you ask me is the greatest burden and confusion caused by organized religion and part of the reason Deists struggle to define themselves or pinpoint their position in relation to others.
Organized religions do not only spread so many lies and paradoxes, but blend the truth with superstition and cause the truth to be discredited among their nonsenses like a jewel lost in a bag of coal.
TL;DR, from my pov, Deism is simply belief -whether it be a rational conclusion or heartfelt knowledge- in One Supreme God, Creator of Nature, Moral Authority, while denying the existence of other divine or spiritual beings as well as divine intervention - miracles, revelations, vicegerents/spokesepersons.
2023.03.29 09:07 Xterno50 [US] [H] PSN/PSVR2/PC game keys - The Last of Us Part 1 Remake PC, MLB The Show 23 Deluxe Edition for Xbox, WWE 2K23 Icon Edition, The Walking Dead: Saints & Sinners - Chapter 2: Retribution, Townsmen PSVR2, Transport Fever 2, Football Manager 2023, Chef Life Simulator, Townsmen PSVR2 [W] PayPal
Xbox Games
Playstation Games
PC Games
submitted by Xterno50 to GameTrade [link] [comments]
| Title | Console | Price (USD) | Region |
|---|---|---|---|
| MLB The Show 23 Deluxe Edition | Xbox | 50 | Global |
Playstation Games
| Title | Console | Price (USD) | Region |
|---|---|---|---|
| WWE 2K23 Icon Edition (season pass, dlcs etc transfers if you gameshare to your NA account | PS4 & PS5 | 60 | Europe |
| Clash: Artifacts of Chaos | PS4 & PS5 | 20 | Europe |
| Transport Fever 2 Console Edition | PS4 & PS5 | 30 | Europe |
| Townsmen PSVR2 | PS5 | 25 | North America |
| Football Manager 2023 | PS4 & PS5 | 30 | North America |
| Scars Above | PS4 & PS5 | 28 | Europe |
| Chef Life Simulator | PS5 | 25 | Europe |
| Townsmen VR PSV2 | PS5 | 20 | North America |
| Octopath Traveler 2 | PS4 & PS5 | 45 | Europe |
| Cities VR: Enhanced Edition PSV2 | PS5 | 20 | Europe |
| Cave Digger 2: Dig Harder PSVR2 | PS4 & PS5 | 15 | Europe |
| Colossal Cave | PS5 | 20 | North America |
| Overland | PS4 & PS5 | 10 | North America |
| Dungeon Munchies | PS5 | 10 | North America |
| Overland | PS4 & PS5 | 12 | North America |
| Emoji Kart Racer | PS5 | 15 | North America |
| Broken Lines | PS4 & PS5 | 15 | North America |
| GRIME: Colors of Rot | PS5 | 15 | North America |
| Do Not Open | PS5 | 20 | Europe |
| Last Day of Lazarus | PS5 | 13 | Europe |
| Ghostbusters: Spirits Unleashed | PS4 & PS5 | 15 | Europe |
| Dakar Desert Rally Deluxe Edition | PS4 & PS5 | 20 | North America |
| LEGO Brawls | PS4 & PS5 | 15 | North America |
| The Tomorrow Children: Phoenix Edition Island Explorer | PS4 & PS5 | 15 | North America |
| Strategic Mind: Fight for Freedom | PS4 & PS5 | 15 | North America |
| Serial Cleaners | PS4 & PS5 | 15 | Europe |
| S.W.A.N.: Chernobyl Unexplored | PS4 | 10 | North America |
| Path of Titans + Founders Pack | PS5 | 20 | North America |
| DreadOuts 2 | PS4/PS5 | 15 | North America |
| Two Hundred Ways | PS4 | 7 | North America |
| Train Valley | PS4 | 7 | Europe |
| Arcadegeddon | PS4/PS5 | 15 | North America & Europe |
| Hourglass | PS4 | 10 | North America |
| My Universe - Green Adventure: Farmers Friends | PS4 | 18 | North America |
| Escape Game - FORT BOYARD 2022 | PS5 | 18 | North America |
| Lumberjack's Dynasty | PS4 | 15 | North America |
| Tour de France 2022 | PS5 | 25 | Europe |
| Demon's Tier+ | PS5 | 6 | North America |
| This War of Mine Final Cut | PS5 | 15 | North America |
| Ogre: Console Edition | PS4 & PS5 | 14 | North America |
| Best Month Ever! | PS4 & PS5 | 10 | Europe |
| The Fortress Deluxe | PS4 & PS5 | 10 | North America |
| Rogue Lords | PS4 & PS5 | 15 | Europe |
| Metal Tales Overkill | PS5 | 10 | North America |
| Winkeltje: The Little Shop | PS5 | 10 | North America |
| Cathedral | PS4 & PS5 | 8 | Europe |
| Liberated: Enhanced Edition | PS4 & PS5 | 15 | North America |
| Windlands 2 | PS4 & PS5 (PSVR required) | 10 | North America |
| A Juggler's Tale | PS5 | 10 | North America |
PC Games
| Title | Platform | Price (USD) | Region |
|---|---|---|---|
| The Last of Us Part I Remake | Steam | 45 | Global |
| The Walking Dead: Saints & Sinners - Chapter 2: Retribution | Steam | 25 | Global |
| Leap | Steam | 10 | Global |
| Climber: Sky Is The Limit | Steam | 5 | Global |
| Sunblaze | Steam | 8 | Global |
| MADiSON | Steam | 18 | Global |
| Re:Legend | Steam | 8 | Global |
| Hard West 2 | Steam | 15 | Global |
| Civitatem | Steam | 8 | Global |
| Terraformers | Steam | 7 | Global |
| Arcadegeddon | Epic Store | 10 | Global |
| The Tenants | Steam | 12 | Global |
| My Time at Sandrock | Steam | 15 | Global |
| Tennis Manager 2022 | Steam | 15 | Global |
| Captain of Industry | Steam | 15 | Global |
| Space Engineers | Steam | 15 | Globalc |
| Bunhouse | Steam | 10 | Global |
| Nero | Steam | 10 | Global |
| Pro Cycling Manager 2021 | Steam | 10 | Global |
| Rogue Lords | Steam | 13 | Global |
| Totally Accurate Battle Simulator | Steam | 8 | Global |
| Solaris Offworld Combat | Steam | 8 | Global |
| Boombox | Steam | 8 | Global |
2023.03.29 09:07 Xterno50 [H] PSN/PSVR2/PC/XBOX game keys - The Last of Us Part 1 Remake PC, MLB The Show 23 Deluxe Edition for Xbox, WWE 2K23 Icon edition, The Walking Dead: Saints & Sinners - Chapter 2: Retribution, Townsmen PSVR2, Transport Fever 2, Football Manager 2023, Scars Above, Chef Life Simulator [W] PayPal
Xbox Games
Playstation Games
PC Games
https://www.reddit.com/IGSRep/comments/mc209m/xterno50s_igs_rep_page/
submitted by Xterno50 to indiegameswap [link] [comments]
| Title | Console | Price (USD) | Region |
|---|---|---|---|
| MLB The Show 23 Deluxe Edition | Xbox | 50 | Global |
Playstation Games
| Title | Console | Price (USD) | Region |
|---|---|---|---|
| WWE 2K23 Icon Edition (season pass, dlcs etc transfers if you gameshare to your NA account | PS4 & PS5 | 60 | Europe |
| Clash: Artifacts of Chaos | PS4 & PS5 | 20 | Europe |
| Transport Fever 2 Console Edition | PS4 & PS5 | 30 | Europe |
| Football Manager 2023 | PS4 & PS5 | 30 | North America |
| Townsmen PSVR2 | PS5 | 25 | North America |
| Scars Above | PS4 & PS5 | 28 | Europe |
| Chef Life Simulator | PS5 | 25 | Europe |
| Townsmen VR PSV2 | PS5 | 20 | North America |
| Octopath Traveler 2 | PS4 & PS5 | 45 | Europe |
| Cities VR: Enhanced Edition PSV2 | PS5 | 20 | Europe |
| Cave Digger 2: Dig Harder PSVR2 | PS4 & PS5 | 15 | Europe |
| Colossal Cave | PS5 | 20 | North America |
| Overland | PS4 & PS5 | 10 | North America |
| Dungeon Munchies | PS5 | 10 | North America |
| Overland | PS4 & PS5 | 12 | North America |
| Emoji Kart Racer | PS5 | 15 | North America |
| Broken Lines | PS4 & PS5 | 15 | North America |
| GRIME: Colors of Rot | PS5 | 15 | North America |
| Do Not Open | PS5 | 20 | Europe |
| Last Day of Lazarus | PS5 | 13 | Europe |
| Ghostbusters: Spirits Unleashed | PS4 & PS5 | 15 | Europe |
