Joe bonamassa just got paid today
V4Checkmateatheists
2019.04.07 11:54 Ghaishman V4Checkmateatheists
V 4 5 6 subreddit, wie dacht dat dit een goed idee zou zijn.
2015.10.23 16:31 magunos09 /r/bottomlulz, We put the ME in MEMES
RIP bottomlulz. This subreddit is now closed.
2019.03.26 22:23 Jebie77 Memes about FC
ššš
2023.03.29 08:45 AffectionateLet1024 I'm really not sure what to do [22F]
Okay this is a long post. But I do not know if I am right or wrong so I would like different opinions and suggestions. Timeline is from September to now so when I say it's a long rant, it really is.
I'm an international student in Chicago and do not have dental insurance. In September I started experiencing pain in my left bottom teeth region. I detected its tooth number 19 and after reading through reddit, UIC was the cheapest and the best rated option for me to go to. I book an urgent care appointment near the end of September and the student worker detects cavity on tooth #19. She cleans and does temporary filling. She states that to have a permanent filling, I need to be a permanent patient there. Meaning I need to have my xrays taken and have an evaluation which takes time. She also states to come back in 6 weeks to have a permanent filling.
I leave with relief that atleast I won't be in pain. I tell her I'll become a permanent patient. I pay and get my xrays done (around mid of October). They approve me to be their patient and I end up going for their evaluation on the second week of Nov. I go for evaluation where I find out I have a bunch of other cavities. The senior dentist comes and tells me throat looks swollen and red and I need to be cleared for a medical consultation by the senior dentist (I also tell the senior dentist that I have a history of cancer sores in my throat but at that moment I didn't have any). So now I book an appointment for a primary care for the first time in the US (around 3rd week of November). Co incidentally I had a very sharp right pelvis pain as well during my medical consultation. The gp tells me your throat looks fine to me right now and any infections that you could have had could be due to cavities and he did not understand why the senior dentist needed consultation clearance. For my pelvis pain he orders a CT scan and bunch of blood work, he suspects appendicitis. I told him I've had same pain a month ago as well. Anyways, before the scan I find out its for $8,000 and my medical insurance will only cover $350, the blood work came around about $500 after the insurance covered, so I choose just to get the blood work. (Note my sister is a doctor and she told me to get the blood work done before the scan as she suspected it could be kidney stones) I go for the tests and wait for my blood reports. My blood reports come that same evening and mostly all the reports are normal except C-reactive protein and eGFRprotein were slightly high. I observe my pain and its fades down and completely goes away by night. The plan was to go to the ER if the pain ever returns, at which point my insurance would cover it 100%. The next few mornings I monitor myself and there's no pain at all, and I haven't had that pain since then. The gp had signed the medical consultation form that I needed for my dental clearance. I'm mid moving apartments at this point and I lose that piece of paper (worst mistake I made was not to have a picture of the paper). I ask the GP to fill the paper again, to which he refuses and says if I don't get the CT he won't fill and sign the paper (basically he voids the first note he made). I know the gp was protecting himself as well but I honestly have not had this behaviour from a doctor before.. and I have lived in the middle-east, asia and europe before. It literally felt like 'you wont give me what I want, then even I wont give you something you want'. I try for the student dentist to speak to the gp and the gp tells her im not clearing her for the dental work because she didnt make it to the scan (first time in my life i experienced a doctor refusing his word but idk how things run in America). This is now mid of December. I tell the student dentist that I do have tooth pain for which I have proof of on texts. I end up going to another gp (who also states that cavities can cause mouth infections), she runs tests again which all come normal this time and clears me for dental work. Also turns out my pelvis pain was ovulation pain according to a gynaecologist. At this point (first week of Jan) I tell the student I'm still in pain and she said temporary filling can stay long and the tooth was cleaned and the pain can come from the tooth adjacent to it which has a decay as well. I go to UIC in the second week of January, 15-16 weeks after my temporary filling was done. She does my permanent filling and does cleaning of the teeth. She rushes through the cleaning and says ill complete the full procedure of cleaning next time you come. All this time I think she's been helping me so I cooperated a lot as well. I know the medical consultation were also my fault as I misplaced the paper so im fully responsible for that.
But im still in pain after the permanent filling. So sept - January.. still in pain. I spent $500 at UIC and I am in pain. I don't reach out to her again and decide to go to another dentist now. The new dentist tells me there's a lot of tartar buildup around tooth 19th. She tells me the cleaning was not done properly and the filling is also not right. The dentist cleans as much as she could and prescribes augmentin and calls me back. (This is third week of Jan). The pain goes away idk because of pills or the proper cleaning? When she calls me back she says she'll re-do filling for #19 and does filling for #18. When she opens #19 she says there's a lot of decay that was left behind and is shocked as to what was done. She even does a hole on the side of my molar which was never done at UIC. She shows me the color inside of the tooth and explains the difference between a decay and normal tooth structure. But the decay was very close to my nerve, she tells me she's trying her best not to reach the nerve but if the pain still persists then I need an RCT. She gives me another round augmentin as an insurance if the pain persists. (4th week of Jan) This is also when I tell student dentist what the second dentist has claimed and done. She apologies and says she's sorry and admits she rushed the cleaning, but says the doctor checked the tooth at every point during the filling and it's unfortunate I had to go somewhere else for my pain. I ask her simply if I can get reimbursed for my money because I didnt get what I was supposed to (which is relief lol) she says 'You came in for an urgent care appt back in sept we took an X-ray of the tooth bothering you and there was a cavity there so we treated it. We do not provide cleanings for an urgent care appt. I donāt think we can offer reimbursement for everything but just see and ask'
Now in the meantime, I am trying to call UIC customer service. Left voicemail in December to get help, no one ever called back. Left emails, no response. Then in February I find out about UI health and someone answers my calls (first time talking to someone about my experience other than the student dentist). They take a note and I get a call from the department who handles the Dentistry. She asks me what has happened, I tell her all the above. She asks me what I want now, I tell her I want my money back. She says she'll speak the the doctor in their department. The doctor asks for my xrays and doctors note from the other dental clinic. I send them on 1st of March. No reply for 2 weeks after sending many follow up emails. I get a reply back mid of March that she herself was on vacation for 2 weeks. Note: no out of office automated email lol. Then mid of march she says everyone's on Spring break, wait for 20th March for doctors to come back. I follow up, with initially a response to wait. Followed up several times later, no response. I email her saying 'I'm in a lot of pain and I need a root canal. Can you please help me with this? If not I need a supervisor. I can not wait further. I have been suffering since September. I'm a student myself and im on a visa. I am taking ibuprofen and tylenols everyday since September which has its own side effects. I'm at the verge of crying. I can't even get help from the UIC customer service side now?' Got an answer today saying 'Doctor reviewed your x-rays and took in consideration your concerns. He determined that the refund we would only be provide to you for the prophy (cleaning), which was not finished by the student. For #19 filling, which you informed us that after being seen by the outside provider you are now in need of a root canal and based on the x-rays provided, we would not be able to do a refund since we were not given the opportunity to see you for the toothache prior to seeking care elsewhere. Unfortunately at this time we see no wrongdoing on the studentās end based on what we stated āthe x-rays we would once again not be able to provide a refund for #19ā.' I have sent her a proof of the doctors note saying she did code D2392 and it was completed. And my prescription.
Now I do not know what to do.. should I leave everything, and continue with my money gone to waste? Or should I fight? What are my rights as a patient? Or am I wrong? I take tylenols and ibuprofen for my pain daily. I am not mad at the student i know shes learning and i get it, but there are so many senior dentists there who looked at me.. and this was the result? Did they look in rush because they have so many patients? I don't know what to do.. obviously I can't afford a lawyer to start a case so yeah im just lost.
submitted by AffectionateLet1024 to medical_advice [link] [comments]
I'm an international student in Chicago and do not have dental insurance. In September I started experiencing pain in my left bottom teeth region. I detected its tooth number 19 and after reading through reddit, UIC was the cheapest and the best rated option for me to go to. I book an urgent care appointment near the end of September and the student worker detects cavity on tooth #19. She cleans and does temporary filling. She states that to have a permanent filling, I need to be a permanent patient there. Meaning I need to have my xrays taken and have an evaluation which takes time. She also states to come back in 6 weeks to have a permanent filling.
I leave with relief that atleast I won't be in pain. I tell her I'll become a permanent patient. I pay and get my xrays done (around mid of October). They approve me to be their patient and I end up going for their evaluation on the second week of Nov. I go for evaluation where I find out I have a bunch of other cavities. The senior dentist comes and tells me throat looks swollen and red and I need to be cleared for a medical consultation by the senior dentist (I also tell the senior dentist that I have a history of cancer sores in my throat but at that moment I didn't have any). So now I book an appointment for a primary care for the first time in the US (around 3rd week of November). Co incidentally I had a very sharp right pelvis pain as well during my medical consultation. The gp tells me your throat looks fine to me right now and any infections that you could have had could be due to cavities and he did not understand why the senior dentist needed consultation clearance. For my pelvis pain he orders a CT scan and bunch of blood work, he suspects appendicitis. I told him I've had same pain a month ago as well. Anyways, before the scan I find out its for $8,000 and my medical insurance will only cover $350, the blood work came around about $500 after the insurance covered, so I choose just to get the blood work. (Note my sister is a doctor and she told me to get the blood work done before the scan as she suspected it could be kidney stones) I go for the tests and wait for my blood reports. My blood reports come that same evening and mostly all the reports are normal except C-reactive protein and eGFRprotein were slightly high. I observe my pain and its fades down and completely goes away by night. The plan was to go to the ER if the pain ever returns, at which point my insurance would cover it 100%. The next few mornings I monitor myself and there's no pain at all, and I haven't had that pain since then. The gp had signed the medical consultation form that I needed for my dental clearance. I'm mid moving apartments at this point and I lose that piece of paper (worst mistake I made was not to have a picture of the paper). I ask the GP to fill the paper again, to which he refuses and says if I don't get the CT he won't fill and sign the paper (basically he voids the first note he made). I know the gp was protecting himself as well but I honestly have not had this behaviour from a doctor before.. and I have lived in the middle-east, asia and europe before. It literally felt like 'you wont give me what I want, then even I wont give you something you want'. I try for the student dentist to speak to the gp and the gp tells her im not clearing her for the dental work because she didnt make it to the scan (first time in my life i experienced a doctor refusing his word but idk how things run in America). This is now mid of December. I tell the student dentist that I do have tooth pain for which I have proof of on texts. I end up going to another gp (who also states that cavities can cause mouth infections), she runs tests again which all come normal this time and clears me for dental work. Also turns out my pelvis pain was ovulation pain according to a gynaecologist. At this point (first week of Jan) I tell the student I'm still in pain and she said temporary filling can stay long and the tooth was cleaned and the pain can come from the tooth adjacent to it which has a decay as well. I go to UIC in the second week of January, 15-16 weeks after my temporary filling was done. She does my permanent filling and does cleaning of the teeth. She rushes through the cleaning and says ill complete the full procedure of cleaning next time you come. All this time I think she's been helping me so I cooperated a lot as well. I know the medical consultation were also my fault as I misplaced the paper so im fully responsible for that.