| Dakar Desert Rally Deluxe Edition | PS4 & PS5 | 20 | North America |
| LEGO Brawls | PS4 & PS5 | 15 | North America |
| The Tomorrow Children: Phoenix Edition Island Explorer | PS4 & PS5 | 15 | North America |
| Strategic Mind: Fight for Freedom | PS4 & PS5 | 15 | North America |
| Serial Cleaners | PS4 & PS5 | 15 | Europe |
| S.W.A.N.: Chernobyl Unexplored | PS4 | 10 | North America |
| Path of Titans + Founders Pack | PS5 | 20 | North America |
| DreadOuts 2 | PS4/PS5 | 15 | North America |
| Two Hundred Ways | PS4 | 7 | North America |
| Train Valley | PS4 | 7 | Europe |
| Arcadegeddon | PS4/PS5 | 15 | North America & Europe |
| Hourglass | PS4 | 10 | North America |
| My Universe - Green Adventure: Farmers Friends | PS4 | 18 | North America |
| Escape Game - FORT BOYARD 2022 | PS5 | 18 | North America |
| Lumberjack's Dynasty | PS4 | 15 | North America |
| Tour de France 2022 | PS5 | 25 | Europe |
| Demon's Tier+ | PS5 | 6 | North America |
| This War of Mine Final Cut | PS5 | 15 | North America |
| Ogre: Console Edition | PS4 & PS5 | 14 | North America |
| Best Month Ever! | PS4 & PS5 | 10 | Europe |
| The Fortress Deluxe | PS4 & PS5 | 10 | North America |
| Rogue Lords | PS4 & PS5 | 15 | Europe |
| Metal Tales Overkill | PS5 | 10 | North America |
| Winkeltje: The Little Shop | PS5 | 10 | North America |
| Cathedral | PS4 & PS5 | 8 | Europe |
| Liberated: Enhanced Edition | PS4 & PS5 | 15 | North America |
| Windlands 2 | PS4 & PS5 (PSVR required) | 10 | North America |
| A Juggler's Tale | PS5 | 10 | North America |
PC Games
| Title | Platform | Price (USD) | Region |
|---|---|---|---|
| The Last of Us Part I Remake | Steam | 45 | Global |
| The Walking Dead: Saints & Sinners - Chapter 2: Retribution | Steam | 25 | Global |
| Leap | Steam | 10 | Global |
| Climber: Sky Is The Limit | Steam | 5 | Global |
| Sunblaze | Steam | 8 | Global |
| MADiSON | Steam | 18 | Global |
| Re:Legend | Steam | 8 | Global |
| Hard West 2 | Steam | 15 | Global |
| Civitatem | Steam | 8 | Global |
| Terraformers | Steam | 7 | Global |
| Arcadegeddon | Epic Store | 10 | Global |
| The Tenants | Steam | 12 | Global |
| My Time at Sandrock | Steam | 15 | Global |
| Tennis Manager 2022 | Steam | 15 | Global |
| Captain of Industry | Steam | 15 | Global |
| Space Engineers | Steam | 15 | Globalc |
| Bunhouse | Steam | 10 | Global |
| Nero | Steam | 10 | Global |
| Pro Cycling Manager 2021 | Steam | 10 | Global |
| Rogue Lords | Steam | 13 | Global |
| Totally Accurate Battle Simulator | Steam | 8 | Global |
| Solaris Offworld Combat | Steam | 8 | Global |
| Boombox | Steam | 8 | Global |
https://www.reddit.com/IGSRep/comments/mc209m/xterno50s_igs_rep_page/
2023.03.29 09:06 JG-at-Prime Why Does FINRA Have A 1.6 Billion Dollar Investment Portfolio?
TLDR: FINRA has access to what in any other organization would be considered massive amounts of insider information. It also has a massive conflict of interest in the form of a **1.6 Billion dollar investment portfolio**. The portfolio of the Self Regulatory Agency is largely unknown and is largely (if not completely) unmonitored by any other regulatory agency(s).
I would be really, really curious to know **how much of that portfolio is short?**
In addition to massive conflicts of interest and minimal supervision from the SEC, FINERA does not appear to be directly accountable to Congress, rather than direct accountability FINRA instead invests a lot of money in lobbying. In 2012, it spent $960,000 as it pushed for legislation that would allow it to expand its regulatory reach to include RIAs, who are now primarily regulated by the SEC.
**FINERA should have no ability to halt any stocks or securities while it is invested in the very markets it purports to regulate.**
***
https://www.mercatus.org/media/46396/download
**”LACK OF ACCOUNTABILITY”**
*”By law, the SEC is in charge of Finra and has the power to approve or reject any rules Finra wants to adopt. But it applies little more than a rubber stamp to Finra’s rules, critics say.”*
*“In practice, Finra operates with substantial independence from the SEC,” Hester Peirce, a senior research fellow at the Mercatus Center at George Mason University, noted in a 2015 paper. “Finra rules do not typically attract close attention from the SEC commissioners.”*
**”Finra operates with substantial independence from the SEC.”**
(Source deleted)
*”The Government Accountability Office likewise found that the SEC could be doing a better job of overseeing Finra in a 2012 report and a follow-up report in 2015. In the follow-up report, the GAO said the SEC had improved its monitoring of Finra but that it still needed to develop specific performance goals and measures for Finra oversight, formalize documentation of oversight determinations and perform an assessment of Finra’s internal risks related to staffing and priorities.”*
***
https://www.investopedia.com/ask/answers/how-does-finra-differ-sec/
*“Although it has regulatory powers, FINRA is not part of the government. It is a not-for-profitentity and the largest self-regulatory organization (SRO)in the securities industry within the U.S.”*
*”FINRA stands for "Financial Industry Regulatory Authority" and is a not-for-profit organization overseen by the SEC that seeks to protect investors by primarily overseeing all brokers in the securities marketplace. It lays out specific laws and requirements and provides certificates for individuals to be able to operate in the securities market.”*
*”FINRA is responsible for overseeing virtually all U.S. stockbrokersand brokerage firmsand providing avenues and legal certifications for those individuals to appropriately operate in their specific marketplaces.”*
***
https://www.wsj.com/articles/wall-street-regulator-is-also-an-investorwith-meager-returns-1507195803
”***Finra's $1.6 billion portfolio*** *has returned 3.4% annually, versus 6% for a half-stock, half-bond portfolio.*”
***
https://www.investmentnews.com/finra-denies-wsj-report-that-regulator-has-underperforming-portfolio-72391
*”Finra denies WSJ report that regulator has underperforming portfolio. Regulator says Journal's analysis makes improper comparison of returns.”*
*”From Finra’s origins in 2004 through 2016, the Financial Industry Regulatory Authority’s actively managed $1.6 billion investment portfolio has returned 3.4%, or $440 million less than a 6% return had the self-regulator invested in a balanced mix of global stocks and U.S. bonds, according to Wall Street Journal calculations of figures in Finra’s annual reports.”*
***
https://www.investmentnews.com/finra-whos-watching-the-watchdog-72102
*”Finra wields enormous power over the lives of brokers and broker-dealers. Last year alone, it issued more than 1,400 disciplinary actions and barred more than 500 brokers from the industry.
And yet people in the industry know little about how Finra operates, how it spends the millions it collects in membership fees and fines, and how it sets its regulatory agenda. Finra writes its own rules, meets behind closed doors and releases information if and when it deems necessary.”*
*”Finra is the watchdog that no one is watching.
“It is largely unaccountable to the industry or to the public,” David Burton, a senior fellow in economic policy at the Heritage Foundation, wrote in a February report. “Due process, transparency and regulatory-review protections normally associated with regulators are not present, and its arbitration process is flawed. Reforms are necessary.”*
*”In an InvestmentNewssurvey of 363 readers who are regulated by Finra, nearly half — 48% — said the organization is not doing a good job of regulating brokers, compared with 29% who said it was. Meanwhile, 61% said Finra is not transparent about its finances, and the same percentage said the SEC’s oversight of Finra is inadequate.”*
*“Is it [Finra] a government or not a government agency? As long as there’s not a choice for brokers, it’s a monopoly – and monopolies need to be regulated.”*
*”Jim R. Webb, CEO, Cape Securities Inc.
Jim R. Webb, CEO of broker-dealer Cape Securities Inc., is frustrated that Finra acts like a government agency but does not have to follow the laws that govern public agencies. For example, it is not subject to laws that would allow the public to attend its meetings, nor is it subject to the Freedom of Information Act, which allows anyone to request information about any matter from a federal agency.”*
*”Finra protects itself from lawsuits from members by claiming that as an SRO it has absolute immunity from private lawsuits challenging the conduct of its regulatory mission.”*
*“There needs to be definition,” Mr. Webb said. “Is it a government agency or not a government agency? As long as there’s not a choice for brokers, it’s a monopoly — and monopolies need to be regulated.”*
***
From a seeking alpha article that I cannot link due to Reddit blocking the site. (just search for the title, top result)
Why Does FINRA Have An Investment Portfolio?
Oct. 11, 2017 12:10 PM ET By Roger Nusbaum, AdvisorShares ETF Strategist
*”FINRA has an investment portfolio with a long track record of underperforming a 50/50 portfolio.”*
*”So, here’s a weird one involving FINRA that you might have picked up in the last few days. Apparently, it has a large, $1.6 billion investment portfolio, and the returns have been weak, according to the Wall Street Journal, underperforming a 50/50 equity/fixed income portfolio for quite a few years.”*
*”The WSJ article is woefully incomplete. It doesn’t say what the purpose of the portfolio is, it is unclear how it can even have a portfolio, and there are no specifics as to what the portfolio is benchmarked to other than a reference to a custom benchmark. The origin goes back to 2004, and it came out of the blocks trying to emulate the college endowments, which back then were revered. As a side note, the tide may have gone out some for quite a few of the endowments, but there is still plenty to learn about asset allocation from them.”*
*”As the story goes, the FINRA portfolio decided to significantly reduce its equity exposure in, um….2009. The article provides no details on how much equity exposure it had back then, but the portfolio underperformed a 50/50 in 2008, or how much it has now, but there is a quote from a spokeswoman about targeting a “much more conservative approach than a 50/50 benchmark.”*
***
The rolls and activities of our regulatory agencies needs to be seriously examined and heavily re-evaluated.
submitted by JG-at-Prime to Superstonk [link] [comments]
I would be really, really curious to know **how much of that portfolio is short?**
In addition to massive conflicts of interest and minimal supervision from the SEC, FINERA does not appear to be directly accountable to Congress, rather than direct accountability FINRA instead invests a lot of money in lobbying. In 2012, it spent $960,000 as it pushed for legislation that would allow it to expand its regulatory reach to include RIAs, who are now primarily regulated by the SEC.
**FINERA should have no ability to halt any stocks or securities while it is invested in the very markets it purports to regulate.**
***
https://www.mercatus.org/media/46396/download
**”LACK OF ACCOUNTABILITY”**
*”By law, the SEC is in charge of Finra and has the power to approve or reject any rules Finra wants to adopt. But it applies little more than a rubber stamp to Finra’s rules, critics say.”*
*“In practice, Finra operates with substantial independence from the SEC,” Hester Peirce, a senior research fellow at the Mercatus Center at George Mason University, noted in a 2015 paper. “Finra rules do not typically attract close attention from the SEC commissioners.”*
**”Finra operates with substantial independence from the SEC.”**
- *Hester Peirce*
(Source deleted)
*”The Government Accountability Office likewise found that the SEC could be doing a better job of overseeing Finra in a 2012 report and a follow-up report in 2015. In the follow-up report, the GAO said the SEC had improved its monitoring of Finra but that it still needed to develop specific performance goals and measures for Finra oversight, formalize documentation of oversight determinations and perform an assessment of Finra’s internal risks related to staffing and priorities.”*
***
https://www.investopedia.com/ask/answers/how-does-finra-differ-sec/
*“Although it has regulatory powers, FINRA is not part of the government. It is a not-for-profitentity and the largest self-regulatory organization (SRO)in the securities industry within the U.S.”*
*”FINRA stands for "Financial Industry Regulatory Authority" and is a not-for-profit organization overseen by the SEC that seeks to protect investors by primarily overseeing all brokers in the securities marketplace. It lays out specific laws and requirements and provides certificates for individuals to be able to operate in the securities market.”*
*”FINRA is responsible for overseeing virtually all U.S. stockbrokersand brokerage firmsand providing avenues and legal certifications for those individuals to appropriately operate in their specific marketplaces.”*
***
https://www.wsj.com/articles/wall-street-regulator-is-also-an-investorwith-meager-returns-1507195803
”***Finra's $1.6 billion portfolio*** *has returned 3.4% annually, versus 6% for a half-stock, half-bond portfolio.*”
***
https://www.investmentnews.com/finra-denies-wsj-report-that-regulator-has-underperforming-portfolio-72391
*”Finra denies WSJ report that regulator has underperforming portfolio. Regulator says Journal's analysis makes improper comparison of returns.”*
*”From Finra’s origins in 2004 through 2016, the Financial Industry Regulatory Authority’s actively managed $1.6 billion investment portfolio has returned 3.4%, or $440 million less than a 6% return had the self-regulator invested in a balanced mix of global stocks and U.S. bonds, according to Wall Street Journal calculations of figures in Finra’s annual reports.”*
***
https://www.investmentnews.com/finra-whos-watching-the-watchdog-72102
*”Finra wields enormous power over the lives of brokers and broker-dealers. Last year alone, it issued more than 1,400 disciplinary actions and barred more than 500 brokers from the industry.