But im still in pain after the permanent filling. So sept - January.. still in pain. I spent $500 at UIC and I am in pain. I don't reach out to her again and decide to go to another dentist now. The new dentist tells me there's a lot of tartar buildup around tooth 19th. She tells me the cleaning was not done properly and the filling is also not right. The dentist cleans as much as she could and prescribes augmentin and calls me back. (This is third week of Jan). The pain goes away idk because of pills or the proper cleaning? When she calls me back she says she'll re-do filling for #19 and does filling for #18. When she opens #19 she says there's a lot of decay that was left behind and is shocked as to what was done. She even does a hole on the side of my molar which was never done at UIC. She shows me the color inside of the tooth and explains the difference between a decay and normal tooth structure. But the decay was very close to my nerve, she tells me she's trying her best not to reach the nerve but if the pain still persists then I need an RCT. She gives me another round augmentin as an insurance if the pain persists. (4th week of Jan) This is also when I tell student dentist what the second dentist has claimed and done. She apologies and says she's sorry and admits she rushed the cleaning, but says the doctor checked the tooth at every point during the filling and it's unfortunate I had to go somewhere else for my pain. I ask her simply if I can get reimbursed for my money because I didnt get what I was supposed to (which is relief lol) she says 'You came in for an urgent care appt back in sept we took an X-ray of the tooth bothering you and there was a cavity there so we treated it. We do not provide cleanings for an urgent care appt. I donāt think we can offer reimbursement for everything but just see and ask'
Now in the meantime, I am trying to call UIC customer service. Left voicemail in December to get help, no one ever called back. Left emails, no response. Then in February I find out about UI health and someone answers my calls (first time talking to someone about my experience other than the student dentist). They take a note and I get a call from the department who handles the Dentistry. She asks me what has happened, I tell her all the above. She asks me what I want now, I tell her I want my money back. She says she'll speak the the doctor in their department. The doctor asks for my xrays and doctors note from the other dental clinic. I send them on 1st of March. No reply for 2 weeks after sending many follow up emails. I get a reply back mid of March that she herself was on vacation for 2 weeks. Note: no out of office automated email lol. Then mid of march she says everyone's on Spring break, wait for 20th March for doctors to come back. I follow up, with initially a response to wait. Followed up several times later, no response. I email her saying 'I'm in a lot of pain and I need a root canal. Can you please help me with this? If not I need a supervisor. I can not wait further. I have been suffering since September. I'm a student myself and im on a visa. I am taking ibuprofen and tylenols everyday since September which has its own side effects. I'm at the verge of crying. I can't even get help from the UIC customer service side now?' Got an answer today saying 'Doctor reviewed your x-rays and took in consideration your concerns. He determined that the refund we would only be provide to you for the prophy (cleaning), which was not finished by the student. For #19 filling, which you informed us that after being seen by the outside provider you are now in need of a root canal and based on the x-rays provided, we would not be able to do a refund since we were not given the opportunity to see you for the toothache prior to seeking care elsewhere. Unfortunately at this time we see no wrongdoing on the studentās end based on what we stated āthe x-rays we would once again not be able to provide a refund for #19ā.' I have sent her a proof of the doctors note saying she did code D2392 and it was completed. And my prescription.
Now I do not know what to do.. should I leave everything, and continue with my money gone to waste? Or should I fight? What are my rights as a patient? Or am I wrong? I take tylenols and ibuprofen for my pain daily. I am not mad at the student i know shes learning and i get it, but there are so many senior dentists there who looked at me.. and this was the result? Did they look in rush because they have so many patients? I don't know what to do.. obviously I can't afford a lawyer to start a case so yeah im just lost.
2023.03.29 08:43 moistyGG Non-FTA Country of Origin based LLC v. Me (a 20 yr/o w/ a big brain) TLDR but hey it's worth, trust.
Background on the situation:
I got myself a new car. Nice little car, goes vroom vroom, a 2019 MINI Cooper S. Now that I have this pretty nice looking car I've decided to modify the hell out of it. I ordered a couple parts including a chassis brace, cold-air intake, and a front strut brace. I bought the first two mentioned from some well known sites throughout the MINI community and after doing some digging on them myself I pulled the trigger on them and purchased them. The company that manufacturers both of those parts is the same company I just bought them separately; one on a resale site strictly for MINI's and the other site was their own one where they sell the rest of the products they create. The final part I got, the strut brace, was bought on whim. I wasn't planning on getting a strut brace as one of my first few modifications but after some thinking I thought I'd rather make my car safer and more reliable before I make it faster, makes sense right. So instead of doing the same amount of research on this part as I did the others; I instead trusted Google SEO and my international brethren with their reviews as well as my 'keen intelligence' to choose a product in the middle of the spectrum of cost. This strut brace was listed at $220. Whilst others, to my guess were just higher quality but not by much, were almost double that price (most coming out at $500+). I get two emails today notifying me that the two first parts mentioned are already on their way to me, coming tomorrow and Thursday, after only being ordered Sunday. I was ecstatic. I didn't get an update on the front strut yet so I just sent them a nicely-worded email asking if I could get any update on the status of my order. I received back 8 minutes later a one liner stating, "Thank you for your email. Your order is currently in process and will be shipped out early next week." This fuckin' blew me, let me tell ya. I was a tad aggravated that I was just told it was going to take another week for this thing. I followed that message up by advocating that I spent $37 on top of the $220 for shipping + another $15 for "handling". I should have had a flag raised when I got charged for "handling" to be honest, because that just implies it's being imported into the US and on top of that it might not be made with quality material so it may be a fragile hazard.
My observations got me to dig, for I was not happy already...
I get their Yelp page, Google reviews, and Facebook reviews all pulled up. Yelp, one star. Google, 3.3 stars. Facebook, 3.0 stars. I start scraping the reviews. Multiple reviews were easily noticeable to be either bots and/or their own reviews by new accounts they just made. I look them up on BBB. Not even registered in their data... What? That was the weirdest thing honestly. I go to the California Secretary of State website (they claim to be HQ'd in Northern California); I found it registered back in 2019 by some registered agency "LEGALINC", then had an added Director. Who I then just looked up straight up. Found hundreds of records on this fool within the State's LLC Directory. I then took my research to LinkedIn because I became super skeptical that something real fishy was happening. I matched State Chamber of Commerce records directly to this foolio's three separate businesses he owns within California. All of which have litigated Commercial Trade Contracts, also known as E-Visas, with a company in a country with heavy motor-vehicle and motor-vehicle product tariffs applied. That country being Malaysia. I found out that back in 2019 when the company I ordered this front strut brace from was registered within the Californian Secretary of State they also have records within Malaysian legislation that "Ultra Racing (M) Sdn Bhd" is a sister company of the three very companies/LLC's the man I spoke about above. Wow. What are the odds of that shit. Even IF, and this is HUGEEEE if because these fuckers are suspect as hell, they are legit; meaning they accord by the NAP regulations (National Auto Policy) in Malaysia which entails getting approved and paying yearly for a US import license and they abide by the government-regulated pricing. They are STILL able to dodge all of it by creating something they call, "Ultra Racing USA, LLC" within California where they can legally import the same quality goods that are regulated in Malaysia BUT non-regulated here in the US, sell them at a massive premium because USD to RM is $1 5 RM (Malaysian Ringgit). So if I even end up getting this strut brace and it only lasts me hopefully years on end but most likely only months. I'm going to the FTA, BBB, Secretary of State, I'm suing the CEO for public endangerment, taking all of his "small-businesses" and property with me. I'll be taking a nice little vacation to Malaysia to explain to the Malaysian Minister of Trade that this business has been fraudulently dodging the possible taxation on their shit quality products that aren't regulated in the United States because of their NPA Import Trade License they just hand out. I'll explain how both the CEO and CFO have been doing it for 10+ years internationally, because everyone in the ITA is obligated to agree to regulations made by Malaysian government officials. These products are manufactured in Malaysia where the production of them is half as regulated than in the top populated countries in the world AND they're being sold at a 500% premium compared to in Malaysia, and that's not even introducing the fact that the US has LLC tax benefits or even what they pay for materials in Malaysia to even make their products in the first place...
Maybe I went to deep into it, but hey, this is how I have fun at night... It's just me, my Adderall, my mouse and keyboard.
submitted by moistyGG to legaladviceofftopic [link] [comments]
I got myself a new car. Nice little car, goes vroom vroom, a 2019 MINI Cooper S. Now that I have this pretty nice looking car I've decided to modify the hell out of it. I ordered a couple parts including a chassis brace, cold-air intake, and a front strut brace. I bought the first two mentioned from some well known sites throughout the MINI community and after doing some digging on them myself I pulled the trigger on them and purchased them. The company that manufacturers both of those parts is the same company I just bought them separately; one on a resale site strictly for MINI's and the other site was their own one where they sell the rest of the products they create. The final part I got, the strut brace, was bought on whim. I wasn't planning on getting a strut brace as one of my first few modifications but after some thinking I thought I'd rather make my car safer and more reliable before I make it faster, makes sense right. So instead of doing the same amount of research on this part as I did the others; I instead trusted Google SEO and my international brethren with their reviews as well as my 'keen intelligence' to choose a product in the middle of the spectrum of cost. This strut brace was listed at $220. Whilst others, to my guess were just higher quality but not by much, were almost double that price (most coming out at $500+). I get two emails today notifying me that the two first parts mentioned are already on their way to me, coming tomorrow and Thursday, after only being ordered Sunday. I was ecstatic. I didn't get an update on the front strut yet so I just sent them a nicely-worded email asking if I could get any update on the status of my order. I received back 8 minutes later a one liner stating, "Thank you for your email. Your order is currently in process and will be shipped out early next week." This fuckin' blew me, let me tell ya. I was a tad aggravated that I was just told it was going to take another week for this thing. I followed that message up by advocating that I spent $37 on top of the $220 for shipping + another $15 for "handling". I should have had a flag raised when I got charged for "handling" to be honest, because that just implies it's being imported into the US and on top of that it might not be made with quality material so it may be a fragile hazard.