And yet people in the industry know little about how Finra operates, how it spends the millions it collects in membership fees and fines, and how it sets its regulatory agenda. Finra writes its own rules, meets behind closed doors and releases information if and when it deems necessary.”*
*”Finra is the watchdog that no one is watching.
“It is largely unaccountable to the industry or to the public,” David Burton, a senior fellow in economic policy at the Heritage Foundation, wrote in a February report. “Due process, transparency and regulatory-review protections normally associated with regulators are not present, and its arbitration process is flawed. Reforms are necessary.”*
*”In an InvestmentNewssurvey of 363 readers who are regulated by Finra, nearly half — 48% — said the organization is not doing a good job of regulating brokers, compared with 29% who said it was. Meanwhile, 61% said Finra is not transparent about its finances, and the same percentage said the SEC’s oversight of Finra is inadequate.”*
*“Is it [Finra] a government or not a government agency? As long as there’s not a choice for brokers, it’s a monopoly – and monopolies need to be regulated.”*
*”Jim R. Webb, CEO, Cape Securities Inc.
Jim R. Webb, CEO of broker-dealer Cape Securities Inc., is frustrated that Finra acts like a government agency but does not have to follow the laws that govern public agencies. For example, it is not subject to laws that would allow the public to attend its meetings, nor is it subject to the Freedom of Information Act, which allows anyone to request information about any matter from a federal agency.”*
*”Finra protects itself from lawsuits from members by claiming that as an SRO it has absolute immunity from private lawsuits challenging the conduct of its regulatory mission.”*
*“There needs to be definition,” Mr. Webb said. “Is it a government agency or not a government agency? As long as there’s not a choice for brokers, it’s a monopoly — and monopolies need to be regulated.”*
***
From a seeking alpha article that I cannot link due to Reddit blocking the site. (just search for the title, top result)
Why Does FINRA Have An Investment Portfolio?
Oct. 11, 2017 12:10 PM ET By Roger Nusbaum, AdvisorShares ETF Strategist
*”FINRA has an investment portfolio with a long track record of underperforming a 50/50 portfolio.”*
*”So, here’s a weird one involving FINRA that you might have picked up in the last few days. Apparently, it has a large, $1.6 billion investment portfolio, and the returns have been weak, according to the Wall Street Journal, underperforming a 50/50 equity/fixed income portfolio for quite a few years.”*
*”The WSJ article is woefully incomplete. It doesn’t say what the purpose of the portfolio is, it is unclear how it can even have a portfolio, and there are no specifics as to what the portfolio is benchmarked to other than a reference to a custom benchmark. The origin goes back to 2004, and it came out of the blocks trying to emulate the college endowments, which back then were revered. As a side note, the tide may have gone out some for quite a few of the endowments, but there is still plenty to learn about asset allocation from them.”*
*”As the story goes, the FINRA portfolio decided to significantly reduce its equity exposure in, um….2009. The article provides no details on how much equity exposure it had back then, but the portfolio underperformed a 50/50 in 2008, or how much it has now, but there is a quote from a spokeswoman about targeting a “much more conservative approach than a 50/50 benchmark.”*
***
The rolls and activities of our regulatory agencies needs to be seriously examined and heavily re-evaluated.
2023.03.29 09:06 ExpertDatingCoach Why I believe Mental Health Industry Causes More Harm Than Good…
Way too often , mental health (MH) professionals work with patients for years to decades while only experiencing bouts of improvements. Therapists are almost always work with psychiatrists, ARNPs, or Physician assistants to prescribe medication. The most common answer about the most effective treatment for various issues is cognitive behavioral therapy (CBT), which provides as superficial results as positive affirmations do, combined with “med management.” Similarly, substance abuse treatment subscribes to this modality and some will force patients to participate in AA/NA as well, which I believe they set them up to fail, then penalize when they relapse. Placing unrealistic expectations to make 90 meetings in 90 days, on vulnerable individuals, who have finally made a admirable decisions to attend their program, often at their lowest, likely adds to incredibly high relapse rate. Even psychologists will insist their patients use over the counts supplement like Sam-E, St Johns Wort or some mood elevating supplement. For years, the “gold standard” treatment has been CBT plus med management which fills to work. They can’t heal severely mentally ill individuals nor help ordinary people seeking to gain better coping skills to manage their emotions. The mental health epidemic and opioids too are causing countless families unimaginable pain and suffering. This is why when people are excited about Elon Musk’s ideas about self driving cars and with our universal basic income that we will need, people believe we’re going to colonize on Mars? Screw Mars, let’s first help our earthly neighbors.
submitted by ExpertDatingCoach to u/ExpertDatingCoach [link] [comments]
2023.03.29 09:05 Derrick_Jones_ 𝐒𝐭𝐮𝐝𝐲 𝐢𝐧 𝐔𝐊 𝐰𝐢𝐭𝐡 𝐒𝐜𝐡𝐨𝐥𝐚𝐫𝐬𝐡𝐢𝐩!
 | submitted by Derrick_Jones_ to u/Derrick_Jones_ [link] [comments] |
2023.03.29 09:05 SSF415 "Slowly, I am recapturing this universe."
 | submitted by SSF415 to SatanicTemple_Reddit [link] [comments] |
2023.03.29 09:01 JG-at-Prime Why Does FINRA Have A 1.6 Billion Dollar Investment Portfolio?
TLDR: FINRA has access to what in any other organization would be considered massive amounts of insider information. It also has a massive conflict of interest in the form of a 1.6 Billion dollar investment portfolio. The portfolio of the Self Regulatory Agency is largely unknown and is largely (if not completely) unmonitored by any other regulatory agency(s).
I would be really, really curious to know how much of that portfolio is short?
In addition to massive conflicts of interest and minimal supervision from the SEC, FINERA does not appear to be directly accountable to Congress, rather than direct accountability FINRA instead invests a lot of money in lobbying. In 2012, it spent $960,000 as it pushed for legislation that would allow it to expand its regulatory reach to include RIAs, who are now primarily regulated by the SEC.
FINERA should have no ability to halt any stocks or securities while it is invested in the very markets it purports to regulate.
https://www.mercatus.org/media/46396/download
”LACK OF ACCOUNTABILITY”
”By law, the SEC is in charge of Finra and has the power to approve or reject any rules Finra wants to adopt. But it applies little more than a rubber stamp to Finra’s rules, critics say.”
“In practice, Finra operates with substantial independence from the SEC,” Hester Peirce, a senior research fellow at the Mercatus Center at George Mason University, noted in a 2015 paper. “Finra rules do not typically attract close attention from the SEC commissioners.”