My observations got me to dig, for I was not happy already...
I get their Yelp page, Google reviews, and Facebook reviews all pulled up. Yelp, one star. Google, 3.3 stars. Facebook, 3.0 stars. I start scraping the reviews. Multiple reviews were easily noticeable to be either bots and/or their own reviews by new accounts they just made. I look them up on BBB. Not even registered in their data... What? That was the weirdest thing honestly. I go to the California Secretary of State website (they claim to be HQ'd in Northern California); I found it registered back in 2019 by some registered agency "LEGALINC", then had an added Director. Who I then just looked up straight up. Found hundreds of records on this fool within the State's LLC Directory. I then took my research to LinkedIn because I became super skeptical that something real fishy was happening. I matched State Chamber of Commerce records directly to this foolio's three separate businesses he owns within California. All of which have litigated Commercial Trade Contracts, also known as E-Visas, with a company in a country with heavy motor-vehicle and motor-vehicle product tariffs applied. That country being Malaysia. I found out that back in 2019 when the company I ordered this front strut brace from was registered within the Californian Secretary of State they also have records within Malaysian legislation that "Ultra Racing (M) Sdn Bhd" is a sister company of the three very companies/LLC's the man I spoke about above. Wow. What are the odds of that shit. Even IF, and this is HUGEEEE if because these fuckers are suspect as hell, they are legit; meaning they accord by the NAP regulations (National Auto Policy) in Malaysia which entails getting approved and paying yearly for a US import license and they abide by the government-regulated pricing. They are STILL able to dodge all of it by creating something they call, "Ultra Racing USA, LLC" within California where they can legally import the same quality goods that are regulated in Malaysia BUT non-regulated here in the US, sell them at a massive premium because USD to RM is $1 5 RM (Malaysian Ringgit). So if I even end up getting this strut brace and it only lasts me hopefully years on end but most likely only months. I'm going to the FTA, BBB, Secretary of State, I'm suing the CEO for public endangerment, taking all of his "small-businesses" and property with me. I'll be taking a nice little vacation to Malaysia to explain to the Malaysian Minister of Trade that this business has been fraudulently dodging the possible taxation on their shit quality products that aren't regulated in the United States because of their NPA Import Trade License they just hand out. I'll explain how both the CEO and CFO have been doing it for 10+ years internationally, because everyone in the ITA is obligated to agree to regulations made by Malaysian government officials. These products are manufactured in Malaysia where the production of them is half as regulated than in the top populated countries in the world AND they're being sold at a 500% premium compared to in Malaysia, and that's not even introducing the fact that the US has LLC tax benefits or even what they pay for materials in Malaysia to even make their products in the first place...
Maybe I went to deep into it, but hey, this is how I have fun at night... It's just me, my Adderall, my mouse and keyboard.
2023.03.29 08:43 just-browseing My online friend, may you RIP
I met a pal 2 years after graduating high school in 2007. Online through facebook. Back when failbook had alot of alternate accounts. Started out with conversations on anime, manga, and what nots. But we then started playing pc games together. Minecraft, Borderlands, warframe, GMod, Deep Rock Galactic to name a few. Never knew his real name, only knew his username. But knew he lived out in the Philippines. Eventually our adventures in the game world crossed into the real one, talking about real world issues, mostly just around us or with the family. I saw him as my best pal. Multiple losses in the family. Rine was there. House burnt down. Rine was there. Even as my mind fractured from stress and trust issues. Rine was there.
He had a passion for home cooked food.. Loved pictures of home cooked food so when I made a new recipe, I would send him a picture. He too sent me ones of stuff his mom made. Loved point and click games. When one of the game companies would do some bs thing, he go and say. "Best pirate them now XD" He enjoyed memes related to the things he enjoyed. Would send me screens of his video game adventures.
Today at work I found out through a friend, that he passed from a stroke. On his last string by the time he got to the hospital as I was told. Thankfully the shift was ending for me so I was able to get home to let the dam break and mourn.
submitted by just-browseing to GriefSupport [link] [comments]
He had a passion for home cooked food.. Loved pictures of home cooked food so when I made a new recipe, I would send him a picture. He too sent me ones of stuff his mom made. Loved point and click games. When one of the game companies would do some bs thing, he go and say. "Best pirate them now XD" He enjoyed memes related to the things he enjoyed. Would send me screens of his video game adventures.
Today at work I found out through a friend, that he passed from a stroke. On his last string by the time he got to the hospital as I was told. Thankfully the shift was ending for me so I was able to get home to let the dam break and mourn.
2023.03.29 08:42 AffectionateLet1024 [22F]
Okay this is a long post. But I do not know if I am right or wrong so I would like different opinions and suggestions. Timeline is from September to now so when I say it's a long rant, it really is.
I'm an international student in Chicago and do not have dental insurance. In September I started experiencing pain in my left bottom teeth region. I detected its tooth number 19 and after reading through reddit, UIC was the cheapest and the best rated option for me to go to. I book an urgent care appointment near the end of September and the student worker detects cavity on tooth #19. She cleans and does temporary filling. She states that to have a permanent filling, I need to be a permanent patient there. Meaning I need to have my xrays taken and have an evaluation which takes time. She also states to come back in 6 weeks to have a permanent filling.
I leave with relief that atleast I won't be in pain. I tell her I'll become a permanent patient. I pay and get my xrays done (around mid of October). They approve me to be their patient and I end up going for their evaluation on the second week of Nov. I go for evaluation where I find out I have a bunch of other cavities. The senior dentist comes and tells me throat looks swollen and red and I need to be cleared for a medical consultation by the senior dentist (I also tell the senior dentist that I have a history of cancer sores in my throat but at that moment I didn't have any). So now I book an appointment for a primary care for the first time in the US (around 3rd week of November). Co incidentally I had a very sharp right pelvis pain as well during my medical consultation. The gp tells me your throat looks fine to me right now and any infections that you could have had could be due to cavities and he did not understand why the senior dentist needed consultation clearance. For my pelvis pain he orders a CT scan and bunch of blood work, he suspects appendicitis. I told him I've had same pain a month ago as well. Anyways, before the scan I find out its for $8,000 and my medical insurance will only cover $350, the blood work came around about $500 after the insurance covered, so I choose just to get the blood work. (Note my sister is a doctor and she told me to get the blood work done before the scan as she suspected it could be kidney stones) I go for the tests and wait for my blood reports. My blood reports come that same evening and mostly all the reports are normal except C-reactive protein and eGFRprotein were slightly high. I observe my pain and its fades down and completely goes away by night. The plan was to go to the ER if the pain ever returns, at which point my insurance would cover it 100%. The next few mornings I monitor myself and there's no pain at all, and I haven't had that pain since then. The gp had signed the medical consultation form that I needed for my dental clearance. I'm mid moving apartments at this point and I lose that piece of paper (worst mistake I made was not to have a picture of the paper). I ask the GP to fill the paper again, to which he refuses and says if I don't get the CT he won't fill and sign the paper (basically he voids the first note he made). I know the gp was protecting himself as well but I honestly have not had this behaviour from a doctor before.. and I have lived in the middle-east, asia and europe before. It literally felt like 'you wont give me what I want, then even I wont give you something you want'. I try for the student dentist to speak to the gp and the gp tells her im not clearing her for the dental work because she didnt make it to the scan (first time in my life i experienced a doctor refusing his word but idk how things run in America). This is now mid of December. I tell the student dentist that I do have tooth pain for which I have proof of on texts. I end up going to another gp (who also states that cavities can cause mouth infections), she runs tests again which all come normal this time and clears me for dental work. Also turns out my pelvis pain was ovulation pain according to a gynaecologist. At this point (first week of Jan) I tell the student I'm still in pain and she said temporary filling can stay long and the tooth was cleaned and the pain can come from the tooth adjacent to it which has a decay as well. I go to UIC in the second week of January, 15-16 weeks after my temporary filling was done. She does my permanent filling and does cleaning of the teeth. She rushes through the cleaning and says ill complete the full procedure of cleaning next time you come. All this time I think she's been helping me so I cooperated a lot as well. I know the medical consultation were also my fault as I misplaced the paper so im fully responsible for that.
But im still in pain after the permanent filling. So sept - January.. still in pain. I spent $500 at UIC and I am in pain. I don't reach out to her again and decide to go to another dentist now. The new dentist tells me there's a lot of tartar buildup around tooth 19th. She tells me the cleaning was not done properly and the filling is also not right. The dentist cleans as much as she could and prescribes augmentin and calls me back. (This is third week of Jan). The pain goes away idk because of pills or the proper cleaning? When she calls me back she says she'll re-do filling for #19 and does filling for #18. When she opens #19 she says there's a lot of decay that was left behind and is shocked as to what was done. She even does a hole on the side of my molar which was never done at UIC. She shows me the color inside of the tooth and explains the difference between a decay and normal tooth structure. But the decay was very close to my nerve, she tells me she's trying her best not to reach the nerve but if the pain still persists then I need an RCT. She gives me another round augmentin as an insurance if the pain persists. (4th week of Jan) This is also when I tell student dentist what the second dentist has claimed and done. She apologies and says she's sorry and admits she rushed the cleaning, but says the doctor checked the tooth at every point during the filling and it's unfortunate I had to go somewhere else for my pain. I ask her simply if I can get reimbursed for my money because I didnt get what I was supposed to (which is relief lol) she says 'You came in for an urgent care appt back in sept we took an X-ray of the tooth bothering you and there was a cavity there so we treated it. We do not provide cleanings for an urgent care appt. I donāt think we can offer reimbursement for everything but just see and ask'
Now in the meantime, I am trying to call UIC customer service. Left voicemail in December to get help, no one ever called back. Left emails, no response. Then in February I find out about UI health and someone answers my calls (first time talking to someone about my experience other than the student dentist). They take a note and I get a call from the department who handles the Dentistry. She asks me what has happened, I tell her all the above. She asks me what I want now, I tell her I want my money back. She says she'll speak the the doctor in their department. The doctor asks for my xrays and doctors note from the other dental clinic. I send them on 1st of March. No reply for 2 weeks after sending many follow up emails. I get a reply back mid of March that she herself was on vacation for 2 weeks. Note: no out of office automated email lol. Then mid of march she says everyone's on Spring break, wait for 20th March for doctors to come back. I follow up, with initially a response to wait. Followed up several times later, no response. I email her saying 'I'm in a lot of pain and I need a root canal. Can you please help me with this? If not I need a supervisor. I can not wait further. I have been suffering since September. I'm a student myself and im on a visa. I am taking ibuprofen and tylenols everyday since September which has its own side effects. I'm at the verge of crying. I can't even get help from the UIC customer service side now?' Got an answer today saying 'Doctor reviewed your x-rays and took in consideration your concerns. He determined that the refund we would only be provide to you for the prophy (cleaning), which was not finished by the student. For #19 filling, which you informed us that after being seen by the outside provider you are now in need of a root canal and based on the x-rays provided, we would not be able to do a refund since we were not given the opportunity to see you for the toothache prior to seeking care elsewhere. Unfortunately at this time we see no wrongdoing on the studentās end based on what we stated āthe x-rays we would once again not be able to provide a refund for #19ā.' I have sent her a proof of the doctors note saying she did code D2392 and it was completed. And my prescription.