”Finra operates with substantial independence from the SEC.” - Hester Peirce
(Source deleted)
”The Government Accountability Office likewise found that the SEC could be doing a better job of overseeing Finra in a 2012 report and a follow-up report in 2015. In the follow-up report, the GAO said the SEC had improved its monitoring of Finra but that it still needed to develop specific performance goals and measures for Finra oversight, formalize documentation of oversight determinations and perform an assessment of Finra’s internal risks related to staffing and priorities.”
https://www.investopedia.com/ask/answers/how-does-finra-differ-sec/
“Although it has regulatory powers, FINRA is not part of the government. It is a not-for-profit entity and the largest self-regulatory organization (SRO) in the securities industry within the U.S.”
”FINRA stands for "Financial Industry Regulatory Authority" and is a not-for-profit organization overseen by the SEC that seeks to protect investors by primarily overseeing all brokers in the securities marketplace. It lays out specific laws and requirements and provides certificates for individuals to be able to operate in the securities market.”
”FINRA is responsible for overseeing virtually all U.S. stockbrokers and brokerage firms and providing avenues and legal certifications for those individuals to appropriately operate in their specific marketplaces.”
https://www.wsj.com/articles/wall-street-regulator-is-also-an-investorwith-meager-returns-1507195803
”Finra's $1.6 billion portfolio has returned 3.4% annually, versus 6% for a half-stock, half-bond portfolio.”
https://www.investmentnews.com/finra-denies-wsj-report-that-regulator-has-underperforming-portfolio-72391
”Finra denies WSJ report that regulator has underperforming portfolio. Regulator says Journal's analysis makes improper comparison of returns.”
”From Finra’s origins in 2004 through 2016, the Financial Industry Regulatory Authority’s actively managed $1.6 billion investment portfolio has returned 3.4%, or $440 million less than a 6% return had the self-regulator invested in a balanced mix of global stocks and U.S. bonds, according to Wall Street Journal calculations of figures in Finra’s annual reports.”
https://www.investmentnews.com/finra-whos-watching-the-watchdog-72102
”Finra wields enormous power over the lives of brokers and broker-dealers. Last year alone, it issued more than 1,400 disciplinary actions and barred more than 500 brokers from the industry. And yet people in the industry know little about how Finra operates, how it spends the millions it collects in membership fees and fines, and how it sets its regulatory agenda. Finra writes its own rules, meets behind closed doors and releases information if and when it deems necessary.”
”Finra is the watchdog that no one is watching. “It is largely unaccountable to the industry or to the public,” David Burton, a senior fellow in economic policy at the Heritage Foundation, wrote in a February report. “Due process, transparency and regulatory-review protections normally associated with regulators are not present, and its arbitration process is flawed. Reforms are necessary.”
”In an InvestmentNews survey of 363 readers who are regulated by Finra, nearly half — 48% — said the organization is not doing a good job of regulating brokers, compared with 29% who said it was. Meanwhile, 61% said Finra is not transparent about its finances, and the same percentage said the SEC’s oversight of Finra is inadequate.”
“Is it [Finra] a government or not a government agency? As long as there’s not a choice for brokers, it’s a monopoly – and monopolies need to be regulated.”
”Jim R. Webb, CEO, Cape Securities Inc. Jim R. Webb, CEO of broker-dealer Cape Securities Inc., is frustrated that Finra acts like a government agency but does not have to follow the laws that govern public agencies. For example, it is not subject to laws that would allow the public to attend its meetings, nor is it subject to the Freedom of Information Act, which allows anyone to request information about any matter from a federal agency.”
”Finra protects itself from lawsuits from members by claiming that as an SRO it has absolute immunity from private lawsuits challenging the conduct of its regulatory mission.”
“There needs to be definition,” Mr. Webb said. “Is it a government agency or not a government agency? As long as there’s not a choice for brokers, it’s a monopoly — and monopolies need to be regulated.”
From a seeking alpha article that I cannot link due to Reddit blocking the site. (just search for the title, top result)
Why Does FINRA Have An Investment Portfolio?
Oct. 11, 2017 12:10 PM ET By Roger Nusbaum, AdvisorShares ETF Strategist
”FINRA has an investment portfolio with a long track record of underperforming a 50/50 portfolio.”
”So, here’s a weird one involving FINRA that you might have picked up in the last few days. Apparently, it has a large, $1.6 billion investment portfolio, and the returns have been weak, according to the Wall Street Journal, underperforming a 50/50 equity/fixed income portfolio for quite a few years.”
”The WSJ article is woefully incomplete. It doesn’t say what the purpose of the portfolio is, it is unclear how it can even have a portfolio, and there are no specifics as to what the portfolio is benchmarked to other than a reference to a custom benchmark. The origin goes back to 2004, and it came out of the blocks trying to emulate the college endowments, which back then were revered. As a side note, the tide may have gone out some for quite a few of the endowments, but there is still plenty to learn about asset allocation from them.”
”As the story goes, the FINRA portfolio decided to significantly reduce its equity exposure in, um….2009. The article provides no details on how much equity exposure it had back then, but the portfolio underperformed a 50/50 in 2008, or how much it has now, but there is a quote from a spokeswoman about targeting a “much more conservative approach than a 50/50 benchmark.”
The rolls and activities of our regulatory agencies needs to be seriously examined and heavily re-evaluated.
submitted by JG-at-Prime to DDintoGME [link] [comments]
I would be really, really curious to know how much of that portfolio is short?
In addition to massive conflicts of interest and minimal supervision from the SEC, FINERA does not appear to be directly accountable to Congress, rather than direct accountability FINRA instead invests a lot of money in lobbying. In 2012, it spent $960,000 as it pushed for legislation that would allow it to expand its regulatory reach to include RIAs, who are now primarily regulated by the SEC.
FINERA should have no ability to halt any stocks or securities while it is invested in the very markets it purports to regulate.
”LACK OF ACCOUNTABILITY”
”By law, the SEC is in charge of Finra and has the power to approve or reject any rules Finra wants to adopt. But it applies little more than a rubber stamp to Finra’s rules, critics say.”
“In practice, Finra operates with substantial independence from the SEC,” Hester Peirce, a senior research fellow at the Mercatus Center at George Mason University, noted in a 2015 paper. “Finra rules do not typically attract close attention from the SEC commissioners.”
”Finra operates with substantial independence from the SEC.” - Hester Peirce
”The Government Accountability Office likewise found that the SEC could be doing a better job of overseeing Finra in a 2012 report and a follow-up report in 2015. In the follow-up report, the GAO said the SEC had improved its monitoring of Finra but that it still needed to develop specific performance goals and measures for Finra oversight, formalize documentation of oversight determinations and perform an assessment of Finra’s internal risks related to staffing and priorities.”
“Although it has regulatory powers, FINRA is not part of the government. It is a not-for-profit entity and the largest self-regulatory organization (SRO) in the securities industry within the U.S.”
”FINRA stands for "Financial Industry Regulatory Authority" and is a not-for-profit organization overseen by the SEC that seeks to protect investors by primarily overseeing all brokers in the securities marketplace. It lays out specific laws and requirements and provides certificates for individuals to be able to operate in the securities market.”
”FINRA is responsible for overseeing virtually all U.S. stockbrokers and brokerage firms and providing avenues and legal certifications for those individuals to appropriately operate in their specific marketplaces.”