Now I do not know what to do.. should I leave everything, and continue with my money gone to waste? Or should I fight? What are my rights as a patient? Or am I wrong? I take tylenols and ibuprofen for my pain daily. I am not mad at the student i know shes learning and i get it, but there are so many senior dentists there who looked at me.. and this was the result? Did they look in rush because they have so many patients? I don't know what to do.. obviously I can't afford a lawyer to start a case so yeah im just lost.
submitted by AffectionateLet1024 to AskDocs [link] [comments]
I'm an international student in Chicago and do not have dental insurance. In September I started experiencing pain in my left bottom teeth region. I detected its tooth number 19 and after reading through reddit, UIC was the cheapest and the best rated option for me to go to. I book an urgent care appointment near the end of September and the student worker detects cavity on tooth #19. She cleans and does temporary filling. She states that to have a permanent filling, I need to be a permanent patient there. Meaning I need to have my xrays taken and have an evaluation which takes time. She also states to come back in 6 weeks to have a permanent filling.
I leave with relief that atleast I won't be in pain. I tell her I'll become a permanent patient. I pay and get my xrays done (around mid of October). They approve me to be their patient and I end up going for their evaluation on the second week of Nov. I go for evaluation where I find out I have a bunch of other cavities. The senior dentist comes and tells me throat looks swollen and red and I need to be cleared for a medical consultation by the senior dentist (I also tell the senior dentist that I have a history of cancer sores in my throat but at that moment I didn't have any). So now I book an appointment for a primary care for the first time in the US (around 3rd week of November). Co incidentally I had a very sharp right pelvis pain as well during my medical consultation. The gp tells me your throat looks fine to me right now and any infections that you could have had could be due to cavities and he did not understand why the senior dentist needed consultation clearance. For my pelvis pain he orders a CT scan and bunch of blood work, he suspects appendicitis. I told him I've had same pain a month ago as well. Anyways, before the scan I find out its for $8,000 and my medical insurance will only cover $350, the blood work came around about $500 after the insurance covered, so I choose just to get the blood work. (Note my sister is a doctor and she told me to get the blood work done before the scan as she suspected it could be kidney stones) I go for the tests and wait for my blood reports. My blood reports come that same evening and mostly all the reports are normal except C-reactive protein and eGFRprotein were slightly high. I observe my pain and its fades down and completely goes away by night. The plan was to go to the ER if the pain ever returns, at which point my insurance would cover it 100%. The next few mornings I monitor myself and there's no pain at all, and I haven't had that pain since then. The gp had signed the medical consultation form that I needed for my dental clearance. I'm mid moving apartments at this point and I lose that piece of paper (worst mistake I made was not to have a picture of the paper). I ask the GP to fill the paper again, to which he refuses and says if I don't get the CT he won't fill and sign the paper (basically he voids the first note he made). I know the gp was protecting himself as well but I honestly have not had this behaviour from a doctor before.. and I have lived in the middle-east, asia and europe before. It literally felt like 'you wont give me what I want, then even I wont give you something you want'. I try for the student dentist to speak to the gp and the gp tells her im not clearing her for the dental work because she didnt make it to the scan (first time in my life i experienced a doctor refusing his word but idk how things run in America). This is now mid of December. I tell the student dentist that I do have tooth pain for which I have proof of on texts. I end up going to another gp (who also states that cavities can cause mouth infections), she runs tests again which all come normal this time and clears me for dental work. Also turns out my pelvis pain was ovulation pain according to a gynaecologist. At this point (first week of Jan) I tell the student I'm still in pain and she said temporary filling can stay long and the tooth was cleaned and the pain can come from the tooth adjacent to it which has a decay as well. I go to UIC in the second week of January, 15-16 weeks after my temporary filling was done. She does my permanent filling and does cleaning of the teeth. She rushes through the cleaning and says ill complete the full procedure of cleaning next time you come. All this time I think she's been helping me so I cooperated a lot as well. I know the medical consultation were also my fault as I misplaced the paper so im fully responsible for that.
But im still in pain after the permanent filling. So sept - January.. still in pain. I spent $500 at UIC and I am in pain. I don't reach out to her again and decide to go to another dentist now. The new dentist tells me there's a lot of tartar buildup around tooth 19th. She tells me the cleaning was not done properly and the filling is also not right. The dentist cleans as much as she could and prescribes augmentin and calls me back. (This is third week of Jan). The pain goes away idk because of pills or the proper cleaning? When she calls me back she says she'll re-do filling for #19 and does filling for #18. When she opens #19 she says there's a lot of decay that was left behind and is shocked as to what was done. She even does a hole on the side of my molar which was never done at UIC. She shows me the color inside of the tooth and explains the difference between a decay and normal tooth structure. But the decay was very close to my nerve, she tells me she's trying her best not to reach the nerve but if the pain still persists then I need an RCT. She gives me another round augmentin as an insurance if the pain persists. (4th week of Jan) This is also when I tell student dentist what the second dentist has claimed and done. She apologies and says she's sorry and admits she rushed the cleaning, but says the doctor checked the tooth at every point during the filling and it's unfortunate I had to go somewhere else for my pain. I ask her simply if I can get reimbursed for my money because I didnt get what I was supposed to (which is relief lol) she says 'You came in for an urgent care appt back in sept we took an X-ray of the tooth bothering you and there was a cavity there so we treated it. We do not provide cleanings for an urgent care appt. I donāt think we can offer reimbursement for everything but just see and ask'
Now in the meantime, I am trying to call UIC customer service. Left voicemail in December to get help, no one ever called back. Left emails, no response. Then in February I find out about UI health and someone answers my calls (first time talking to someone about my experience other than the student dentist). They take a note and I get a call from the department who handles the Dentistry. She asks me what has happened, I tell her all the above. She asks me what I want now, I tell her I want my money back. She says she'll speak the the doctor in their department. The doctor asks for my xrays and doctors note from the other dental clinic. I send them on 1st of March. No reply for 2 weeks after sending many follow up emails. I get a reply back mid of March that she herself was on vacation for 2 weeks. Note: no out of office automated email lol. Then mid of march she says everyone's on Spring break, wait for 20th March for doctors to come back. I follow up, with initially a response to wait. Followed up several times later, no response. I email her saying 'I'm in a lot of pain and I need a root canal. Can you please help me with this? If not I need a supervisor. I can not wait further. I have been suffering since September. I'm a student myself and im on a visa. I am taking ibuprofen and tylenols everyday since September which has its own side effects. I'm at the verge of crying. I can't even get help from the UIC customer service side now?' Got an answer today saying 'Doctor reviewed your x-rays and took in consideration your concerns. He determined that the refund we would only be provide to you for the prophy (cleaning), which was not finished by the student. For #19 filling, which you informed us that after being seen by the outside provider you are now in need of a root canal and based on the x-rays provided, we would not be able to do a refund since we were not given the opportunity to see you for the toothache prior to seeking care elsewhere. Unfortunately at this time we see no wrongdoing on the studentās end based on what we stated āthe x-rays we would once again not be able to provide a refund for #19ā.' I have sent her a proof of the doctors note saying she did code D2392 and it was completed. And my prescription.
Now I do not know what to do.. should I leave everything, and continue with my money gone to waste? Or should I fight? What are my rights as a patient? Or am I wrong? I take tylenols and ibuprofen for my pain daily. I am not mad at the student i know shes learning and i get it, but there are so many senior dentists there who looked at me.. and this was the result? Did they look in rush because they have so many patients? I don't know what to do.. obviously I can't afford a lawyer to start a case so yeah im just lost.
2023.03.29 08:41 Money-Recording7679 Drive thru Shenanigans
 | This isn't my story but I'm gonna remember this next time someone wants to act crazy in the drive thru. š submitted by Money-Recording7679 to doordash [link] [comments] |
2023.03.29 08:41 EnthusiasmOk4009 My dog got kicked out of daycare.
For context, I live in Wellington, my dog used to attend daycare 3x a week (mon, wed, fri). He is an entire Neapolitan Mastiff (1y old). I knew when I got him, that he is a āgiantā breed and he wonāt be fully grown/ready for desexing until about 2 years old. I made the daycare very aware of this when he first started (around 6 months old), they didnāt seem to have an issue with the situation, he was also not the only entire male dog (or female) at this daycare. My dog is not aggressive. he submits to every dog heās ever met, unless theyāre growling at me (obviously not an issue at daycare). He is not a dog who picks fights, he is a big stupid goof who gets bullied by cats. I have seen another dog try to have a go at him, he didnāt know I could see them and he tried to run away with his tail between his legs, crying and being as low as possible, this was on our property which is obviously his territory.
Occasionally the daycare would make comments at pickup like āhe mounted another dog todayā but never really made it seem like an issue, just a passing comment that was not being made daily and they never seemed hugely frustrated with it. On a random Monday I picked him up like normal, and was told āhe cannot come back until heās desexed, heās annoying the other dogsā. I was shocked, this has never been a big thing and I had no warning. I was told that the female dogs are getting very frustrated with him trying to mount them all the time, they said heās no longer playing with the other dogs, heās just mounting the girls. I have seen him mount various male dogs when he gets overly excited whilst playing (he immediately calls off them when I say his name), but he has play dates with multiple desexed females who I have never seen him mount (I watch him closely when heās playing because he doesnāt know how big he is and itās like being hit by a brick wall at speed). I understand that it isnāt preferable to have him doing this or annoying other dogs, but they knew I would not be desexing him until he was of the proper age for his breed. Why did they not have an issue with it in the first place? The other entire male is quite aggressive towards my dog, I have come across him while picking up my dog and he tried to lunge at my dog aggressively. Luckily my dog is not smart and was trying to walk me out the door to get in the car so the other male didnāt manage to get close enough to hurt him. This whole situation is quite strange to me, something that seemingly wasnāt happening often has now resulted in my dog being kicked out of daycare with absolutely no notice, whilst he is not an aggressive dog, especially in comparison to another entire male there. Iām not interested in taking him back there even when he is desexed, but itās just so off to me. Is there anyone who could possibly shed some light on this?
submitted by EnthusiasmOk4009 to newzealand [link] [comments]
Occasionally the daycare would make comments at pickup like āhe mounted another dog todayā but never really made it seem like an issue, just a passing comment that was not being made daily and they never seemed hugely frustrated with it. On a random Monday I picked him up like normal, and was told āhe cannot come back until heās desexed, heās annoying the other dogsā. I was shocked, this has never been a big thing and I had no warning. I was told that the female dogs are getting very frustrated with him trying to mount them all the time, they said heās no longer playing with the other dogs, heās just mounting the girls. I have seen him mount various male dogs when he gets overly excited whilst playing (he immediately calls off them when I say his name), but he has play dates with multiple desexed females who I have never seen him mount (I watch him closely when heās playing because he doesnāt know how big he is and itās like being hit by a brick wall at speed). I understand that it isnāt preferable to have him doing this or annoying other dogs, but they knew I would not be desexing him until he was of the proper age for his breed. Why did they not have an issue with it in the first place? The other entire male is quite aggressive towards my dog, I have come across him while picking up my dog and he tried to lunge at my dog aggressively. Luckily my dog is not smart and was trying to walk me out the door to get in the car so the other male didnāt manage to get close enough to hurt him. This whole situation is quite strange to me, something that seemingly wasnāt happening often has now resulted in my dog being kicked out of daycare with absolutely no notice, whilst he is not an aggressive dog, especially in comparison to another entire male there. Iām not interested in taking him back there even when he is desexed, but itās just so off to me. Is there anyone who could possibly shed some light on this?
2023.03.29 08:41 yikesaroon My apartment complex has posted my cell phone number outside my apartment. Is this legal?
Pretty much exactly as the title says. I live in Texas, if it matters. The complex did not ask permission. They changed the gate rules to my apartment complex, and decided that the way delivery personnel will get in is by accessing a commumity directory at the gate that will list every tennant's cell phone number. We just got notice today on our front doors.I do not think my cell phone number is public information, and I believe that they should have asked my permission. Do I have any legal right to ask them to remove my phone number from this list?
submitted by yikesaroon to legaladvice [link] [comments]
2023.03.29 08:40 WeeklyCalligrapher78 I just got a female betta today :D she is now in a 24 gallon tank
 | I haven't thought of a name for her yet submitted by WeeklyCalligrapher78 to bettafish [link] [comments] |
2023.03.29 08:39 Awkward_Weeaboo Please Help! Any ideas would be great! TERRIFIED CAT.
My cat, is an indoor cat. My partners is as well. We let our cats out on a enclosed patio every time we can, but just today a random cat?dog?human?
I have no idea, went by the patio and scared my cat very badly. My cat attacked the my partners, although my partner was able to separate them, its been hours since and my cat is still downright TERRIFIED. They have been spooked before, but not this bad. My partner had issues with getting my cat and his in a cat carrier, but his cat is just fine now.
Mine, on the otherhand, is not. My partner already had to get stitches from where she bit him. and I currently have her in my room, in the dark, by herself with the tv on since I read that giving them their own space helps with familiar smells? She also went in the bathroom on herself in my partners bathroom out of fear, I have no idea what to do other than maybe giving her some of the medicine that we give her for the visiting the vet(medicine is called Gabapentin).
It's currently 1:40Am(I got off at 1Am) for me, and if all else fails I'm just gonna have her take a pill, then take her to the vet to see if they can give her something to chill her out. The vets office opens at 8Am.
Any ideas! Please, Any help or suggestions would be great!
submitted by Awkward_Weeaboo to cats [link] [comments]
I have no idea, went by the patio and scared my cat very badly. My cat attacked the my partners, although my partner was able to separate them, its been hours since and my cat is still downright TERRIFIED. They have been spooked before, but not this bad. My partner had issues with getting my cat and his in a cat carrier, but his cat is just fine now.
Mine, on the otherhand, is not. My partner already had to get stitches from where she bit him. and I currently have her in my room, in the dark, by herself with the tv on since I read that giving them their own space helps with familiar smells? She also went in the bathroom on herself in my partners bathroom out of fear, I have no idea what to do other than maybe giving her some of the medicine that we give her for the visiting the vet(medicine is called Gabapentin).
It's currently 1:40Am(I got off at 1Am) for me, and if all else fails I'm just gonna have her take a pill, then take her to the vet to see if they can give her something to chill her out. The vets office opens at 8Am.
Any ideas! Please, Any help or suggestions would be great!
2023.03.29 08:39 Sad-Expert-6844 I just came to the conclusion why it's so slow. About a week ago, the day after the outage, I was trying to order something off doorcrash.....
but it kept saying my payment failed so I just went over to UberEats. Went to order something off the dd app again today and got the same message. Then I had the bright idea to check for an update and wa-lah there's an update. After doing so, payment went thru fine. Maybe others are experiencing this and can't figure it out and going to other apps which may explain why UE has been hot for me this past week.
submitted by Sad-Expert-6844 to doordash_drivers [link] [comments]
2023.03.29 08:37 NyanToDaMax145 [M4F] Your Boyfriend Comforts You During Your Period [Period Comfort] [Reverse Comfort] [Boyfriend Roleplay] [Wholesome]
Context: Itās that time of the month again, and your boyfriend is determined to be of help to you this week.
Words: 689
Monetization: Itās perfectly ok to monetize and record any of my scripts, you can change pronouns and stuff around too! Just please remember to credit me! However, YOU ARE NOT ALLOWED TO PAYWALL MY SCRIPTS!
Notes: Depending on how much soundwork you have, this is either a Beginner or Intermediate script :D
A/N: Periods suck, man. God has cursed me with a uterus and for this I shall murder him. Anyways hey fun fact; did you know that girls in a friend group will sync up with their periods? Like theyāll all start getting their periods at around the same time. Itās mildly cool!
[My Script Hub]
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
[door opens and closes]
(quietly) āHey honey.ā
[plastic bag crinkles]
āI got the stuff you asked for!ā
āPads, tamponsā¦ the snacks you asked me to getā¦ā
ā... I really hope I got the brands you asked forā¦ā
[long pause]
ā... Does it hurt a lot?ā
āYouāre still lying on the couchā¦ā
[pause]
āAhā¦ I see.ā
āDo youā¦ need these snacks? Any water? Soda?ā
[pause]
āA hot water bottle? Got it!ā
[footsteps]
[water running]
[water stops]
[footsteps]
[he hands you the hot water bottle]
āHere you goā¦ I hope itās a good temperature.ā
[pause]
āIt feels just fine?ā
āAhā¦ glad to hear it.ā
[pause]
ā... Has it gotten any better since I left?ā
āYouāve been drinking water, right?ā
[pause]
āOkayā¦ okay.ā
āAāAt least it feels betterā¦?ā
[pause]
ā... Iām trying to comfort you, but Iām also worried about being a bother, because I know how testy you get during this time of monthā¦ā
[pause]
āYouā¦ you think Iām doing just fine?ā
āAhā¦ thank you, darling.ā
āActuallyā¦ I have an idea!ā
[he sits down next to you]
āCāmere! Lay your head on my lap.ā
āIāll brush your hair! I-I read somewhere that repeated motions like hair brushing help alleviate stressā¦ hopefully itāll make you feel a little betterā¦!ā
āSoā¦ if youād let meā¦ā
[rustling]
āHmmā¦ there we go. Comfy?ā
[pause]
āHehe! Thatās a good girl.ā
[the sounds of hair being brushed throughout this section]
ā... You looked like you were dying this morningā¦ You were sweating all overā¦ā
āI know that your cramps get really bad, but they seemed particularly awful this time.ā
[pause]
āYou think it might be because of the extra stress youāve been under at work?ā
āReally?! What happened?ā
[pause]
āSeriouslyā¦? Your boss has shoved a lot of work onto you because his assistant is on vacation?ā
ā... What a prickā¦ā
[pause]
āIām just expressing my feelings!
āYour boss kinda sucksā¦ that company really doesnāt deserve your skills, you know!ā
[pause]
āI know, I know. You enjoy your workā¦ but I canāt help but worry, especially when your boss is so demandingā¦ā
ā... I canāt believe you have to deal with all of that when you do so much for your team.ā
[pause]
āHaha! You really are super tough. I justā¦ canāt help but be worried about you.ā
āWeāve been dating for a few monthsā¦ but watching you lie around the house in pain always makes me feel really upsetā¦ā
[pause]
āAhā Iā¦ā
ā... I care about you a lot, you knowā¦ā
āIt sucks that this happens to you every monthā¦ā
[brushing sounds pause]
āWhāwhy are you laughing?ā
[pause]
āY-You think itās cute how much I worryā¦?ā
āYouā uhhhā¦ā
[brushing continues]
āStāstop itā¦ my face is all redā¦ā
āAndā¦ of course I worry about you. Iām your boyfriend.ā
āIām worried that youāre overworking yourself, Iām worried that youāre in pain, Iām worried that your cramps are getting worseā¦ā
ā... And no matter how many times this happens, a part of me will still be worried that Iām not doing enough to help you.ā
[pause]
āYou think Iām doing a great job?ā
āHehā¦ thanks darling.ā
[pause while brushing continues]
[brushing pauses]
ā... H-Hang on, Iām supposed to be the one comforting you!ā
[pause]
āStāstop laughingā¦!ā
āOhāā
[pause]
āAhā¦ to think that even laughing hurts right nowā¦ā
[brushing continues]
ā... Anything else I can do?ā
[pause]
[brushing pauses]
ā... Cuddle you?ā
āAhā¦ alright then.ā
[rustling]
[his voice is louder due to being closer]
āTheeere you go.ā
āMmmā¦ it feels so nice to hold you in my arms.ā
[pause]
āI smell nice today?ā
āHehe! Thāthanks!ā
[the sound of his breathing is a little louder]
āHm? Wanna watch a movie?ā
āSure!ā
āThereās this one movie I watched during the office party last weekendā¦ Iāve been hearing great things about it.ā
āLetās give it a watch, and then Iāll make dinner. Sound good?ā
[pause]
āNope! Iām going to make dinner this time. Justā¦ let me do that for you.ā
[pause]
āUh huh! Iām not letting you convince me otherwise!ā
[he kisses you on the cheek]
āButā¦ let me hug you for just a little longerā¦ā
[pause]
āHmph, but if I reach over to pick up the remote, then Iāll have to let go of youā¦ā
~END~
Thanks for reading!
submitted by NyanToDaMax145 to ASMRScriptHaven [link] [comments]
Words: 689
Monetization: Itās perfectly ok to monetize and record any of my scripts, you can change pronouns and stuff around too! Just please remember to credit me! However, YOU ARE NOT ALLOWED TO PAYWALL MY SCRIPTS!