”Finra's $1.6 billion portfolio has returned 3.4% annually, versus 6% for a half-stock, half-bond portfolio.”
”Finra denies WSJ report that regulator has underperforming portfolio. Regulator says Journal's analysis makes improper comparison of returns.”
”From Finra’s origins in 2004 through 2016, the Financial Industry Regulatory Authority’s actively managed $1.6 billion investment portfolio has returned 3.4%, or $440 million less than a 6% return had the self-regulator invested in a balanced mix of global stocks and U.S. bonds, according to Wall Street Journal calculations of figures in Finra’s annual reports.”
”Finra wields enormous power over the lives of brokers and broker-dealers. Last year alone, it issued more than 1,400 disciplinary actions and barred more than 500 brokers from the industry. And yet people in the industry know little about how Finra operates, how it spends the millions it collects in membership fees and fines, and how it sets its regulatory agenda. Finra writes its own rules, meets behind closed doors and releases information if and when it deems necessary.”
”Finra is the watchdog that no one is watching. “It is largely unaccountable to the industry or to the public,” David Burton, a senior fellow in economic policy at the Heritage Foundation, wrote in a February report. “Due process, transparency and regulatory-review protections normally associated with regulators are not present, and its arbitration process is flawed. Reforms are necessary.”
”In an InvestmentNews survey of 363 readers who are regulated by Finra, nearly half — 48% — said the organization is not doing a good job of regulating brokers, compared with 29% who said it was. Meanwhile, 61% said Finra is not transparent about its finances, and the same percentage said the SEC’s oversight of Finra is inadequate.”
“Is it [Finra] a government or not a government agency? As long as there’s not a choice for brokers, it’s a monopoly – and monopolies need to be regulated.”
”Jim R. Webb, CEO, Cape Securities Inc. Jim R. Webb, CEO of broker-dealer Cape Securities Inc., is frustrated that Finra acts like a government agency but does not have to follow the laws that govern public agencies. For example, it is not subject to laws that would allow the public to attend its meetings, nor is it subject to the Freedom of Information Act, which allows anyone to request information about any matter from a federal agency.”
”Finra protects itself from lawsuits from members by claiming that as an SRO it has absolute immunity from private lawsuits challenging the conduct of its regulatory mission.”
“There needs to be definition,” Mr. Webb said. “Is it a government agency or not a government agency? As long as there’s not a choice for brokers, it’s a monopoly — and monopolies need to be regulated.”
Why Does FINRA Have An Investment Portfolio?
Oct. 11, 2017 12:10 PM ET By Roger Nusbaum, AdvisorShares ETF Strategist
”FINRA has an investment portfolio with a long track record of underperforming a 50/50 portfolio.”
”So, here’s a weird one involving FINRA that you might have picked up in the last few days. Apparently, it has a large, $1.6 billion investment portfolio, and the returns have been weak, according to the Wall Street Journal, underperforming a 50/50 equity/fixed income portfolio for quite a few years.”
”The WSJ article is woefully incomplete. It doesn’t say what the purpose of the portfolio is, it is unclear how it can even have a portfolio, and there are no specifics as to what the portfolio is benchmarked to other than a reference to a custom benchmark. The origin goes back to 2004, and it came out of the blocks trying to emulate the college endowments, which back then were revered. As a side note, the tide may have gone out some for quite a few of the endowments, but there is still plenty to learn about asset allocation from them.”
”As the story goes, the FINRA portfolio decided to significantly reduce its equity exposure in, um….2009. The article provides no details on how much equity exposure it had back then, but the portfolio underperformed a 50/50 in 2008, or how much it has now, but there is a quote from a spokeswoman about targeting a “much more conservative approach than a 50/50 benchmark.”
2023.03.29 09:00 No_Idea_What_ I feel like I should be fine but I don't think I am
I don't know if this is going to make sense, but I just want to get it off my chest. I don't know exactly how to express it, but it just feels like there's so much more death and tragic events than there should be. On Monday, a fellow freshman at my university killed himself by jumping out of a dorm building. I don't know who he was or live anywhere close to him so I feel like I should be able to move on quickly like all my friends are, but I can't. I found out in the middle of my math lecture by putting together the pieces from people's reactions on social media. With it having just happened, it felt like there was a battle between confused people wanting to know what happened and people telling everyone else to shut up and not talk about it out of respect for the student and his family. And I think that's what really makes it so hard on me because I've seen these exact same reactions when my friend killed himself last year. I feel like I've lived through this exact situation before. I've been there before, sitting on my bed, looking through news articles, snap stories, and group chats to find out that someone in my grade killed themselves, and ultimately realizing who it was. So, seeing the reaction from the community just takes me back to the last time and I can't stop thinking about it. Not to mention I just found out about the Nashville shooting on my way to my math lecture that morning. Just like I know terrible things happen and shootings and suicides are way more common than they should be. But still.
submitted by No_Idea_What_ to TrueOffMyChest [link] [comments]
2023.03.29 09:00 dspeyer EA Forum Digest 29 Mar 2023
Agnes Callard on our future, the human quest, and finding purpose
This is a transcript of the speech philosopher Agnes Callard gave at the Aims of Education address at the University of Chicago. A central theme of the address is to think about one’s future as going beyond our own lifespan, and beyond the lifespan of everyone we know. She gives her own views on why we care about the future. Even though I don’t agree with everything she said, the speech takes an interesting perspective on the long-run future and I found parts pretty inspiring. (It's long, so I added a lot of highlights that are hopefully useful for skimming.)22 more paragraphs...
The space of systems and the space of maps
When we're trying to do AI alignment, we're often studying systems which don't yet exist. This is a pretty weird epistemic activity, and seems really hard to get right. This post offers one frame for thinking about what we're actually doing when we're thinking about AI alignment: using parts of the space of maps to reason about parts of the space of intelligent systems.In this post, we:
We hope that the content is mostly the second kind of obvious: obvious once you see things in this way, which you maybe already do. In our experience, this comes with a risk: reading too fast, you may miss most of the nuance and useful insight the deceptively simple model brings, or come away with a version of the model which is rounded off to something less useful (i.e. "yeah, there is this map and territory distinction"). As a meta recommendation, we suggest reading this post slowly, and ideally immediately trying to apply the model to some confusion or disagreement about AI alignment.
28 more paragraphs...
The space of systems and the space of maps What sorts of maps do we need for AI alignment? Finding maps which are useful for AI alignment
Making better estimates with scarce information
I explore the pros and cons of different approaches to estimation. In general I find that:These differences are only significant in situations of high uncertainty, characterised by a high ratio between confidence interval bounds. Otherwise, simpler approaches (point estimates & the arithmetic mean) are fine.
I am chiefly interested in how we can make better estimates from very limited evidence. Estimation strategies are key to sanity-checks, cost-effectiveness analyses and forecasting.
Speed and accuracy are important considerations when estimating, but so is legibility; we want our work to be easy to understand. This post explores which approaches are more accurate and when the increase in accuracy justifies the increase in complexity.
64 more paragraphs...