Notes: Depending on how much soundwork you have, this is either a Beginner or Intermediate script :D
A/N: Periods suck, man. God has cursed me with a uterus and for this I shall murder him. Anyways hey fun fact; did you know that girls in a friend group will sync up with their periods? Like theyāll all start getting their periods at around the same time. Itās mildly cool!
[My Script Hub]
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
[door opens and closes]
(quietly) āHey honey.ā
[plastic bag crinkles]
āI got the stuff you asked for!ā
āPads, tamponsā¦ the snacks you asked me to getā¦ā
ā... I really hope I got the brands you asked forā¦ā
[long pause]
ā... Does it hurt a lot?ā
āYouāre still lying on the couchā¦ā
[pause]
āAhā¦ I see.ā
āDo youā¦ need these snacks? Any water? Soda?ā
[pause]
āA hot water bottle? Got it!ā
[footsteps]
[water running]
[water stops]
[footsteps]
[he hands you the hot water bottle]
āHere you goā¦ I hope itās a good temperature.ā
[pause]
āIt feels just fine?ā
āAhā¦ glad to hear it.ā
[pause]
ā... Has it gotten any better since I left?ā
āYouāve been drinking water, right?ā
[pause]
āOkayā¦ okay.ā
āAāAt least it feels betterā¦?ā
[pause]
ā... Iām trying to comfort you, but Iām also worried about being a bother, because I know how testy you get during this time of monthā¦ā
[pause]
āYouā¦ you think Iām doing just fine?ā
āAhā¦ thank you, darling.ā
āActuallyā¦ I have an idea!ā
[he sits down next to you]
āCāmere! Lay your head on my lap.ā
āIāll brush your hair! I-I read somewhere that repeated motions like hair brushing help alleviate stressā¦ hopefully itāll make you feel a little betterā¦!ā
āSoā¦ if youād let meā¦ā
[rustling]
āHmmā¦ there we go. Comfy?ā
[pause]
āHehe! Thatās a good girl.ā
[the sounds of hair being brushed throughout this section]
ā... You looked like you were dying this morningā¦ You were sweating all overā¦ā
āI know that your cramps get really bad, but they seemed particularly awful this time.ā
[pause]
āYou think it might be because of the extra stress youāve been under at work?ā
āReally?! What happened?ā
[pause]
āSeriouslyā¦? Your boss has shoved a lot of work onto you because his assistant is on vacation?ā
ā... What a prickā¦ā
[pause]
āIām just expressing my feelings!
āYour boss kinda sucksā¦ that company really doesnāt deserve your skills, you know!ā
[pause]
āI know, I know. You enjoy your workā¦ but I canāt help but worry, especially when your boss is so demandingā¦ā
ā... I canāt believe you have to deal with all of that when you do so much for your team.ā
[pause]
āHaha! You really are super tough. I justā¦ canāt help but be worried about you.ā
āWeāve been dating for a few monthsā¦ but watching you lie around the house in pain always makes me feel really upsetā¦ā
[pause]
āAhā Iā¦ā
ā... I care about you a lot, you knowā¦ā
āIt sucks that this happens to you every monthā¦ā
[brushing sounds pause]
āWhāwhy are you laughing?ā
[pause]
āY-You think itās cute how much I worryā¦?ā
āYouā uhhhā¦ā
[brushing continues]
āStāstop itā¦ my face is all redā¦ā
āAndā¦ of course I worry about you. Iām your boyfriend.ā
āIām worried that youāre overworking yourself, Iām worried that youāre in pain, Iām worried that your cramps are getting worseā¦ā
ā... And no matter how many times this happens, a part of me will still be worried that Iām not doing enough to help you.ā
[pause]
āYou think Iām doing a great job?ā
āHehā¦ thanks darling.ā
[pause while brushing continues]
[brushing pauses]
ā... H-Hang on, Iām supposed to be the one comforting you!ā
[pause]
āStāstop laughingā¦!ā
āOhāā
[pause]
āAhā¦ to think that even laughing hurts right nowā¦ā
[brushing continues]
ā... Anything else I can do?ā
[pause]
[brushing pauses]
ā... Cuddle you?ā
āAhā¦ alright then.ā
[rustling]
[his voice is louder due to being closer]
āTheeere you go.ā
āMmmā¦ it feels so nice to hold you in my arms.ā
[pause]
āI smell nice today?ā
āHehe! Thāthanks!ā
[the sound of his breathing is a little louder]
āHm? Wanna watch a movie?ā
āSure!ā
āThereās this one movie I watched during the office party last weekendā¦ Iāve been hearing great things about it.ā
āLetās give it a watch, and then Iāll make dinner. Sound good?ā
[pause]
āNope! Iām going to make dinner this time. Justā¦ let me do that for you.ā
[pause]
āUh huh! Iām not letting you convince me otherwise!ā
[he kisses you on the cheek]
āButā¦ let me hug you for just a little longerā¦ā
[pause]
āHmph, but if I reach over to pick up the remote, then Iāll have to let go of youā¦ā
~END~
Thanks for reading!
2023.03.29 08:36 ComfortableCow1621 Soft Autumn orā¦ Winter?
 | So Iāve been thinking Iām a Soft Autumn for months but I did some drapes and got feedback of maybe being a Winter insteadā¦ ??? submitted by ComfortableCow1621 to coloranalysis [link] [comments] Iāve been coloring my hair a long time but today I was able to pull it back so that just my natural roots are showing. Guys Iām not even sure of my dominant characteristic š¤Ŗ |
2023.03.29 08:34 Money-Recording7679 Drive thru story
 | This isn't my story but I'm gonna remember this next time someone wants to act crazy in the drive thru. š submitted by Money-Recording7679 to grubhubdrivers [link] [comments] |
2023.03.29 08:32 Salt-Theory2359 Trying to understand PvP since Legion and I'm completely lost and no one in-game is any help
Been trying some war mode stuff and the weekly brawl and it's so hard to understand ANYTHING going on. It feels like everyone can tear me a new asshole but I can't scratch them. I know that can't be the case, I have to be doing something wrong, but I can't figure out what. I played a little back in Legion, but haven't touched non-classic since then and there's just so much going on and hardly any useful feedback from the game. Looking at the combat log doesn't really help me. Sure, I got cornholed by this spell or ability for 90k, but how did they get that 90k?
I was just flying around collecting drakes in the PvP area in Waking Shore today. Ret paladin kills me, it's whatever - I've heard they're jacked right now, so I just write it off. Shadow priest lands later and goes in on me and it's like I can't even scratch the dude. I don't think he lost more than like 30% of his HP through the entire fight, meanwhile I blow every cooldown I have, chugged a healing potion for a crit 200k heal, etc. Got into the brawl event and ended up squaring off against an Aff lock over one of the balls and it was the same thing - I'm constantly taking huge amounts of damage, popping everything I have, meanwhile he's barely taking any damage. I interrupted every Drain Life I could (one showed Immune so I guess locks have some kind of interrupt immune bullshit now? That seems unfair...), tried to reflect everything substantial I could recognize, didn't seem to matter.
It's so hard to fucking learn what to do now. There's absolutely no useful feedback from the game and there's just so much shit to try and parse that I don't think I can learn to PvP well without outside help. So what the hell do I do to learn how to grasp the giant clusterfuck that is retail PvP?
I've been playing warrior, arms and prot. Currently ilvl 376, so is it just a sheer ilvl difference issue? Do I just gotta grind more stuff to get the fancy PvP gear? I was lead to believe that ilvl doesn't matter very much in DF. I can buy/craft some of the green newbie PvP gear, which I think would bring me to like 398? It's frustrating I'd still need to grind primal stuff for War Mode, though... too bad the bonus ilvl thing doesn't apply to War Mode...
submitted by Salt-Theory2359 to worldofpvp [link] [comments]
I was just flying around collecting drakes in the PvP area in Waking Shore today. Ret paladin kills me, it's whatever - I've heard they're jacked right now, so I just write it off. Shadow priest lands later and goes in on me and it's like I can't even scratch the dude. I don't think he lost more than like 30% of his HP through the entire fight, meanwhile I blow every cooldown I have, chugged a healing potion for a crit 200k heal, etc. Got into the brawl event and ended up squaring off against an Aff lock over one of the balls and it was the same thing - I'm constantly taking huge amounts of damage, popping everything I have, meanwhile he's barely taking any damage. I interrupted every Drain Life I could (one showed Immune so I guess locks have some kind of interrupt immune bullshit now? That seems unfair...), tried to reflect everything substantial I could recognize, didn't seem to matter.
It's so hard to fucking learn what to do now. There's absolutely no useful feedback from the game and there's just so much shit to try and parse that I don't think I can learn to PvP well without outside help. So what the hell do I do to learn how to grasp the giant clusterfuck that is retail PvP?
I've been playing warrior, arms and prot. Currently ilvl 376, so is it just a sheer ilvl difference issue? Do I just gotta grind more stuff to get the fancy PvP gear? I was lead to believe that ilvl doesn't matter very much in DF. I can buy/craft some of the green newbie PvP gear, which I think would bring me to like 398? It's frustrating I'd still need to grind primal stuff for War Mode, though... too bad the bonus ilvl thing doesn't apply to War Mode...
2023.03.29 08:28 datnetcoder Finally hit 1:25s @ Brands Hatch, sudden 2s gain
Iāve been playing ACC for a couple years, most of the time doing practice consistently on a single track for somewhat extended periods (say 1 month but I only play once or twice a week), with some AI racing sprinkled in. I recently got my LFM license ~1s under required time.
I had been at 1:27.5 at Brands for a while back some time now. I sort of moved on from ACC for a while, playing lots of Dirt 2, F1, and AMS2 for the past couple months.
I was pleasantly surprised to come back in today and see progress from just racing in general magically translate to a ~2s gain 1:25.6 at Brands within just a handful of laps. It suddenly feels so easy, and I see lots of places where I can easily imagine gaining significant time.
Pretty cool to see that kind of tangential improvement turn into visible results when revisiting something from the past!
submitted by datnetcoder to ACCompetizione [link] [comments]
I had been at 1:27.5 at Brands for a while back some time now. I sort of moved on from ACC for a while, playing lots of Dirt 2, F1, and AMS2 for the past couple months.
I was pleasantly surprised to come back in today and see progress from just racing in general magically translate to a ~2s gain 1:25.6 at Brands within just a handful of laps. It suddenly feels so easy, and I see lots of places where I can easily imagine gaining significant time.
Pretty cool to see that kind of tangential improvement turn into visible results when revisiting something from the past!
2023.03.29 08:27 Subject_Juggernaut56 Need help, hereās some series I read and my enjoyment rating.
Iāve read some good series over the last few years, but now Iām out and donāt know what to start next.
I heard Red Rising is good, but YA. I donāt really know what that even means but I donāt want love triangles or boiler plate tropes. The summary sounded good but if itās just hunger games on mars I may not be interested. Iām being hard on it because the setting and concept sound good and I donāt want to be disappointed.
Any book recommendations?
submitted by Subject_Juggernaut56 to booksuggestions [link] [comments]
- First Law by Joe Abercrombie: Loved the pacing, characters, plotting, and mystery of the series. Tore through the whole series in like a week and a half. Enjoyed a book where there arenāt just morally perfect characters.
- Wheel of Time: I liked it for its characters, defined magic system, and overarching story. Felt like it was too long of a series until suddenly around book 9 or 10 it felt like it was too short. It is almost tied for #1 spot. Not usually a fantasy/magic guy when itās this heavy but I think I liked it because it has rules and the power creep isnāt that extreme.
- Red Storm Rising: Near peer conflicts with threat of nuclear war is always cool. I liked the different perspectives and would love another book like this. Didnāt like the Iceland plot though. Enjoyed that we got perspectives on macro and micro parts of the conflict. Wish it went deeper.
- Expanse: Iām a sucker for hard sci-fi and loved the characters and setting. Ancient aliens and unknowable forces in a grounded ārealā setting gets my rocks off.
- Gentleman Bastards: Loved the fact that they all live in these cities with crazy shit in them and just ignore it because theyāve lived there their whole lives. I love heist books.
I heard Red Rising is good, but YA. I donāt really know what that even means but I donāt want love triangles or boiler plate tropes. The summary sounded good but if itās just hunger games on mars I may not be interested. Iām being hard on it because the setting and concept sound good and I donāt want to be disappointed.
Any book recommendations?
2023.03.29 08:27 auserhopeful Sticky situation with job searchā¦the Street is SMALL!
Hi guys, for context, I work at a very small 3 man "ECM" shop (really just two stockbrokeprivate wealth guys running around trying to raise a couple million $ for microcaps) in Australia. The scene is VERY small, especially here in Australia...my two bosses come from a stockbroking background and have worked/know guys at the mid-market brokers (e.g. Ord Minnett, Bell Potter, ELC Baillieu, Canaccord, Morgans, Wilsons, Shaw and Partners, Evans and Partners, etc.).
I have wanted to transition to equity research at a mid-market broker, so have reached out to my own network. One of the guys in my network kindly connected me with a senior research analyst (call him ABC) at one of these brokers. We had a coffee chat about two-three weeks ago and got to know each other, no role was on offer but he is keen to keep in contact and learn more about my work product/work style before trying to pitch his boss to hire me (he does need help as his associate left, but deal activity in his sector is down so the firm is not actively recruiting at this time).
Fast forward to today, my boss is good friends with a research analyst (call him XYZ) who happens to be a colleague of ABC (same firm, same title/rank). My boss is trying to organise some sort of 'hybrid role' where I would work part time with XYZ when deal flow is weak and then back with my current firm when they need me -- whole process is weird to be honest and I don't like it personally, but basically they are having cash flow problems with my wages and need XYZ/XYZ's firm to share that load when I go work for them. XYZ and I will be meeting later this week in ABC/XYZ's office, where I will probably bump into ABC.
So my question is, should I message ABC to let him know that my boss has put me in touch with XYZ and that I might run into him in the office? Or should I keep hush about it and let the cards fall as they may?
My logic is that regardless of whether I mention it to ABC, both these guys will eventually learn from each other that I am looking to leave my current firm and do research full time, which will probably make it's way back to my boss, so that part seems near inevitable. I personally think I should tell ABC because I don't want any blowback to the guy from my network who introduced me initially to ABC, which seems to be the only thing I can control/avoid now.
Keen to hear if anyone has been in this situation, and how to navigate it.
submitted by auserhopeful to FinancialCareers [link] [comments]
I have wanted to transition to equity research at a mid-market broker, so have reached out to my own network. One of the guys in my network kindly connected me with a senior research analyst (call him ABC) at one of these brokers. We had a coffee chat about two-three weeks ago and got to know each other, no role was on offer but he is keen to keep in contact and learn more about my work product/work style before trying to pitch his boss to hire me (he does need help as his associate left, but deal activity in his sector is down so the firm is not actively recruiting at this time).
Fast forward to today, my boss is good friends with a research analyst (call him XYZ) who happens to be a colleague of ABC (same firm, same title/rank). My boss is trying to organise some sort of 'hybrid role' where I would work part time with XYZ when deal flow is weak and then back with my current firm when they need me -- whole process is weird to be honest and I don't like it personally, but basically they are having cash flow problems with my wages and need XYZ/XYZ's firm to share that load when I go work for them. XYZ and I will be meeting later this week in ABC/XYZ's office, where I will probably bump into ABC.
So my question is, should I message ABC to let him know that my boss has put me in touch with XYZ and that I might run into him in the office? Or should I keep hush about it and let the cards fall as they may?
My logic is that regardless of whether I mention it to ABC, both these guys will eventually learn from each other that I am looking to leave my current firm and do research full time, which will probably make it's way back to my boss, so that part seems near inevitable. I personally think I should tell ABC because I don't want any blowback to the guy from my network who introduced me initially to ABC, which seems to be the only thing I can control/avoid now.
Keen to hear if anyone has been in this situation, and how to navigate it.
2023.03.29 08:26 peterpansexual001 I interpret Ethel Cain as African American
Disclaimer for semi-political stuff you might disagree with and grim stuff involving race.
As someone who is mixed, this is my personal interpretation of the character because of themes and concepts that I see prevelant in the black community. Yes, I know she says "green eyes" in Strangers. I'm not trying to erase if she's canonically white - I just think it's cool to share my own observations.
What really made me see it this way was the entirety of Ptolemea. "What fear a man like you brings up on a woman like me", "Promised to me by a man who could only fear hatred and contempt towards you", "Blessed be the children, each and every one come to know their God through some senseless act of violence". That last line reminds me of Emmett Till (don't look him up if you are sensitive to gore, but he was a 14 year old black boy who was brutally murdered by two grown men over a stupid reason). The entire vibe of the song vividly paints her as a black girl experiencing violence in my eyes. Just the way it's phrased... I can't explain it. You get it or you don't.
It doesn't help that the line "The fates have already fucked me sideways, swinging by the neck of the family tree" reminds me of the lynchings that historically happened to black people, and that air of instant condemnation because of her genes that are hated by America. Then there's American Teenager, which basically screams "I didn't get my American dream because of who I am". The "American Dream" is usually given to those favorable in America, while black people got the brunt of everything.
"God loves you, but not enough to save you, so baby girl good luck taking care of yourself.", "But I always knew that in the end no one was coming to save me." Reminds me of how many missing person cases don't go viral or even paid a modicum of attention to because the race of the person isn't favorable to peoples' biases on who should be saved.
Gibson Girl reminds me of the fetishization of black women, whilst simultaneously barring them from ever being perfect or pure. It's actually a sarcastic song title, and how she isn't a "Gibson Girl" - she's just made into this object for evil men.
Anyways this was written at 1 AM because I can't sleep and I randomly had a "eureka!" thought and this probably makes no sense. I don't think Hayden would dislike this interpretation.
submitted by peterpansexual001 to Ethelcain [link] [comments]
As someone who is mixed, this is my personal interpretation of the character because of themes and concepts that I see prevelant in the black community. Yes, I know she says "green eyes" in Strangers. I'm not trying to erase if she's canonically white - I just think it's cool to share my own observations.
What really made me see it this way was the entirety of Ptolemea. "What fear a man like you brings up on a woman like me", "Promised to me by a man who could only fear hatred and contempt towards you", "Blessed be the children, each and every one come to know their God through some senseless act of violence". That last line reminds me of Emmett Till (don't look him up if you are sensitive to gore, but he was a 14 year old black boy who was brutally murdered by two grown men over a stupid reason). The entire vibe of the song vividly paints her as a black girl experiencing violence in my eyes. Just the way it's phrased... I can't explain it. You get it or you don't.
It doesn't help that the line "The fates have already fucked me sideways, swinging by the neck of the family tree" reminds me of the lynchings that historically happened to black people, and that air of instant condemnation because of her genes that are hated by America. Then there's American Teenager, which basically screams "I didn't get my American dream because of who I am". The "American Dream" is usually given to those favorable in America, while black people got the brunt of everything.
"God loves you, but not enough to save you, so baby girl good luck taking care of yourself.", "But I always knew that in the end no one was coming to save me." Reminds me of how many missing person cases don't go viral or even paid a modicum of attention to because the race of the person isn't favorable to peoples' biases on who should be saved.
Gibson Girl reminds me of the fetishization of black women, whilst simultaneously barring them from ever being perfect or pure. It's actually a sarcastic song title, and how she isn't a "Gibson Girl" - she's just made into this object for evil men.
Anyways this was written at 1 AM because I can't sleep and I randomly had a "eureka!" thought and this probably makes no sense. I don't think Hayden would dislike this interpretation.
2023.03.29 08:26 CoffeeNPlushies Just got this cutie today - Amazon delivered him after I came home from surgery
 | submitted by CoffeeNPlushies to plushies [link] [comments] |
2023.03.29 08:25 Outsidespaceman Sell house, file bankruptcy or both + Iām losing it.
Oh manā¦ where do I begin.
I grew up poor. Went to the military, got married, had kids. Built a stable life for us. Then I got injured and lost my career. Got out and life has been a roller coaster ever since.
Struggled financially for a while until 2020 when I was back paid 100k in disability benefits. Which I then invested and turned in to 500k. I paid off all my debt and bought a 725k house at 3%interest using the Va home loan.