Core examples Point estimates are fine for multiplication, lossy for division Interval estimates are prone to bias General findings: interval vs point estimates A high ratio between interval bounds implies positive skew General findings: normal vs lognormal The geometric mean is usually better than the arithmetic mean Weighted means General findings: aggregate estimates Changes
Correction to “The Value of Money Going to Different Groups”
In Toby Ord's "The Value Of Money Going to Different Groups", footnote 9 states: “it isn’t more important to help someone living on $200 per year (at official exchange rates) in a place where PPP is high than someone on the same amount where PPP is low”.This isn’t right; PPP(purchasing power parity) doesn’t matter if the elasticity parameter η=1, but it does matter if η≠1 (so in particular, the estimates in the article for η=2 are only correct for comparing contexts with equal PPPs).
To show this, consider again the utility function:
23 more paragraphs...
A rough and incomplete review of some of John Wentworth's research
Run Posts By Orgs
FLI open letter: Pause giant AI experiments
Desensitizing Deepfakes
There is some discussion on the forum about using AI to detect whether or not something is a deepfake, and perhaps some trust in anti-deepfake bots to be better resourced etc. in this arms race. But could we give ourselves a bit of breathing room here?Could it be incredibly valuable to accelerate desensitization to deepfakes? Or at least make people more aware of them by using humor?
It seems like a real risk that someone eventually creates a convincing and harmful deepfake, a la current President saying, "America has launched nuclear weapons against Russia." Or vice versa or literally anything bad, with voice and video, that to our eyes is Very Real and Convincingly Terrible.
5 more paragraphs...
Reflections on applications, rejections and feedback
This post reflects my own personal opinions and not the opinions of the orgs I’m mentioning.The argument goes:If you get an application for you [job opening, grant program, etc] and you take some amount of time evaluating the application, it can’t take that much extra time to just write down the reason for your decision. You made the decision, so you know why you made it. So why then isn’t feedback better integrated in more application processes? Why do many EA orgs say they don’t have time to give personal feedback to applicants?
22 more paragraphs...
Two types of applications processes Competitive applications Evaluative applications Transparency Some more reflections/opinions
Please help me sense-check my assumptions about the needs of the AI Safety community and related career plans
For background and context, see my related series of posts on an approach for AI Safety Movement Building. This is a quick and concise rewrite of the main points in the hope that it will attract better engagement and feedback.Which of the following assumptions do you agree or disagree with? Follow the links to see some of the related content from my posts.
I couldn't find any foundation of shared language or understanding in AI Safety Movement building to work from, so I created this series of posts to share and sense-check mine as it developed and evolved. Based on this, I now assume:
4 more paragraphs...
2023.03.29 08:59 PoisonblacKalmah24 My post Wrestlemania ideas for the Bloodline and splitting up the Heavyweight and Tag Team Championships. A bit of a long read.
Bloodline: Cody beats Roman and KO/Sami beat the Usos at Wrestlemania. Roman takes significant time off after Wrestlemania and doesn't even show up to Raw. The Usos have their rematch on Raw and lose. Solo is (in)directly responsible for the loss. Jimmy or Jey will think it was intentional, the other will defend Solo and Solo just won't give a shit about either of them, leading to Jimmy vs Jey vs Solo at Backlash.
Splitting up the WWE/Universal Championships: Cody, KO and Sami kick off the Raw after Wrestlemania. They congratulate each other and speak about being able to band together to do the unthinkable and take down the Bloodline. Cody says that Roman has gone dark and while he's sure their paths will cross again, he's thinking about the now. He's thinking about Backlash. He's claimed he would be a fighting champion and he's a man of his word. Cody looks to KO and Sami and offers them both an opportunity to fight for both the WWE and Universal championships at Backlash in a two-fall triple threat match.
At Backlash, the first fall is for the Universal Championsip and KO seizes the opportunity to screw over Sami and pin him. The second fall has Cody retaining the WWE Championship after Cody takes advantage of KO and Sami getting into it.
Raw after Backlash/Draft Night/Tag Team Chapionship split: KO kicks off Raw and explains his actions. He told Sami and he told the world multiple times prior to Wrestlemania that he had no interest in teaming with Sami but Sami wouldn't listen. Owens eventually realized he is an opportunist and more importantly, a prizefighter. He saw an opportunity to not only make history at Wrestlemania at the expense of the Bloodline, but also to win a Championship.
The exact same opportunity presented itself at Backlash and KO seized it once again. He used Sami, twice, simple as that. KO becomes exclusive to Smackdown as a result of being the Universal Champion.
KO throws down his Raw Tag Team Championship and demands that Sami retrieve it and give him the other half of the Smackdown Tag Team Championships so they can be done with each other and move on.
Sami comes out and obliges under the condition that he gets a shot at Owens for the Universal Championsip in the main event of the night. If Sami wins, he takes the Universal and Smackdown Tag Team Championships to Smackdown and Owens remains on Raw with the Raw Tag Team Championships.
The main event ends in a DQ when KO's new partner (maybe Bronson Reed to pair KO with a heavy) reveals himself. Cody comes out to make the save. Sami remains on Raw and the very next week he convinces Cody to be his new Raw Tag Team Championship partner. Either later that night or the very next week, Sami screws over Cody, deliberately losing them the Tag Team Championship and causing Cody to be pinned for the first time since his return (via the most devastating move in all of sports entertainment... the surprise roll-up) leading to Cody/Sami beginning a feud for the WWE Championship.
submitted by PoisonblacKalmah24 to WWE [link] [comments]
Splitting up the WWE/Universal Championships: Cody, KO and Sami kick off the Raw after Wrestlemania. They congratulate each other and speak about being able to band together to do the unthinkable and take down the Bloodline. Cody says that Roman has gone dark and while he's sure their paths will cross again, he's thinking about the now. He's thinking about Backlash. He's claimed he would be a fighting champion and he's a man of his word. Cody looks to KO and Sami and offers them both an opportunity to fight for both the WWE and Universal championships at Backlash in a two-fall triple threat match.
At Backlash, the first fall is for the Universal Championsip and KO seizes the opportunity to screw over Sami and pin him. The second fall has Cody retaining the WWE Championship after Cody takes advantage of KO and Sami getting into it.
Raw after Backlash/Draft Night/Tag Team Chapionship split: KO kicks off Raw and explains his actions. He told Sami and he told the world multiple times prior to Wrestlemania that he had no interest in teaming with Sami but Sami wouldn't listen. Owens eventually realized he is an opportunist and more importantly, a prizefighter. He saw an opportunity to not only make history at Wrestlemania at the expense of the Bloodline, but also to win a Championship.
The exact same opportunity presented itself at Backlash and KO seized it once again. He used Sami, twice, simple as that. KO becomes exclusive to Smackdown as a result of being the Universal Champion.
KO throws down his Raw Tag Team Championship and demands that Sami retrieve it and give him the other half of the Smackdown Tag Team Championships so they can be done with each other and move on.
Sami comes out and obliges under the condition that he gets a shot at Owens for the Universal Championsip in the main event of the night. If Sami wins, he takes the Universal and Smackdown Tag Team Championships to Smackdown and Owens remains on Raw with the Raw Tag Team Championships.
The main event ends in a DQ when KO's new partner (maybe Bronson Reed to pair KO with a heavy) reveals himself. Cody comes out to make the save. Sami remains on Raw and the very next week he convinces Cody to be his new Raw Tag Team Championship partner. Either later that night or the very next week, Sami screws over Cody, deliberately losing them the Tag Team Championship and causing Cody to be pinned for the first time since his return (via the most devastating move in all of sports entertainment... the surprise roll-up) leading to Cody/Sami beginning a feud for the WWE Championship.
2023.03.29 08:59 no_one_important09 Help interpreting shoulder MRI
26F 180lbs Caucasian. No drugs or alcohol. Medical conditions: high blood pressure and asthma. Medications: amlodipine, metoprolol, metformin, albuterol
Background: I hurt my shoulder when I was 15 as a softball player. At the time they told me it was a labrum tear and wanted to do surgery but my parents declined. Fast forward 11 years it still gives me daily trouble. It clicks, grinds, hurts, and has limited ROM. I have done PT, rest, ice, heat and it never fully helps.
I had a MRI with contrast today and this is what it said. What do you think they will do with this information now?
IMPRESSION:
submitted by no_one_important09 to AskDocs [link] [comments]
Background: I hurt my shoulder when I was 15 as a softball player. At the time they told me it was a labrum tear and wanted to do surgery but my parents declined. Fast forward 11 years it still gives me daily trouble. It clicks, grinds, hurts, and has limited ROM. I have done PT, rest, ice, heat and it never fully helps.
I had a MRI with contrast today and this is what it said. What do you think they will do with this information now?
IMPRESSION:
- Mild rotator cuff tendinosis, with articular sided fraying or low-grade partial tear of the supraspinatus tendon.
- Mild subacromial/subdeltoid bursitis.
- Surface fraying of the superior labrum.
- Chronic irregularity of the anterior-inferior labrum, similar to prior exam. Appearance may be attributed to labral fraying or sequela of old tear.
2023.03.29 08:59 TheHamsterDog Recommend me schools that have a total cost of attendance below 30k(or 20k with merit based scholarships) for international students
Intended Major: Double major in CS and Philosophy
Intended Minors: Math and Business
Demographics:
Letters of Recommendation:
Awaiting results: * Harvard * Columbia * Dartmouth * Cornell * SUNY Plattsburgh * SUNY Buffalo * University of Maine at Presque Isle
Can you guys suggest me a decent/good target/safety school that has a total cost of attendance below $30k(per year) for international students which is still accepting applications?
Feel free to ask me anything.
submitted by TheHamsterDog to ReverseChanceMe [link] [comments]
Intended Minors: Math and Business
Demographics:
- Race: Asian, International
- Age: 18
- My school is located in a somewhat suburban city with a population of 2-ish million, and it is one of the top 100 schools in my country.
- SATs: 760M, 740EBRW
- My school doesn’t do GPAs; my typical grades are A and A+, and my average score across the 9th, 10th, and 11th grades were 94.6%, 96%, and 96.6%. My expected score for this year is 97.6%.
- Class Rank: 3
- Class Size: 60
- Programming
- Experienced Full Stack Developer with a demonstrated history of working in the industry.
- Skilled in React, React Native, Express.js, Node.js, MongoDB, HTML, CSS, SCSS, Typescript and JavaScript, among other technologies
- Some other programming languages that I know include Python, C++, C, and Java(though I don't remember much of Java)
- Since 6th Grade
- Some of my notable personal projects that are still live are as follows:
- Socizilla: It is a social media platform I built just for fun. Most of its features were inspired by Twitter and Reddit. https://socizilla.shreshthverma.me/
- My Blog Site: It is a custom-made blog site that I made, from scratch. https://blog.shreshthverma.me/
- Covid Help: A website that aimed to connect people in need with potential donors. https://covidhelp.shreshthverma.me/
- Surveys: A google forms knockoff. https://survey.shreshthverma.me/
- Retain: A google keeps clone that also works offline. https://retain.shreshthverma.me/
- My website: https://www.shreshthverma.me/(the design breaks a bit cuz I created it ages ago)
- Paymate: a weird half functioning Paypal clone: https://paymate1.herokuapp.com/
- Created this for a comp in like 3 hours: https://codebase-nextjs.vercel.app/
- Created this for a comp in like 6 hours: https://dps-kolar-road-bhopal-code-hour.github.io/TechFest/
- Art Store(This is a bit broken but I will fix it before submitting my college apps): https://artstore.shreshthverma.me/
- Some of my personal projects that are quite notable but aren't live(or couldn't be deployed in the form of a website cuz they are tools that need to be run locally) are as follows;
- PurseX: worked on it with another dude. It's a payment wallet that allows you to trade stocks. It's sort of functioning: https://github.com/PURSE-X/mobile-client... The server-side code is currently private for reasons that I don't wish to go into. Oh, yeah, btw, this is a mobile app.
- The Monarch: This is a discord bot that deletes people's swears and replies with an insult. It sometimes even randomly replies to people with insults. It's a troll bot. https://github.com/TheHamsterDog/TheMonarch
- DDOSable: DDOSable is a tool that you can use to attack your site, to check if it could be DDOSed. https://github.com/TheHamsterDog/DDOSable
- Job #1: Freelance full stack developer at a small(less than 10 people) company. Worked on 5 projects here. (from February 2021 to October 2022, and March 2022 - April 2022)
- Job #2: Full Stack Dev at somewhat medium-sized international company(with 40+ devs) since October 2021. I have worked on about 4 projects here.
- Developed Ethereum Smart Contracts, integrated them using web3.js, and Developed Full Stack Websites using technologies such as Svelte, Koa, MongoDB, and TailwindCSS.
- Tutoring(took a programming boot camp for kids in my school)
- “Tech director” of the student government during junior and senior year
- “President” of the techno club during junior and senior year
- Public speaking
- MUNs(attended 4 MUNs and received honorable mentions in 2)
- Participated in Debate Competitions
- Participated in Extempore competitions
- Western Vocal Music(9th and 10th grade)
- Chief Website developer at a local NGO that helps queer folks
- Elect.io
- Since May 2020
- Founder
- Aims to help the masses vote in a more educated manner by matching their opinions against politicians
- Currently has 5 people
- Under Development, but will be completed before I submit my application
- School’s esports team
- CSGO and Valorant
- Won multiple events
- School Newspaper
- Online School Newspaper
- Currently in development
- Founder
- Developed the student run school newspaper’s website, interviewed folks, recruited folks, managed the “staff”, and edited and created articles
- Helping out at an ngo that seeks to spread awareness about queer issues
Letters of Recommendation:
- Strong LORs from my IP and English teachers
- Strong LOR from both of my employers
- Strong LOR from my academic coordinator(but she’s my mom so I’m not sure if they’ll even consider it)
Awaiting results: * Harvard * Columbia * Dartmouth * Cornell * SUNY Plattsburgh * SUNY Buffalo * University of Maine at Presque Isle
Can you guys suggest me a decent/good target/safety school that has a total cost of attendance below $30k(per year) for international students which is still accepting applications?
Feel free to ask me anything.
2023.03.29 08:59 julizie HELP! Playing with multiple households at the same time
This is the first time I played this far into a family in the Sims 4. This is a family that I started with 1 sim and now she and her partner have 3 children. One of them (the oldest) is old enough to go to college and I want to enroll him in student housing, this obviously creates a new household that I can't play with at the same times as my main household but I still want to play him at the university housing.
How do I manage to drive the son's storyline AND the main household's story line without compromising too much of the Sims development?
submitted by julizie to Sims4 [link] [comments]
How do I manage to drive the son's storyline AND the main household's story line without compromising too much of the Sims development?