Continued investing and pretty soon turned that 500k in to 1 milā¦. Life was finally amazing. It was everything I dreamed of. I got a taste of not having to worry about every day essentials. Affording to pay billsā¦ etc. I looked towards my kids future.
To top it all off, between my job, disability, and using the GI bill I was making around 14k a month. Completely debt free other then 20k car loan and my home. Built my credit from 480 up to 700 from 2019 to 2021.
Oh manā¦
Having 1 mil in my brokerage and my success at trading made me thinkā¦ well hey do wanna spend more time with my family + I have busted my ass for years never really getting to take a break. I wanted my wife to have some time for herself too as she had sacrificed immensely for me. Iāll just quit my job a lightly trade I thought.
This was a mistake. I did fine for a while, but hated withdrawing funds for bills. So I started over leveraging trying to make up for the withdraws. Started taking some losses. Hiding losses from my spouse.
I became obsessed, fixated on the market. Because I was lying to my spouse I became more and more withdrawnā¦ spending less time with her
I somehow spent less time with my family being home all day then I did working full time and being in school full time. Things continued to get worse.
I started drinking more and more to mask my anxiety. I didnāt want to seem āoffā so I drank to be normal. Pretty soon the million was down to 200k. I stopped paying the bills. Stopped paying house payments and we had financed 2 new cars. Stopped paying them.
Panic sets in and I can no longer contain it. Iām losing my mind. I tell my wife fearing she will leave me.
She consoles me. Tells me everything is going to be okay. But I am devastated and I can see the pain I have caused herā¦ but Iām still a wreck.
She still had faith in me. I blew up my account on December 23 of 2021. She didnāt know.
I start taking out payday loans. I put our house loan on Covid forbearance. Continuing to spiral. My mental health was a shadow of what it had been. I had worked so hard on it and my recovery was the reason we even bounced back to where we were.
I continued to throw it all away.
I finally told her everything. Sheās upset. She cries, throws things. But stillā¦ she stays for some reason. She still sees good in me even tho I have been a lying bastardā¦ she calms me and helps me make a plan. She gets me back out in ti the world and I get a job.
Fast forward to this moment. I am 70k behind on my home loan. I owe 80k between our 2 vehicles. I have racked up a bunch of short term loans that have went to collections. I owe money to a few overdrawn bank and brokerage accountsā¦ I have medical debt bc I wasnāt paying copays for my wife and kids appointments. My credit score is back down to 520.
After a year of being jobless Iām back at work in a different city and I drive home on the weekends and Iām back in school using GI bill for incomeā¦ this going well for now
Until todayā¦ through everything I didnāt realize my car insurance lapsed a few months agoā¦ today I was involved in an auto accident (my fault) I hit a parked truck on the side of the street on my way to work this morning. I just didnāt adjust, it was a wider f350ā¦ didnāt realize how close I was to it.
I stopped found the guy. My damages come to 3k (I need this vehicle) he filed a claim with his insurance. He gave them my info and he had uninsured motorist coverage. Now Iām afraid I wonāt be able to get my policy back as he reported my info to his agency.
To top it all off my marriage is at an all time low, she doesnāt trust me (I donāt blame her).April 1 sheās supposed to completely take over the finances.
I havenāt told her about the insurance/accident yet.
Iām falling apart and idk what to do. I have contemplated suicide (I have a 1mil policy between work and Va and private).
In any case Iām between selling the house and taking the equity to ease us financially. Or file ch 13 and save the house and try to get some stability back for my wife and kids.
This is unbelievable, and has been a nightmare that I saw coming but I just didnāt/couldnāt stop.
I donāt know what to do. Iām so lost. I hate being away from them but I have to work. Sheās overwhelmed taking on the burdens of everything ( we have no family help).
Every time I think things are gonna get better Iām reminded of just how big of a peace of shit I am.
submitted by Outsidespaceman to Advice [link] [comments]
I grew up poor. Went to the military, got married, had kids. Built a stable life for us. Then I got injured and lost my career. Got out and life has been a roller coaster ever since.
Struggled financially for a while until 2020 when I was back paid 100k in disability benefits. Which I then invested and turned in to 500k. I paid off all my debt and bought a 725k house at 3%interest using the Va home loan.
Continued investing and pretty soon turned that 500k in to 1 milā¦. Life was finally amazing. It was everything I dreamed of. I got a taste of not having to worry about every day essentials. Affording to pay billsā¦ etc. I looked towards my kids future.
To top it all off, between my job, disability, and using the GI bill I was making around 14k a month. Completely debt free other then 20k car loan and my home. Built my credit from 480 up to 700 from 2019 to 2021.
Oh manā¦
Having 1 mil in my brokerage and my success at trading made me thinkā¦ well hey do wanna spend more time with my family + I have busted my ass for years never really getting to take a break. I wanted my wife to have some time for herself too as she had sacrificed immensely for me. Iāll just quit my job a lightly trade I thought.
This was a mistake. I did fine for a while, but hated withdrawing funds for bills. So I started over leveraging trying to make up for the withdraws. Started taking some losses. Hiding losses from my spouse.
I became obsessed, fixated on the market. Because I was lying to my spouse I became more and more withdrawnā¦ spending less time with her
I somehow spent less time with my family being home all day then I did working full time and being in school full time. Things continued to get worse.
I started drinking more and more to mask my anxiety. I didnāt want to seem āoffā so I drank to be normal. Pretty soon the million was down to 200k. I stopped paying the bills. Stopped paying house payments and we had financed 2 new cars. Stopped paying them.
Panic sets in and I can no longer contain it. Iām losing my mind. I tell my wife fearing she will leave me.
She consoles me. Tells me everything is going to be okay. But I am devastated and I can see the pain I have caused herā¦ but Iām still a wreck.
She still had faith in me. I blew up my account on December 23 of 2021. She didnāt know.
I start taking out payday loans. I put our house loan on Covid forbearance. Continuing to spiral. My mental health was a shadow of what it had been. I had worked so hard on it and my recovery was the reason we even bounced back to where we were.
I continued to throw it all away.
I finally told her everything. Sheās upset. She cries, throws things. But stillā¦ she stays for some reason. She still sees good in me even tho I have been a lying bastardā¦ she calms me and helps me make a plan. She gets me back out in ti the world and I get a job.
Fast forward to this moment. I am 70k behind on my home loan. I owe 80k between our 2 vehicles. I have racked up a bunch of short term loans that have went to collections. I owe money to a few overdrawn bank and brokerage accountsā¦ I have medical debt bc I wasnāt paying copays for my wife and kids appointments. My credit score is back down to 520.
After a year of being jobless Iām back at work in a different city and I drive home on the weekends and Iām back in school using GI bill for incomeā¦ this going well for now
Until todayā¦ through everything I didnāt realize my car insurance lapsed a few months agoā¦ today I was involved in an auto accident (my fault) I hit a parked truck on the side of the street on my way to work this morning. I just didnāt adjust, it was a wider f350ā¦ didnāt realize how close I was to it.
I stopped found the guy. My damages come to 3k (I need this vehicle) he filed a claim with his insurance. He gave them my info and he had uninsured motorist coverage. Now Iām afraid I wonāt be able to get my policy back as he reported my info to his agency.
To top it all off my marriage is at an all time low, she doesnāt trust me (I donāt blame her).April 1 sheās supposed to completely take over the finances.
I havenāt told her about the insurance/accident yet.
Iām falling apart and idk what to do. I have contemplated suicide (I have a 1mil policy between work and Va and private).
In any case Iām between selling the house and taking the equity to ease us financially. Or file ch 13 and save the house and try to get some stability back for my wife and kids.
This is unbelievable, and has been a nightmare that I saw coming but I just didnāt/couldnāt stop.
I donāt know what to do. Iām so lost. I hate being away from them but I have to work. Sheās overwhelmed taking on the burdens of everything ( we have no family help).
Every time I think things are gonna get better Iām reminded of just how big of a peace of shit I am.
2023.03.29 08:25 ashdur17 What is happening?!
I'm 28F and little over a month pregnant, I haven't had any morning sickness or any other symptoms of pregnancy yet other than I'm tired all the time but can't sleep at night, hungry more than usual and 3 positive pregnancy tests. I have 2 kids already with minimal issues for both. Yesterday I started a slow light spotting, and today it increased throughout the day. But tonight when going to bed I started feeling a little crampy, I never really had cramps during a menstrual cycle and if I did it was barely anything. I got out of bed to use restroom and soaked through my panties as soon as I stood up with blood, went to the bathroom and a clot dropped into the toilet. Not like as big as after birth, but not tiny either, I definitely noticed it coming out, but it didn't hurt. I've never had any issues with pregnancy or carrying to term with both my kids, my hubby said I did have spotting off and on with my first that I didn't remember but I don't feel like this is just spotting if a clot is coming out. I'm going to call my doc first thing in AM but I'm panicking and worried and scared and confused right now that it's a early miscarriage. What is happening to me right now?!
submitted by ashdur17 to pregnant [link] [comments]
2023.03.29 08:25 tchaikovskysnut I miss my baby
Itās been almost a year now since I got pregnant and had my abortion at 6 weeks. The circumstances were shite and everything fucken sucked.
The first few days after I found out, I cried so much I thought I would die. Then the morning sickness started, and I ended up at the ER, saw the little heartbeat, and suddenly didnāt seem to be able to feel much after that. Just little snippets of feeling. Iāve been half convincing myself since that I just didnāt care enough, that I donāt have the right to grieve a life I ended, that my sadness is a performance. But sometimes it comes back and reminds me how much this fucking blows. Today, midway through dishes, I started crying again and ended up on the floor, with a rolled up sweater that I was cradling as if it were a baby. Kid wouldāve been like three months old. I wish I could have shown them I loved them, as much as it doesnāt feel like Iām allowed to.
submitted by tchaikovskysnut to offmychest [link] [comments]
The first few days after I found out, I cried so much I thought I would die. Then the morning sickness started, and I ended up at the ER, saw the little heartbeat, and suddenly didnāt seem to be able to feel much after that. Just little snippets of feeling. Iāve been half convincing myself since that I just didnāt care enough, that I donāt have the right to grieve a life I ended, that my sadness is a performance. But sometimes it comes back and reminds me how much this fucking blows. Today, midway through dishes, I started crying again and ended up on the floor, with a rolled up sweater that I was cradling as if it were a baby. Kid wouldāve been like three months old. I wish I could have shown them I loved them, as much as it doesnāt feel like Iām allowed to.